consumer credit counseling service

 

 

I’m Up to My Ears in Debt. – Nathan

 Nathan wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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The Truth About The Failure Rates and Completion Rates of Credit Counseling, Debt Settlement, and Bankruptcy.

 This is a story that I’ve been working on for a few weeks. I’ve been asking people and groups for feedback and information to write this but what I’ve run into, is a wall.
I have received some feedback from groups and people that don’t wish to be publicly identified to protect themselves but what [...]

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I Am in a Debt Management Plan With Only $100 a Month to Spare. – Lynn

Lynn wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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What Do You Think of the CCCS company Money Management International? – Carol

Carol wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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Disturbing and Potentially Deceptive Move by Credit Card Industry. HelpWithMyCredit.org

It what certainly feels like yet another self-serving action by the credit card industry, Bank of America, Capital One, Citi and Discover Card, as well as the payments networks MasterCard and Visa have launched a new website HelpWithMyCredit.org that misleads consumers.
What appears to be even worse, is that a CNN personal financial reporter that I [...]

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Most Debt Advice Suggested is Snake Oil or the Wrong Solution For People In Trouble. Here’s Why.

I’ve been following the conversations on Twitter (@GetOutOfDebtGuy) and watching what others are saying about debt management, credit counseling, debt settlement and bankruptcy and it really has me worried and concerned.
I’m a guy that lived through financial problems myself and went bankrupt in 1990. I then went on to found and run a non-profit credit [...]

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I Have Contacted CCCS and Money Management International And Was Told They Can’t Help Me. – Josephine

This question was submitted to me through the GetOutOfDebt.org site. You can ask a question online here.
Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and [...]

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Quickies – CCCS Consumer Review, Autos, Cards, Balances, and Debt

When I need a break from answering questions I often take a look for some odd or interesting search terms that people used to find me. Below are some of the latest I saw today that I wanted to provide quick answers to.
Steve
Search Terms

CCCS consumer review – CCCS stands for Consumer Credit Counseling Service [...]

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Should I Do CCCS vs Debt Settlement? – Dave

Dave wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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Michael is Looking For a NFCC Debt Settlement Program

Michael wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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Federal Trade Commission Should Allow For-Profit Credit Counseling and Debt Settlement Firms to Assist All Consumers

I understand that the Federal Trade Commission has been looking into regulating the debt settlement industry. I feel the time has come to finally address the needs of consumers for representation in credit counseling and debt settlement matters.
I have provided a statement to the FTC in order to support the acceptance and regulation of for-profit [...]

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Jeannie Already Went Bankrupt And Is Now With CCCS But Can’t Afford to Feed Her Daughter

Jeanie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

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Crys Writes In And Asks “We’ve Been to Credit Counseling But Should We File For Bankruptcy?”

Crys wrote to me through the GetOutOfDebt.org site and asked me for help. If you have a question you’d like to ask, write me for free by visiting GetOutOfDebt.org

“Dear Steve
Hi! I am a piano teacher, and due the bad economy have very few students, even though I am used to having plenty.
We just moved [...]

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