Tag Archives: credit counseling agency

I’m Up to My Ears in Debt. – Nathan

Nathan “Dear Steve, I am up to my ears in CC debt. I thought about going through companies like care one, etc. I have two cards with capital one, one with wachovia, one with chase. what do i do. this is on top of student loans and i am spreadin very very thin on money. [...]

Recently Divorced Mother of Three Has Credit Card, Medical and School Debt. – Gail

“Dear Steve, Recently divorced mother of 3. I still have a great deal of credit card, medical and school debt. I am only working part time and would really like to begin making some type of payments to my creditors no matter how small until my emploument situation emproves. Should I contact each of my [...]

A Secret You Are Not Supposed to Know – Citibank CCCS Credit Counseling Terms

I’ve written a lot about the misperception that people have that going into a CCCS or credit counseling program involves some sort of negotiation with your creditors. It doesn’t. You will notice that none of the credit counseling groups say that they are there to defend you and put you first. This is because no [...]

Do You Recommend Credit Counseling or is There a Better Way? – Danny

“Dear Steve, My wife and I have accumulated 40,600 in credit card debt. We are way over our heads, however, we have been able to make ALL of the payments on time. We are just barely making it though. We make over 118,000 a year together. Do you recommend credit counseling or is there a [...]