How to Get Out of Debt With the Get Out of Debt Guy » credit card debt consolidation

Credit Card Debt Consolidation Paying People to Join Debt Management and Debt Settlement

Steve Rhode — Sat, 26 Nov 2011 15:33:26 +0000

A reader sent me in a questions about a recent press release put out by Credit Card Debt Consolidation.

The reader said “Don’t the UDMSA regulations and a number of states prohibit incentives and rebates for debt relief programs?”

I’ll let the debt relief industry readers answer that one.

I did notice their home page has the BBB logo on it but a search of the BBB website could not locate a company by that name.

I also noticed that their website does not list their business address on it or identify the underlying company responsible for this website.

Their site does say, “Our company is located in Southern Florida,” but a search of Florida corporate records could not locate any such active company. The site also says, “Credit Card Debt Consolidation (CCDC) was founded in 2002 as a debt referral company,” and the only Florida registration I could find that matched this statement was a company called CCDC, LLC that was formed in 2002 in Miami. However, the company was administratively dissolved in 2005 for failing to file annual returns.

The telephone number on their website, 800-351-5647, has also been used by Brandon David at DebtManagementProfessionals.net, AmericanDebtHelp.com, Consolidate Debt, CreditCardHelp.net (source), and Free Debt Consolidation (source).

Company Name: Consolidate Debt Inc
Address: John Anthony. 56925 Yucca Trail, Suite 360. Yucca Valley, CA 92284
Phone: 800-351-5647, Fax: 800-700-9998
Website: http://www.consolidate-debt.org

Contact Information:
andrew byron
Consolidate Debt Inc
56925 Yucca Trail, Suite 360.
Yucca Valley, CA 92284
United States
Telephone: 800-351-5647
http://www.consolidate-debt.org – Source

@GetOutOfDebtGuy

Here was the press release in question.

Black Friday: Credit Card Debt Consolidation Announces 0.00 Off First Payment

Credit Card Debt Consolidation Co., announces a $200.00 promotion for first time visitors.

Palm Springs, CA (PRWEB) November 25, 2011

Credit Card Debt Consolidation, an industry leader in the debt management and debt settlement referral business, has offered a $200.00 promotion for consumers struggling with unsecured debt. With consumers being told to spend this holiday season, the company is now offering a temporary promotion which will be aimed at helping consumers further save money. This promotion will be effective immediately, and will terminate on November 30th, 2011. After the consumer goes through the quoting procedure for credit card debt relief (http://www.creditcarddebtconsolidation.net/credit-card-debt-relief.php), (whether its done online, by phone or in person), the applicant must mention this promo code in order to have $200.00 waived off the first months payment. The promotional code to have this applied will be “Nov200”.

The manager of Credit Card Debt Consolidation, Britani Christian said, “We couldn’t be more thrilled to help consumers better manage their debt. Consumers are constantly being misled by creditors, and are constantly being tempted to spend. Especially with the holiday season fast approaching, consumers should better manage their debt as opposed to obtaining new debt through tempting holiday introductory offers”.

This year, Credit Card Debt Consolidation has expanded operations in two regional areas. The primary office is located in Palm Springs, California but they have a secondary office located in Miami, Florida. Although they allow walk-in appointments, most of the quotes are issued via the online quoting system.

About Credit Card Debt Consolidation:
Credit Card Debt Consolidation (http://www.creditcarddebtconsolidation.net) is a for profit company located in Southern California, with a secondary office in Florida. Our office is aimed at helping consumers reeducate themselves when it comes to resolving credit card and collection debt. Our company provides a referral service, after our financial analysis services into both debt management and debt settlement. What separates our agency from the competitors, is that we provide two quotes in one, when trying to find the best possible solution to combat debt. – Source
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Free Get Out Of Debt Calculators Online

Steve Rhode — Fri, 29 Jan 2010 20:24:36 +0000

From How to Get Out of Debt

Use these free online calculators to discover how to consolidate or pay down your debt in the shortest period of time so you can save the most amount of money.

The interactive calculations, dynamic graphs and fully customizable reports are just a few of the features that make our calculators stand out.

Our exclusive online calculators can help you get out of debt faster and help you to determine if you should consolidate your debt.

Get Out Of Debt and Debt Elimination Calculators

Credit Card Optimizer

The Credit Card Optimizer helps you determine the best distribution of your credit card debt.

Accelerated Debt Payoff

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

How much do you owe?

Use this calculator as a starting point for your debt management plan.

Personal Debt Consolidation

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Roll-Down Your Credit Card Debt!

The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.

Consolidation Loan Investment Calculator

Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.

Credit Card Pay Off

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Debt Loans and Debt Consolidation

Steve Rhode — Thu, 17 Dec 2009 03:59:32 +0000

From How to Get Out of Debt

There are things hardwired into our brains. Our heart beats when we sleep, we breathe, we dream. When it comes to money problems, one of the automatic solutions people think of is the need to get a debt consolidation loan.

Debt Loans

Getting a debt consolidation loan is not an automatic guarantee that it will solve the bad credit problem. A loan for debt consolidation can make sense it you have higher interest rate debt and want to refinance the debt with a new single loan.

Home Equity Loans

The easiest consolidation debt solution is to put up your house as collateral if you have equity. Banks and lenders are more willing to give you a debt consolidation loan if you put the house up because they will take your house if you don’t pay. While the home debt consolidation loan may have a lower interest rate it is simply because the lender has less risk in making the loan with your house pledged as collateral.

Loans for Bad Credit – Bad Credit Personal Loans

If you don’t risk losing your house for a debt consolidation loan you are should read Loans for Bad Credit – Bad Credit Personal Loans to find out how to avoid the typical debt consolidation scam.

That article also lists some real solutions and places, like LendingClub.com where you can actually get debt consolidation loans for both business debt and credit card or student loan debt.

Credit Card Cash Advances

Borrowing money from your credit cards by taking cash advances in no way for credit debt consolidation to be effective. Taking out those high interest rate cash advances is almost always financial suicide. Don’t do it.

Borrowing From Friends and Family Members

While borrowing cash from your credit cards to consolidate debt is financial suicide, borrowing money from family and friends for debt consolidation is relationship suicide. It would be far better to get a legitimate debt consolidation loan from a place like Lending Club and have to pay interest than lose a precious relationship over some debt consolidation loan that goes bad. And I know what you are saying, “I promise I’ll make the debt consolidation payments.” That’s what everyone says, but no matter what, it can come between people and ruin relationships.

@GetOutOfDebtGuy

Nobody Will Give Me a Debt Consolidation Loan to Pay Off My Debts. – Scott

Steve Rhode — Fri, 31 Jul 2009 15:27:44 +0000

From How to Get Out of Debt

Scott

“Dear Steve,

I make good income (130,000.00/yr) but have three kids and several credit cards from before my pay went up. we have approx 40,000 in debt and the payment are starting to get more difficult. We are still making all of our payments

How can I consulidate all this debt to one payment and pay off quicker?

Scott”

The Answer:

Dear Scott,

If you have a credit score above 640 then you might want to check out LendingClub.com for a debt consolidation loan. This is a peer-to-peer lending network. People all over will pitch in and each fund a small amount of your total loan request, thus spreading the risk over a large group of people.

Once the loan is funded then the money will be wired into you bank account for you to pay off your debts. This will give you one monthly loan with a lower payment.

I happen to be one of the lenders on LendingClub, who knows, maybe I’ll be part of the group of lenders to get a chance to help you get out of debt.

Big Hug!

@GetOutOfDebtGuy

How to Get Out of Debt With the Get Out of Debt Guy » credit card debt consolidation

Credit Card Debt Consolidation Paying People to Join Debt Management and Debt Settlement

Black Friday: Credit Card Debt Consolidation Announces 0.00 Off First Payment

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Free Get Out Of Debt Calculators Online

Get Out Of Debt and Debt Elimination Calculators

Other Related Articles to Read

Debt Loans and Debt Consolidation

Debt Loans

Other Related Articles to Read

Nobody Will Give Me a Debt Consolidation Loan to Pay Off My Debts. – Scott

The Answer:

Other Related Articles to Read