How to Get Out of Debt With the Get Out of Debt Guy » credit cards http://getoutofdebt.org Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry. Sun, 12 Feb 2012 18:39:23 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 University of Georgia Ph.D. Student Sentenced For Fraud And Identity Theft http://getoutofdebt.org/33313/university-of-georgia-ph-d-student-sentenced-for-fraud-and-identity-theft http://getoutofdebt.org/33313/university-of-georgia-ph-d-student-sentenced-for-fraud-and-identity-theft#comments Fri, 30 Dec 2011 18:15:14 +0000 Amanda Miller http://getoutofdebt.org/?p=33313

From How to Get Out of Debt

In early December, Carlton Lewis, a former Ph.D. student was sentenced to 70 months in prison for his role in an identity theft and credit card fraud conspiracy. Throughout the conspiracy, Lewis, who was enrolled as a Ph.D. student at the University of Georgia, provided credit and debit card skimming devices to waitresses working in [...]

Read the full article at GetOutOfDebt.org, click here: University of Georgia Ph.D. Student Sentenced For Fraud And Identity Theft

]]> http://getoutofdebt.org/33313/university-of-georgia-ph-d-student-sentenced-for-fraud-and-identity-theft/feed/ 0 East Coast Credit Card Fraud Ringleader Gets 12 Years In Prison http://getoutofdebt.org/33308/east-coast-credit-card-fraud-ringleader-gets-12-years-in-prison http://getoutofdebt.org/33308/east-coast-credit-card-fraud-ringleader-gets-12-years-in-prison#comments Wed, 28 Dec 2011 20:00:08 +0000 Amanda Miller http://getoutofdebt.org/?p=33308

From How to Get Out of Debt

An identity thief was sentenced earlier this month to 12 years in prison for managing and east coast credit card fraud ring. Jonathan Oliveras, used counterfeit credit cards encoded with stolen account information up and down the East Coast of the United States and has been sentenced for this crime. In addition to his 12 [...]

Read the full article at GetOutOfDebt.org, click here: East Coast Credit Card Fraud Ringleader Gets 12 Years In Prison

]]> http://getoutofdebt.org/33308/east-coast-credit-card-fraud-ringleader-gets-12-years-in-prison/feed/ 0 Retail Store Credit Cards: How Many = Too Many? http://getoutofdebt.org/32334/retail-store-credit-cards-how-many-too-many http://getoutofdebt.org/32334/retail-store-credit-cards-how-many-too-many#comments Fri, 18 Nov 2011 08:59:45 +0000 Guest Post http://getoutofdebt.org/?p=32334

From How to Get Out of Debt

“Would you like to save 10 percent on your purchase today by applying for a retail store credit card?” Does that sound familiar? Just about every major clothing and electronics store has promotion aimed at getting people to sign up for a store-specific credit card. But what you don’t know about retail store credit cards [...]

Read the full article at GetOutOfDebt.org, click here: Retail Store Credit Cards: How Many = Too Many?

]]> http://getoutofdebt.org/32334/retail-store-credit-cards-how-many-too-many/feed/ 0 Couple Faces Serious Jail Time For Their $25 Million Nationwide Telemarketing Fraud Scam http://getoutofdebt.org/32272/couple-faces-serious-jail-time-for-their-25-million-nationwide-telemarketing-fraud-scam http://getoutofdebt.org/32272/couple-faces-serious-jail-time-for-their-25-million-nationwide-telemarketing-fraud-scam#comments Tue, 15 Nov 2011 17:00:31 +0000 Amanda Miller http://getoutofdebt.org/?p=32272

From How to Get Out of Debt

Kara Singleton Adams, from Georgia, was found guilty last week on charges of wire fraud, conspiracy, and structuring financial transactions, relating to a $25 million nationwide telemarketing fraud scheme. Already convicted in this scheme are three co-defendants including Adams’ husband, Jason James Eyer, James Adolph Schoenholz, and Brittany Dunphy. All three pleaded guilty to related [...]

Read the full article at GetOutOfDebt.org, click here: Couple Faces Serious Jail Time For Their $25 Million Nationwide Telemarketing Fraud Scam

]]> http://getoutofdebt.org/32272/couple-faces-serious-jail-time-for-their-25-million-nationwide-telemarketing-fraud-scam/feed/ 0 I Was Building a New House But the Bank Won’t Give Us What it Appraised For So I Put the Rest on My Credit Cards. – John http://getoutofdebt.org/28168/i-was-building-a-new-house-but-the-bank-wont-give-us-what-it-appraised-for-so-i-put-the-rest-on-my-credit-cards-john http://getoutofdebt.org/28168/i-was-building-a-new-house-but-the-bank-wont-give-us-what-it-appraised-for-so-i-put-the-rest-on-my-credit-cards-john#comments Sat, 28 May 2011 15:50:39 +0000 Damon Day http://getoutofdebt.org/?p=28168

From How to Get Out of Debt

“Dear Damon, Was building a new house.. Went to close on long term loan.. The bank would not give us what it was appraised for. I had to you all saving to not lose the house.. I put the rest on credit cards. I could not keep up with card and all other expenses. I [...]

Read the full article at GetOutOfDebt.org, click here: I Was Building a New House But the Bank Won’t Give Us What it Appraised For So I Put the Rest on My Credit Cards. – John

]]> http://getoutofdebt.org/28168/i-was-building-a-new-house-but-the-bank-wont-give-us-what-it-appraised-for-so-i-put-the-rest-on-my-credit-cards-john/feed/ 0 Scott Writes Me and Asks For Help – “We Are Behind And Overwhelmed” http://getoutofdebt.org/1035/scott-writes-me-and-asks-for-help-we-are-behind-and-overwhelmed http://getoutofdebt.org/1035/scott-writes-me-and-asks-for-help-we-are-behind-and-overwhelmed#comments Mon, 18 Oct 2010 20:31:27 +0000 Steve Rhode http://getoutofdebt.org/?p=1035

From How to Get Out of Debt

Scott wrote to me at GetOutOfDebt.org and asked me the following question. If you have a question you can visit GetOutOfDebt.org and ask for my free help also. “Dear Steve, We have too many bills and not enough money. We owe $30,000 in debt besides my mortgage. We are behind about 1-2 months are most [...]

Read the full article at GetOutOfDebt.org, click here: Scott Writes Me and Asks For Help – “We Are Behind And Overwhelmed”

]]> http://getoutofdebt.org/1035/scott-writes-me-and-asks-for-help-we-are-behind-and-overwhelmed/feed/ 0 Teresa Writes In “I Have Too Many Credit Cards” http://getoutofdebt.org/1298/teresa-writes-in-i-have-too-many-credit-cards http://getoutofdebt.org/1298/teresa-writes-in-i-have-too-many-credit-cards#comments Sat, 21 Aug 2010 16:44:17 +0000 Steve Rhode http://getoutofdebt.org/?p=1298

From How to Get Out of Debt

Teresa wrote to me through the GetOutOfDebt.org site and asked me her question below. You can write me for help also. Visit GetOutOfDebt.org. “Dear Steve, I have too many credit cards. Where do I start to get rid of them? Teresa” The Answer:   Dear Teresa, Credit cards don’t magically appear in our wallets or [...]

Read the full article at GetOutOfDebt.org, click here: Teresa Writes In “I Have Too Many Credit Cards”

]]> http://getoutofdebt.org/1298/teresa-writes-in-i-have-too-many-credit-cards/feed/ 0 Opal Writes In “I’m Worried About Hurting My Credit If I Close Credit Card Accounts” http://getoutofdebt.org/1293/opal-writes-in-im-worried-about-hurting-my-credit-if-i-close-credit-card-accounts http://getoutofdebt.org/1293/opal-writes-in-im-worried-about-hurting-my-credit-if-i-close-credit-card-accounts#comments Mon, 26 Jul 2010 16:32:27 +0000 Steve Rhode http://getoutofdebt.org/?p=1293

From How to Get Out of Debt

Opal wrote to me through the GetOutOfDebt.org site and asked me the question below. If you have a question you can write to me through the site as well. “Dear Steve, I have two or three credit card that are debt free. Should I close these accounts since I don’t use them and don’t need [...]

Read the full article at GetOutOfDebt.org, click here: Opal Writes In “I’m Worried About Hurting My Credit If I Close Credit Card Accounts”

]]> http://getoutofdebt.org/1293/opal-writes-in-im-worried-about-hurting-my-credit-if-i-close-credit-card-accounts/feed/ 0 This Time I Asked “Do You Think You Are a Failure When You Break Your Budget?” http://getoutofdebt.org/1114/this-time-i-asked-do-you-think-you-are-a-failure-when-you-break-your-budget http://getoutofdebt.org/1114/this-time-i-asked-do-you-think-you-are-a-failure-when-you-break-your-budget#comments Fri, 09 Jul 2010 14:36:12 +0000 Steve Rhode http://getoutofdebt.org/?p=1114

From How to Get Out of Debt

Recently I was over on the Finance Your Life blog and asked Doctor S, the blogger there for his opinion on the following question: “Do you become a financial failure when you break the budget just trying to get a bit of fun in your life when everything else around is stressful at home, at [...]

Read the full article at GetOutOfDebt.org, click here: This Time I Asked “Do You Think You Are a Failure When You Break Your Budget?”

]]> http://getoutofdebt.org/1114/this-time-i-asked-do-you-think-you-are-a-failure-when-you-break-your-budget/feed/ 1 How to Get All the Cheap Credit You Want http://getoutofdebt.org/19324/how-to-get-all-the-cheap-credit-you-want http://getoutofdebt.org/19324/how-to-get-all-the-cheap-credit-you-want#comments Sun, 30 May 2010 15:42:47 +0000 Amanda Miller http://getoutofdebt.org/?p=19324

From How to Get Out of Debt

Today, the average person pays between 16 and 17 percent on credit card balances. While interest charges may seem low when you look at the monthly charge on your statement, over the long run they can really add up. In fact, the average person can put a hundred bucks or more in his or her [...]

Read the full article at GetOutOfDebt.org, click here: How to Get All the Cheap Credit You Want

]]> http://getoutofdebt.org/19324/how-to-get-all-the-cheap-credit-you-want/feed/ 0 Can I Go Bankrupt On Just My Credit Cards? – Mike http://getoutofdebt.org/5471/can-i-go-bankrupt-on-just-my-credit-cards-mike http://getoutofdebt.org/5471/can-i-go-bankrupt-on-just-my-credit-cards-mike#comments Fri, 07 May 2010 22:10:25 +0000 Steve Rhode http://getoutofdebt.org/?p=5471

From How to Get Out of Debt

Mike wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Can I Go Bankrupt On Just My Credit Cards? – Mike

]]> http://getoutofdebt.org/5471/can-i-go-bankrupt-on-just-my-credit-cards-mike/feed/ 3 Daniel Writes In – “How Can I Get Out of Credit Card Debt?” http://getoutofdebt.org/616/daniel-writes-in-how-can-i-get-out-of-credit-card-debt http://getoutofdebt.org/616/daniel-writes-in-how-can-i-get-out-of-credit-card-debt#comments Tue, 27 Apr 2010 21:24:25 +0000 Steve Rhode http://getoutofdebt.org/?p=616

From How to Get Out of Debt

Daniel says, “I’ve been buried in credit card debt and it feels like I make payments each month and instead of things going down, things go up. My interest rates recently went up even though I have not missed a payment or paid late. Another one of my MasterCard’s just lowered my limit a lot. [...]

Read the full article at GetOutOfDebt.org, click here: Daniel Writes In – “How Can I Get Out of Credit Card Debt?”

]]> http://getoutofdebt.org/616/daniel-writes-in-how-can-i-get-out-of-credit-card-debt/feed/ 1 Rebecca And Her Husband Are Struggling to Keep The Business Going http://getoutofdebt.org/5126/rebecca-and-her-husband-are-struggling-to-keep-the-business-going http://getoutofdebt.org/5126/rebecca-and-her-husband-are-struggling-to-keep-the-business-going#comments Tue, 27 Apr 2010 17:02:25 +0000 Steve Rhode http://getoutofdebt.org/?p=5126

From How to Get Out of Debt

Rebecca wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Rebecca And Her Husband Are Struggling to Keep The Business Going

]]> http://getoutofdebt.org/5126/rebecca-and-her-husband-are-struggling-to-keep-the-business-going/feed/ 0 Thu Wrote Me And Said “I’m Really Struggling, My Husband is Disabled, How Can I Get Out Of Debt?” http://getoutofdebt.org/1081/thu-wrote-me-and-said-im-really-struggling-my-husband-is-disabled-how-can-i-get-out-of-debt http://getoutofdebt.org/1081/thu-wrote-me-and-said-im-really-struggling-my-husband-is-disabled-how-can-i-get-out-of-debt#comments Sat, 10 Apr 2010 16:38:02 +0000 Steve Rhode http://getoutofdebt.org/?p=1081

From How to Get Out of Debt

Thu wrote to me through the GetOutOfDebt.org site and asked me the following question. If you have a question you want to ask, visit the GetOutOfDebt.org site and ask. I’m here to help for free. “Dear Steve, I’m married, my husband is disabled. I have 3 growing children and a 6 year old disabled child. [...]

Read the full article at GetOutOfDebt.org, click here: Thu Wrote Me And Said “I’m Really Struggling, My Husband is Disabled, How Can I Get Out Of Debt?”

]]> http://getoutofdebt.org/1081/thu-wrote-me-and-said-im-really-struggling-my-husband-is-disabled-how-can-i-get-out-of-debt/feed/ 2 Trish Says “Credit Counselor Is Going Out of Business And I’m Late On Payments” http://getoutofdebt.org/1691/trish-says-credit-counselor-is-going-out-of-business-and-im-late-on-payments http://getoutofdebt.org/1691/trish-says-credit-counselor-is-going-out-of-business-and-im-late-on-payments#comments Tue, 06 Apr 2010 18:29:56 +0000 Steve Rhode http://getoutofdebt.org/?p=1691

From How to Get Out of Debt

Trish wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Trish Says “Credit Counselor Is Going Out of Business And I’m Late On Payments”

]]> http://getoutofdebt.org/1691/trish-says-credit-counselor-is-going-out-of-business-and-im-late-on-payments/feed/ 0 How Do We Get Out of Debt Without Hurting Our Credit? – Amanda http://getoutofdebt.org/5455/how-do-we-get-out-of-debt-without-hurting-our-credit-amanda http://getoutofdebt.org/5455/how-do-we-get-out-of-debt-without-hurting-our-credit-amanda#comments Tue, 06 Apr 2010 13:34:24 +0000 Steve Rhode http://getoutofdebt.org/?p=5455

From How to Get Out of Debt

Amanda wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: How Do We Get Out of Debt Without Hurting Our Credit? – Amanda

]]> http://getoutofdebt.org/5455/how-do-we-get-out-of-debt-without-hurting-our-credit-amanda/feed/ 0 MJ – “I’m Ill, I’ve Got Bills, And I Don’t Know What To Do” http://getoutofdebt.org/4349/mj-im-ill-ive-got-bills-and-i-dont-know-what-to-do http://getoutofdebt.org/4349/mj-im-ill-ive-got-bills-and-i-dont-know-what-to-do#comments Sun, 28 Feb 2010 16:48:05 +0000 Steve Rhode http://getoutofdebt.org/?p=4349

From How to Get Out of Debt

MJ wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: MJ – “I’m Ill, I’ve Got Bills, And I Don’t Know What To Do”

]]> http://getoutofdebt.org/4349/mj-im-ill-ive-got-bills-and-i-dont-know-what-to-do/feed/ 0 I’m in College and Getting Sued by CapitalOne. What Do I Do? – John http://getoutofdebt.org/7005/im-in-college-and-getting-sued-by-capitalone-what-do-i-do-john http://getoutofdebt.org/7005/im-in-college-and-getting-sued-by-capitalone-what-do-i-do-john#comments Sat, 13 Feb 2010 16:51:01 +0000 Steve Rhode http://getoutofdebt.org/?p=7005

From How to Get Out of Debt

John wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I’m in College and Getting Sued by CapitalOne. What Do I Do? – John

]]> http://getoutofdebt.org/7005/im-in-college-and-getting-sued-by-capitalone-what-do-i-do-john/feed/ 0 Kayte Has Drained Her Savings And Can’t Pay The Bills Anymore http://getoutofdebt.org/4046/kayte-has-drained-her-savings-and-cant-pay-the-bills-anymore http://getoutofdebt.org/4046/kayte-has-drained-her-savings-and-cant-pay-the-bills-anymore#comments Sun, 07 Feb 2010 19:33:45 +0000 Steve Rhode http://getoutofdebt.org/?p=4046

From How to Get Out of Debt

Kayte wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Kayte Has Drained Her Savings And Can’t Pay The Bills Anymore

]]> http://getoutofdebt.org/4046/kayte-has-drained-her-savings-and-cant-pay-the-bills-anymore/feed/ 1 In a World of Hurt Writes and Wants to Know “Should We Tell My Parents?” http://getoutofdebt.org/1426/in-a-world-of-hurt-writes-and-wants-to-know-should-we-tell-my-parents http://getoutofdebt.org/1426/in-a-world-of-hurt-writes-and-wants-to-know-should-we-tell-my-parents#comments Thu, 21 Jan 2010 18:09:43 +0000 Steve Rhode http://getoutofdebt.org/?p=1426

From How to Get Out of Debt

I got the question below through the GetOutOfDebt.org site from someone that identified themselves as In a World of Hurt. Feel free to visit GetOutOfDebt.org and ask me your question, you can use an anonymous name, it’s okay. “Dear Steve, We owe $103,000 on our first mortgage, $16,000 on our home equity loan, and $17,000 [...]

Read the full article at GetOutOfDebt.org, click here: In a World of Hurt Writes and Wants to Know “Should We Tell My Parents?”

]]> http://getoutofdebt.org/1426/in-a-world-of-hurt-writes-and-wants-to-know-should-we-tell-my-parents/feed/ 0 April Writes And Asks “Is There A Debt Program That Can Help Me And Protect My Credit?” http://getoutofdebt.org/1165/april-writes-and-asks-is-there-a-debt-program-that-can-help-me-and-protect-my-credit http://getoutofdebt.org/1165/april-writes-and-asks-is-there-a-debt-program-that-can-help-me-and-protect-my-credit#comments Wed, 20 Jan 2010 21:05:55 +0000 Steve Rhode http://getoutofdebt.org/?p=1165

From How to Get Out of Debt

April wrote to me through the GetOutOfDebt.org site and asked me the question below. If you have a question, please write to me for free and I’ll help you as well. “Dear Steve, I am married with three children 11, 4 and 3, I also have an 11 year old step son. We live in [...]

Read the full article at GetOutOfDebt.org, click here: April Writes And Asks “Is There A Debt Program That Can Help Me And Protect My Credit?”

]]> http://getoutofdebt.org/1165/april-writes-and-asks-is-there-a-debt-program-that-can-help-me-and-protect-my-credit/feed/ 1 Steve Writes In “I Want to Cash Out My 401(k) And Pay Off Debt.” http://getoutofdebt.org/999/steve-write-in-i-want-to-cash-out-my-401k-and-pay-off-debt http://getoutofdebt.org/999/steve-write-in-i-want-to-cash-out-my-401k-and-pay-off-debt#comments Wed, 30 Dec 2009 20:10:07 +0000 Steve Rhode http://getoutofdebt.org/?p=999

From How to Get Out of Debt

Steve wrote me through the GetOutOfDebt.org site to ask his question below. You can too! “Dear Steve, I currently make $46,000.00 per year with no benefits. My wife’s income is $19,800.00 per year. Three years ago her income was $35,000.00 per year. We have racked up about $20,000.00 in credit card debt and have a [...]

Read the full article at GetOutOfDebt.org, click here: Steve Writes In “I Want to Cash Out My 401(k) And Pay Off Debt.”

]]> http://getoutofdebt.org/999/steve-write-in-i-want-to-cash-out-my-401k-and-pay-off-debt/feed/ 3 Teresa Writes In And Asks “What Should I Do Next?” http://getoutofdebt.org/969/teresa-writes-in-and-asks-what-should-i-do-next http://getoutofdebt.org/969/teresa-writes-in-and-asks-what-should-i-do-next#comments Sun, 20 Dec 2009 06:59:52 +0000 Steve Rhode http://getoutofdebt.org/?p=969

From How to Get Out of Debt

Teresa wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a debt question you want to ask, you can too. “I have a lot of debt. I fell behind after being diagnosed with cancer. All the medical bills were paid at first but I maxed out credit cards and [...]

Read the full article at GetOutOfDebt.org, click here: Teresa Writes In And Asks “What Should I Do Next?”

]]> http://getoutofdebt.org/969/teresa-writes-in-and-asks-what-should-i-do-next/feed/ 0 Business Noticing Increase in Credit Card Purchases. Not a Good Sign. http://getoutofdebt.org/3227/business-noticing-increase-in-credit-card-purchases-bay-news-9 http://getoutofdebt.org/3227/business-noticing-increase-in-credit-card-purchases-bay-news-9#comments Sat, 19 Dec 2009 14:55:22 +0000 Steve Rhode http://getoutofdebt.org/?p=3227

From How to Get Out of Debt

Business noticing increase in credit card purchases Bay News 9, FL - 1 hour ago Americans now owe an estimated $850 billion in credit card debt , which is four times as much as in 1990. Consumers aren't the only ones affected by the ...

Read the full article at GetOutOfDebt.org, click here: Business Noticing Increase in Credit Card Purchases. Not a Good Sign.

]]> http://getoutofdebt.org/3227/business-noticing-increase-in-credit-card-purchases-bay-news-9/feed/ 0 We Went to a Bankruptcy Attorney And Was Told Bankruptcy Was Not a Good Thing. – Barcia http://getoutofdebt.org/7548/we-went-to-a-bankruptcy-attorney-and-was-told-bankruptcy-was-not-a-good-thing-barcia http://getoutofdebt.org/7548/we-went-to-a-bankruptcy-attorney-and-was-told-bankruptcy-was-not-a-good-thing-barcia#comments Mon, 27 Jul 2009 14:20:08 +0000 Steve Rhode http://getoutofdebt.org/?p=7548

From How to Get Out of Debt

Barcia wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: We Went to a Bankruptcy Attorney And Was Told Bankruptcy Was Not a Good Thing. – Barcia

]]> http://getoutofdebt.org/7548/we-went-to-a-bankruptcy-attorney-and-was-told-bankruptcy-was-not-a-good-thing-barcia/feed/ 0 Should We Stop Using Credit Cards Altogether in America? http://getoutofdebt.org/7381/should-we-stop-using-credit-cards-altogether-in-america http://getoutofdebt.org/7381/should-we-stop-using-credit-cards-altogether-in-america#comments Thu, 09 Jul 2009 17:00:51 +0000 Steve Rhode http://getoutofdebt.org/?p=7381

From How to Get Out of Debt

An interesting story on Marketplace about the possibility of living a life without the use of credit cards in the America. /* Listen to story online. @GetOutOfDebtGuyOther Related Articles to ReadUniversity of Georgia Ph.D. Student Sentenced For Fraud And Identity TheftEast Coast Credit Card Fraud Ringleader Gets 12 Years In PrisonRetail Store Credit Cards: How [...]

Read the full article at GetOutOfDebt.org, click here: Should We Stop Using Credit Cards Altogether in America?

]]> http://getoutofdebt.org/7381/should-we-stop-using-credit-cards-altogether-in-america/feed/ 0 Don’t Pay More Than the Minimums on Your Credit Cards http://getoutofdebt.org/5616/dont-pay-more-than-the-minimums-on-your-credit-cards http://getoutofdebt.org/5616/dont-pay-more-than-the-minimums-on-your-credit-cards#comments Wed, 11 Mar 2009 15:19:01 +0000 Steve Rhode http://getoutofdebt.org/?p=5616

From How to Get Out of Debt

I know this is going to sound like crazy talk but keep reading. Now is not the time to pay more than the minimum payment on your credit card if you don’t have a lot of money in savings. If you thought the foreclosure crisis was bad, just watch what is going to happen to [...]

Read the full article at GetOutOfDebt.org, click here: Don’t Pay More Than the Minimums on Your Credit Cards

]]> http://getoutofdebt.org/5616/dont-pay-more-than-the-minimums-on-your-credit-cards/feed/ 3 Credit Cards From Beyond the Grave – Just Because You Need to Laugh http://getoutofdebt.org/4472/credit-cards-from-beyond-the-grave-just-because-you-need-to-laugh http://getoutofdebt.org/4472/credit-cards-from-beyond-the-grave-just-because-you-need-to-laugh#comments Mon, 01 Dec 2008 21:38:33 +0000 Steve Rhode http://getoutofdebt.org/?p=4472

From How to Get Out of Debt

Other Related Articles to ReadHelp Fight Fraud – Just Because You Need to LaughMountain of Debt – Just Because You Need to LaughTough Credit Terms – Just Because You Need to LaughCredit Card Approval – Just Because You Need to LaughUniversity of Georgia Ph.D. Student Sentenced For Fraud And Identity TheftEast Coast Credit Card Fraud [...]

Read the full article at GetOutOfDebt.org, click here: Credit Cards From Beyond the Grave – Just Because You Need to Laugh

]]> http://getoutofdebt.org/4472/credit-cards-from-beyond-the-grave-just-because-you-need-to-laugh/feed/ 0 Jenni Can’t Make the Car Payment and is Behind on Rent and the Clutch Just Went http://getoutofdebt.org/4947/jenni-cant-make-the-car-payment-and-is-behind-on-rent-and-the-clutch-just-went http://getoutofdebt.org/4947/jenni-cant-make-the-car-payment-and-is-behind-on-rent-and-the-clutch-just-went#comments Fri, 28 Nov 2008 15:44:21 +0000 Steve Rhode http://getoutofdebt.org/?p=4947

From How to Get Out of Debt

Jenni wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Jenni Can’t Make the Car Payment and is Behind on Rent and the Clutch Just Went

]]> http://getoutofdebt.org/4947/jenni-cant-make-the-car-payment-and-is-behind-on-rent-and-the-clutch-just-went/feed/ 0 John is Worried His Debt Will Scare Away His Fiancee http://getoutofdebt.org/4813/john-is-worried-his-debt-will-scare-away-his-fiancee http://getoutofdebt.org/4813/john-is-worried-his-debt-will-scare-away-his-fiancee#comments Fri, 21 Nov 2008 16:14:12 +0000 Steve Rhode http://getoutofdebt.org/?p=4813

From How to Get Out of Debt

John wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: John is Worried His Debt Will Scare Away His Fiancee

]]> http://getoutofdebt.org/4813/john-is-worried-his-debt-will-scare-away-his-fiancee/feed/ 1 Ed is Disabled and Falling in Debt Fast. What Can He Do? http://getoutofdebt.org/4700/ed-is-disabled-and-falling-in-debt-fast-what-can-he-do http://getoutofdebt.org/4700/ed-is-disabled-and-falling-in-debt-fast-what-can-he-do#comments Wed, 19 Nov 2008 21:30:35 +0000 Steve Rhode http://getoutofdebt.org/?p=4700

From How to Get Out of Debt

Ed wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Ed is Disabled and Falling in Debt Fast. What Can He Do?

]]> http://getoutofdebt.org/4700/ed-is-disabled-and-falling-in-debt-fast-what-can-he-do/feed/ 0 James Wants to Know If Capital One Will Take His Car If He Stops Paying His Credit Card http://getoutofdebt.org/4593/james-wants-to-know-if-capital-one-will-take-his-car-if-he-stops-paying-his-credit-card http://getoutofdebt.org/4593/james-wants-to-know-if-capital-one-will-take-his-car-if-he-stops-paying-his-credit-card#comments Tue, 18 Nov 2008 22:14:23 +0000 Steve Rhode http://getoutofdebt.org/?p=4593

From How to Get Out of Debt

James wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: James Wants to Know If Capital One Will Take His Car If He Stops Paying His Credit Card

]]> http://getoutofdebt.org/4593/james-wants-to-know-if-capital-one-will-take-his-car-if-he-stops-paying-his-credit-card/feed/ 0 Jeff Asks About Trick To Boast Credit Score. “Will It Work?” http://getoutofdebt.org/4548/jeff-asks-about-trick-to-boast-credit-score-will-it-work http://getoutofdebt.org/4548/jeff-asks-about-trick-to-boast-credit-score-will-it-work#comments Tue, 18 Nov 2008 13:11:00 +0000 Steve Rhode http://getoutofdebt.org/?p=4548

From How to Get Out of Debt

Jeff wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Jeff Asks About Trick To Boast Credit Score. “Will It Work?”

]]> http://getoutofdebt.org/4548/jeff-asks-about-trick-to-boast-credit-score-will-it-work/feed/ 0 More Bad News For Nordstrom and Target Credit Cards http://getoutofdebt.org/4444/more-bad-news-for-nordstrom-and-target-credit-cards http://getoutofdebt.org/4444/more-bad-news-for-nordstrom-and-target-credit-cards#comments Mon, 17 Nov 2008 14:58:33 +0000 Steve Rhode http://getoutofdebt.org/?p=4444

From How to Get Out of Debt

Store cards in good times are a good source of profit with their exceptionally high interest rates but in down times they can be an anchor around profits. Not only are store cards generally easier to acquire by people with lesser credit but they are often the first to go unpaid when there isn’t enough [...]

Read the full article at GetOutOfDebt.org, click here: More Bad News For Nordstrom and Target Credit Cards

]]> http://getoutofdebt.org/4444/more-bad-news-for-nordstrom-and-target-credit-cards/feed/ 0 So You Have to Use Your Credit Card In An Emergency – Personal Finnance Bloggers Question of The Week http://getoutofdebt.org/3554/so-you-have-to-use-your-credit-card-in-an-emergency-personal-finnance-bloggers-question-of-the-week http://getoutofdebt.org/3554/so-you-have-to-use-your-credit-card-in-an-emergency-personal-finnance-bloggers-question-of-the-week#comments Thu, 06 Nov 2008 15:13:04 +0000 Steve Rhode http://getoutofdebt.org/?p=3554

From How to Get Out of Debt

This weeks personal finance brain trust question was: What goes through your mind when people say that they HAD to use their credit card to get by? Is using a credit card when you can’t afford to pay a smart or necessary thing to do? WC – A 27-year-old writer living in Chicago and writing [...]

Read the full article at GetOutOfDebt.org, click here: So You Have to Use Your Credit Card In An Emergency – Personal Finnance Bloggers Question of The Week

]]> http://getoutofdebt.org/3554/so-you-have-to-use-your-credit-card-in-an-emergency-personal-finnance-bloggers-question-of-the-week/feed/ 0 Sears, Home Depot May Lose 8% of Holiday Sales on Credit Limits http://getoutofdebt.org/3173/sears-home-depot-may-lose-8-of-holiday-sales-on-credit-limits-bloomberg http://getoutofdebt.org/3173/sears-home-depot-may-lose-8-of-holiday-sales-on-credit-limits-bloomberg#comments Mon, 03 Nov 2008 21:01:45 +0000 Steve Rhode http://getoutofdebt.org/?p=3173

From How to Get Out of Debt

Sears, Home Depot May Lose 8% of Holiday Sales on Credit Limits Bloomberg - 5 minutes ago Outstanding credit-card debt has risen 75 percent since 1999, while real wages have grown 4 percent in the same period, according to a report last month by ...

Read the full article at GetOutOfDebt.org, click here: Sears, Home Depot May Lose 8% of Holiday Sales on Credit Limits

]]> http://getoutofdebt.org/3173/sears-home-depot-may-lose-8-of-holiday-sales-on-credit-limits-bloomberg/feed/ 1 Expect Tidal Wave Of Limit Reductions and Credit Card Closures to Hit Before Christmas http://getoutofdebt.org/3264/expect-tidal-wave-of-limit-reductions-and-credit-card-closures-to-hit-before-christmas http://getoutofdebt.org/3264/expect-tidal-wave-of-limit-reductions-and-credit-card-closures-to-hit-before-christmas#comments Mon, 03 Nov 2008 17:50:42 +0000 Steve Rhode http://getoutofdebt.org/?p=3264

From How to Get Out of Debt

Yesterday I wrote about a little old hardware store that had noticed an increase in card purchases over cash. That’s not a good sign if people are using plastic more for routine things and especially in this environment of credit card issuers reducing credit limits, raising interest rates and closing cards. You see, the credit [...]

Read the full article at GetOutOfDebt.org, click here: Expect Tidal Wave Of Limit Reductions and Credit Card Closures to Hit Before Christmas

]]> http://getoutofdebt.org/3264/expect-tidal-wave-of-limit-reductions-and-credit-card-closures-to-hit-before-christmas/feed/ 3 Surviving With Less Credit http://getoutofdebt.org/3126/surviving-with-less-credit http://getoutofdebt.org/3126/surviving-with-less-credit#comments Sat, 01 Nov 2008 04:27:26 +0000 Steve Rhode http://getoutofdebt.org/?p=3126

From How to Get Out of Debt

At ByDesign Financial Solutions, a debt-counseling service in Modesto, Calif., they’re working overtime these days. “Our call volume went up 97% in the past five weeks, which has left us scrambling,” says Martha Lucey, president of the nonprofit agency. “[The callers] are close to the max on their credit cards, and they just can’t figure [...]

Read the full article at GetOutOfDebt.org, click here: Surviving With Less Credit

]]> http://getoutofdebt.org/3126/surviving-with-less-credit/feed/ 0 Groups seek credit card debt forgiveness http://getoutofdebt.org/2793/groups-seek-credit-card-debt-forgiveness-businessweek http://getoutofdebt.org/2793/groups-seek-credit-card-debt-forgiveness-businessweek#comments Thu, 30 Oct 2008 02:43:01 +0000 Steve Rhode http://getoutofdebt.org/?p=2793

From How to Get Out of Debt

Groups seek credit card debt forgiveness BusinessWeek - 34 minutes ago issue around 80 percent of all US credit cards. Americans now are weighed down by around $900 billion in credit card debt , according to Federal Reserve figures.

Read the full article at GetOutOfDebt.org, click here: Groups seek credit card debt forgiveness

]]> http://getoutofdebt.org/2793/groups-seek-credit-card-debt-forgiveness-businessweek/feed/ 0 Soon, Where You Shop Will Control Your Credit http://getoutofdebt.org/2732/soon-where-you-shop-will-control-your-credit http://getoutofdebt.org/2732/soon-where-you-shop-will-control-your-credit#comments Thu, 30 Oct 2008 01:15:12 +0000 Steve Rhode http://getoutofdebt.org/?p=2732

From How to Get Out of Debt

Information is already leaking out about the efforts of American Express to closely watch the places their card members shop at as an indication of credit problems. With mounting losses by credit card companies and an avalanche of new bad credit card debt to come, creditors are looking for ways to identify potential high risk [...]

Read the full article at GetOutOfDebt.org, click here: Soon, Where You Shop Will Control Your Credit

]]> http://getoutofdebt.org/2732/soon-where-you-shop-will-control-your-credit/feed/ 1 Consumers Feel the Next Crisis: It’s Credit Cards http://getoutofdebt.org/2723/consumers-feel-the-next-crisis-it%e2%80%99s-credit-cards http://getoutofdebt.org/2723/consumers-feel-the-next-crisis-it%e2%80%99s-credit-cards#comments Wed, 29 Oct 2008 19:14:29 +0000 Steve Rhode http://getoutofdebt.org/?p=2723

From How to Get Out of Debt

Indeed it is. If you're not in top shape for the credit card shakeout that's already taking place, there isn't much you'll be able to do about it. It's probably already too late. After years of flooding the market with credit cards (and generous limits), banks are finally starting to take it back. Eric Dash, a New York Times reporter, does an excellent job of distilling the situation. From

Read the full article at GetOutOfDebt.org, click here: Consumers Feel the Next Crisis: It’s Credit Cards

]]> http://getoutofdebt.org/2723/consumers-feel-the-next-crisis-it%e2%80%99s-credit-cards/feed/ 0 Tina Says “My CPA is Under Investigation For Fraud” http://getoutofdebt.org/2702/tina-says-my-cpa-is-under-investigation-for-fraud http://getoutofdebt.org/2702/tina-says-my-cpa-is-under-investigation-for-fraud#comments Wed, 29 Oct 2008 14:38:56 +0000 Steve Rhode http://getoutofdebt.org/?p=2702

From How to Get Out of Debt

Tina wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Tina Says “My CPA is Under Investigation For Fraud”

]]> http://getoutofdebt.org/2702/tina-says-my-cpa-is-under-investigation-for-fraud/feed/ 0 As Economy Slows, Lenders Begin to Curb Credit Cards http://getoutofdebt.org/2632/as-economy-slows-lenders-begin-to-curb-credit-cards-new-york-times http://getoutofdebt.org/2632/as-economy-slows-lenders-begin-to-curb-credit-cards-new-york-times#comments Wed, 29 Oct 2008 00:57:52 +0000 Steve Rhode http://getoutofdebt.org/?p=2632

From How to Get Out of Debt

As Economy Slows, Lenders Begin to Curb Credit Cards New York Times, United States - 2 hours ago Currently, the total losses amount to 5.5 percent of credit card debt outstanding, and could surpass the 7.9 percent that occurred after the technology ...

Read the full article at GetOutOfDebt.org, click here: As Economy Slows, Lenders Begin to Curb Credit Cards

]]> http://getoutofdebt.org/2632/as-economy-slows-lenders-begin-to-curb-credit-cards-new-york-times/feed/ 0 Credit Card Horror Stories: Tales of Credit Limit Reductions and Account Closures http://getoutofdebt.org/2574/credit-card-horror-stories-tales-of-credit-limit-reductions-and-account-closures http://getoutofdebt.org/2574/credit-card-horror-stories-tales-of-credit-limit-reductions-and-account-closures#comments Tue, 28 Oct 2008 16:19:06 +0000 Steve Rhode http://getoutofdebt.org/?p=2574

From How to Get Out of Debt

Bankrate.com did a story on Friday (sorry for not getting to this earlier) highlighting some of the same stuff that I've been pointing out here for weeks. More and more customers are experiencing credit-limit reductions and account closures. Over the course of the past few weeks, Bankrate.com readers have been chiming in with their own credit-card tales. Many of their stories will seem familiar.

Read the full article at GetOutOfDebt.org, click here: Credit Card Horror Stories: Tales of Credit Limit Reductions and Account Closures

]]> http://getoutofdebt.org/2574/credit-card-horror-stories-tales-of-credit-limit-reductions-and-account-closures/feed/ 13 Outrage Over Credit Cards with 222% APR http://getoutofdebt.org/2457/outrage-over-credit-cards-with-222-apr-qck http://getoutofdebt.org/2457/outrage-over-credit-cards-with-222-apr-qck#comments Tue, 28 Oct 2008 14:03:15 +0000 Steve Rhode http://getoutofdebt.org/?p=2457

From How to Get Out of Debt

Outrage Over Credit Cards with 222% APR QCK, UK - 1 hour ago The money must then be repaid at a rate that is more than 10 times the average APR of a credit card. Debt groups and politicians have expressed anger at the ...

Read the full article at GetOutOfDebt.org, click here: Outrage Over Credit Cards with 222% APR

]]> http://getoutofdebt.org/2457/outrage-over-credit-cards-with-222-apr-qck/feed/ 0 YOUR VIEW: Charles Merlis http://getoutofdebt.org/2362/your-view-charles-merlis-hartford-courant http://getoutofdebt.org/2362/your-view-charles-merlis-hartford-courant#comments Tue, 28 Oct 2008 02:36:43 +0000 Steve Rhode http://getoutofdebt.org/?p=2362

From How to Get Out of Debt

YOUR VIEW: Charles Merlis Hartford Courant, United States - 2 hours ago Instead many people have used it to reduce their credit card debt on which they are paying confiscatory rates. Credit card debt has increased exponentially ...

Read the full article at GetOutOfDebt.org, click here: YOUR VIEW: Charles Merlis

]]> http://getoutofdebt.org/2362/your-view-charles-merlis-hartford-courant/feed/ 0 Humor: US Solves Credit Crisis, Credit Cards http://getoutofdebt.org/2315/humor-us-solves-credit-crisis-credit-cards-gathercom http://getoutofdebt.org/2315/humor-us-solves-credit-crisis-credit-cards-gathercom#comments Mon, 27 Oct 2008 17:05:40 +0000 Steve Rhode http://getoutofdebt.org/?p=2315

From How to Get Out of Debt

Humor: US Solves Credit Crisis, Credit Cards Gather.com, MA - 2 hours ago And with the average American owing more than $8000 in credit card debt , paying everything back is going to take a while. Fortunately, there are companies ...

Read the full article at GetOutOfDebt.org, click here: Humor: US Solves Credit Crisis, Credit Cards

]]> http://getoutofdebt.org/2315/humor-us-solves-credit-crisis-credit-cards-gathercom/feed/ 0 I’m Afraid I’m Going To Get Laid Off. How Will I Pay My Bills? What Will I Do? http://getoutofdebt.org/2057/im-afraid-im-going-to-get-laidoff-how-will-i-pay-my-bills-what-will-i-do http://getoutofdebt.org/2057/im-afraid-im-going-to-get-laidoff-how-will-i-pay-my-bills-what-will-i-do#comments Fri, 24 Oct 2008 17:16:57 +0000 Steve Rhode http://getoutofdebt.org/?p=2057

From How to Get Out of Debt

James wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I’m Afraid I’m Going To Get Laid Off. How Will I Pay My Bills? What Will I Do?

]]> http://getoutofdebt.org/2057/im-afraid-im-going-to-get-laidoff-how-will-i-pay-my-bills-what-will-i-do/feed/ 0 Wal-Mart de Mexico Plans 100,000 Credit Cards by Year-End — With Interest Rates of 59% to 75% http://getoutofdebt.org/2483/wal-mart-de-mexico-plans-100000-credit-cards-by-year-end-with-interest-rates-of-59-to-75 http://getoutofdebt.org/2483/wal-mart-de-mexico-plans-100000-credit-cards-by-year-end-with-interest-rates-of-59-to-75#comments Fri, 24 Oct 2008 16:20:33 +0000 Steve Rhode http://getoutofdebt.org/?p=2483

From How to Get Out of Debt

Next time I hear someone complain about high interest rates on credit cards in the U.S., I'll be sure to pass this story along to them. Wal-Mart de Mexico, which is known as Walmex, plans to ramp up its credit-card business in Mexico by the end of the year, according to Bloomberg sources. All told, the bank plans to issue more than 100,000 cards. The cards will have annual percentage rates that

Read the full article at GetOutOfDebt.org, click here: Wal-Mart de Mexico Plans 100,000 Credit Cards by Year-End — With Interest Rates of 59% to 75%

]]> http://getoutofdebt.org/2483/wal-mart-de-mexico-plans-100000-credit-cards-by-year-end-with-interest-rates-of-59-to-75/feed/ 4 A 12-Step Plan to Get Out of Debt Fast! http://getoutofdebt.org/1712/a-12-step-plan-to-get-out-of-debt-fast http://getoutofdebt.org/1712/a-12-step-plan-to-get-out-of-debt-fast#comments Fri, 17 Oct 2008 17:30:51 +0000 Steve Rhode http://getoutofdebt.org/?p=1712

From How to Get Out of Debt

Debt is a major problem for a lot of people these days. The problem is, even if they know they want to get out of it, they have a hard time figuring out how to start. If you fit this description, this 12-Step program spells it out for you. Now, there isn’t one way to [...]

Read the full article at GetOutOfDebt.org, click here: A 12-Step Plan to Get Out of Debt Fast!

]]> http://getoutofdebt.org/1712/a-12-step-plan-to-get-out-of-debt-fast/feed/ 0