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Tag Archives: credit card

I’ve Been Called Back to Active Duty in the Army. What Do I Do About My Car Payment and Bank Loans? – Larry

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Larry “Dear Steve, I have been called back to active duty. I do not make as much on active duty as I did on the civilian side. I am currently selling my house but even with it gone I don’t make enough to pay my car note and my bank loans. How do I fix this without bankrupcy or repositions? ... Read More »

As Medical Costs Rise, More People to Charge Medical Care

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When doctors first began accepting credit cards for payment years ago, patients were shocked. The impression was that the doctor was just in it for the money. Then a few years latter some medical offices began to offer credit company backed financing for larger medical procedures, again patients were shocked. This trend was lead by GE Money and their CareCard ... Read More »

My Son Has Aspergers, Autism, Anxiety, Depression and College Credit Cards. – Laura

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“Dear Steve, My son who is 27 yrs old and currently on permanant disability for aspergers autism,anxiety disorder 300 and depression, he got caugh up in getting credits cards while attending school you know the ones, credit cards for students. Any way he will never be able to work and is currently getting social security disability benefits. what action can ... Read More »

My 19 Year Old Daughter Owes $5,000 on a TD Bank Credit Card. Does She Have to Pay?- Marion

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Marion “Dear Steve, My daughter was is 19 years old was offered a credit card at TD Bank, when she went in to take some money out of her savings account. She was told that it was a great time to get a card, and that they get commission/points for how many people they can sign up for a credit ... Read More »

I Started to Get Into Debt at 19. – Jon

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Jon “Dear Steve, Hello, My story is a bit different, and longer than most. feel free to edit as you like. Coming out of high school, I had a job with great perks, and really good pay about a year and a half ago. The problem was, that with all these perks and money at the age of 19, I ... Read More »

College Students Rack Up Debt

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I recognized the school in this video, it was the first college I went to, Montgomery College, in Rockville, MD. Embedded video from CNN Video Get Out of Debt Guy – Twitter, G+, Facebook Read More »

Debit Cards Less Safe Than Credit Cards & Please Use Your Credit Card Online

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Over the years I have been droning on and on about the differences between a debit card and a credit card regarding safety and why people need to be more afraid of using their card in a restaurant than online. Where does the waiter go with your card when you hand it to them? Debit cards and credit cards are ... Read More »

I Don’t Want to Pay Stupid Credit Card Overlimit Fees And Charges. – Melissa

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“Dear Steve, I have 2 credit cards that I haven’t paid since August. Now my debt is almost 5000 since most is from over limit, late payment and finance charges. I was able to get one credit card to accept 50 a month at 0% for the next 12 months. Obviously i am hoping to pay more over the course ... Read More »

I’ve Said It For Years, a Debit Card is Not as Safe to Use as a Credit Card

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The Consumerist site had a great story titled “Why Do Lenders Want You To Use Your Debit Card Like A Credit Card?” in which they brought up the issue again about the differences between a credit card and a debit card. Debit cards have invaded our lives and they are pushed like crack by our banks. The information the banks ... Read More »

My Credit Card Companies Said They Can’t Help Even if They Got a Bailout. – Shaun

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Shaun “Dear Steve, Hubby and I bought our home in 2007, our credit was in pretty good condition. We had the same amount of credit cards as we do now, with the exception of 2. One each. Some are the same cards for both of us. We have about 13 or 14000 in just credit cards. My car will be ... Read More »

Should I Take Money Out of My IRA to Pay My Credit Cards? – David

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“Hi Steve, My wife is out of work and I was for about a year. We have about 40K in CC debt and there is no way I see to get rid of that. We have 2 houses and can’t selll the one we do not live in as the market stinks. We have the two mortgages. I have 54K ... Read More »

I Have Several Credit Cards That I Haven’t Been Able to Pay On. – David

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“Dear Steve, I have several credit cards that I haven’t been able to pay on, I am currently paying on one of them, Im just now starting to get calls from lawyers for collection. My wife and I also have a time share that we havent been able to use let alone afford, we havent made payments on that either. ... Read More »

Is Buying a Used Car With a Credit Card a Good Thing? – Karla

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Karla “Dear Steve, Is buying a used car with a credit card a good thing? Karla” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here The Answer   Dear Karla, Excellent question. My answer may surprise ... Read More »

Terrance Says His Debt Problems Are Worse Than Anyone He Knows

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Terrance “Dear Steve, First off I’m 20 years old and have debt problems worse than anyone I know. But besides that I have payday loans, banking accounts, cell phone, and one credit card. Some happened before I was even 18. But I talked to a friend of mine who said she repaired her credit herself by just writing letter and ... Read More »

So You Have to Use Your Credit Card In An Emergency – Personal Finnance Bloggers Question of The Week

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This weeks personal finance brain trust question was: What goes through your mind when people say that they HAD to use their credit card to get by? Is using a credit card when you can’t afford to pay a smart or necessary thing to do? WC – A 27-year-old writer living in Chicago and writing about personal finance through The ... Read More »

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