Tag Archives: credit bureau
- Credit Scoring is a Scam and a Fraud
Photo Credit: The Truth About I was just sitting here and noticed that someone searched for “credit scoring is a scam and a fraud.” Kind of an interesting search. Frankly I never thought of it like that. But that reality is that point of view isn’t all that far off. You see the impression people [...]
- Sohail Wants to Pay Off Old Debts to Improve His Credit
Sohail “Dear Steve, I have debts and collection agencies had been contacting me about them, but not anymore. I want to pay off all my debts and make an excellent credit. I want help in (1) to find out how much I owe and who? (2) I want to pay you very fast and you [...]
- Opal Writes In “I’m Worried About Hurting My Credit If I Close Credit Card Accounts”
Opal “Dear Steve, I have two or three credit card that are debt free. Should I close these accounts since I don’t use them and don’t need but one active card? Would it go against my credit to close these? Opal” The Answer: Dear Opal, As strange as this may sound, with only two [...]
- How Can I Get My Hospital Payments to Improve My Credit Report? – Sasha
Sasha “Dear Steve, I just found out about 4 months ago that i owed on hospital bills that i thought was taken care of. I contacted the creditor as soon as i found out and since my income was low the hospital agreed to write off a big portion. But I am paying on the [...]
- “How Do I Go About Making My Credit Score Better” – Antoine
Antoine writes in to the Get Out of Debt Squirrel and asks: I don’t have credit card dept of any kind. I’ve never filed bankruptcy. I have bills on my credit report some of them I’m unaware of and the others are overdue bills. How do I go about solving the problem to get it [...]
- I Would Like to Clear Up My Credit A.S.A.P. – Ginger
Ginger “Dear Steve, I have had Identity theft happen to me and I have also messed up my credit. I want to move in July 2009. I would like to clear up my credit a.s.a.p. What are the best solutions to clearing up my credit? Ginger” The Answer: Dear Ginger, Clearing up your credit [...]
- Secret Credit Bureaus You Don’t Know About, But They Know About You
So let me tell you a story about secret credit bureaus that you don’t know about. Most of us have some knowledge about the three major credit bureaus that hold our credit report and credit score. The three biggies are Equifax, Experian and Transunion. But there are more places that hold information about you. Have [...]
- Bob Was Injured And Is Now Behind On His Credit Cards
“Dear Steve, I’ve been out of work since 10/17/07 (Auto accident) & was let go from my job…I am trying to work with credit card companies. One said they would deffer payments for two months but close the account…How does this effect my credit score with the credit bureau? Does deffered credit card payments (by [...]
- ML Writes In, “I Can’t Pay My American Express Card.”
“Dear Steve, I am self employed and have lost an important account. I now cannot pay the minimum on my American Express card, which is $2,000.00. If I pay them I can’t pay my other expenses. Have you any ideas ?” Dear ML, Ouch! I know how much it hurts to lose a major account [...]