credit-repair
Debt Settlement Company, Debt Negotiations Associates, Credit Repair Company, and Attorney to Settle FTC Charges
A promoter of credit repair and debt relief services has agreed to settle Federal Trade Commission charges that he deceived consumers into paying thousands of dollars based on false promises that he could help solve their credit and debt problems with debt settlement and credit repair services.
According to the FTC, the promoter falsely told consumers [...]
Legally Remove Negative Information on Your Credit Report
Well it has happened again. Yet another credit repair organization has fallen under the sledgehammer known as the Federal Trade Commission and you know what, rightfully so, idiot scammers.
Wishful consumers desperate for a quick fix to hide accurate but negative items on their credit report are easy prey for credit repair scammers looking to make [...]
Click here to read the rest of "Legally Remove Negative Information on Your Credit Report"
Ripoff Report: Citizens Credit Bureau /CCBS
CCB told me they could remove negative items from my credit report, and have my credit score above 700 in 3 to 6 moths. Their fee is $49.95 a month, and they charge $30 to pull your credit….It has now been OVER 14 months and OVER $750 they have taken from me and NOT 1 [...]
Click here to read the rest of "Ripoff Report: Citizens Credit Bureau /CCBS"
What’s The Best Way to Clear Up My Credit? – James
“Dear Steve,
I’m trying to pay off debts but they appear to keep poping up.
Steve, what is the best way to clear up your credit and score is to pay off every delinquent debt you have or to pay off one of these so called attorneys to contest the debt and see what happens?
James”
Dear James,
The types [...]
Click here to read the rest of "What’s The Best Way to Clear Up My Credit? – James"
We Are Looking Forward to Buying Our First Home But Our Credit Sucks. – Casey
Casey wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
What’s Your Advice About Using Novation for Debt Elimination? – Melissa
“Hello Steve,
I’m doing some research on paying of debt and I came across your website. I’m hoping you can give me some sound advice.
I am 31 years old, single with $19K in unsecured credit card debt. I’m sure my story is just as sob as anyone elses, so I won’t bother sharing it. The bottom [...]
Can a JAG Lawyer Help Me Clean Up My Credit Report? – Nathan
“Dear Steve,
I have multiple accounts on my credit that are in outstanding order. However, I also have 4 derogatory accounts that have brought my credit down quite considerably.
Since a civilian lawyer can help by sending letters to credit companies and the business itself to dispute or investigate further (for usually a large fee), can [...]
Click here to read the rest of "Can a JAG Lawyer Help Me Clean Up My Credit Report? – Nathan"
We Would Like to Purchase a Home in California. How Do We Cleanup Our Credit? – Charlene
*** wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
I Paid “The Credit Card Solution” and Bob Lindsey to Eliminate My Debt. Turns Out They Were a Scam. – Walter
“Dear Steve,
My name is Walter and I’m currently a senior psychology major at [XXXX] College. I have amassed over $10,000 in credit card debt from buying everything from a computer, Playstation 3, and even a High Def Television. As you can see, I really didn’t need any of the things that I bought and it [...]
I Would Like to Clear Up My Credit A.S.A.P. – Ginger
Ginger wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Click here to read the rest of "I Would Like to Clear Up My Credit A.S.A.P. – Ginger"
My Credit is Bad From Worn Tires on a Leased Car. – Sheryl
“Dear Steve,
I leased a car from GMAC and at the end of the lease we turned the car in and they evaulated it and decided we had too much wear on the tires, so they billed us over $700, I called and negotiated a lower price of approx $500. and paid that right away, but [...]
Click here to read the rest of "My Credit is Bad From Worn Tires on a Leased Car. – Sheryl"
I Paid for Credit Repair. Was That and Trying to Do ‘Pay to Delete’ a Smart Thing to Do? – Tiffany
“Dear Steve,
ONE year ago in march I paid a credit repair person over $500.00, they were recommended by a mortgage lender I saw. He told me it would take 4 to 6 months and my score will be were I needed it to be. Totally hasn’t been the case.
I spoke with the manager of [...]
Seven Easy, Surefire, Guaranteed Ways to Trash Your Credit
I spend a lot of time helping people resolve credit issues and getting finances under control. Now it’s time to give guidance to those folks who are desperate to screw-up their credit. Who’d want to do that, you say? Plenty of folks are in an all-fired rush to make bad credit mistakes. Here’s how they [...]
Click here to read the rest of "Seven Easy, Surefire, Guaranteed Ways to Trash Your Credit"
I Have Paid Debt I Want Removed From My Credit Report. – Sara
Sara wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Click here to read the rest of "I Have Paid Debt I Want Removed From My Credit Report. – Sara"
California Sues Credit Repair Business for Operating Illegally
California Attorney General Edmund G. Brown Jr. today sued Todd Swick and Michael Sardo, owners of Los Angeles based Executive Financial Credit Services, for ignoring “repeated warnings” to register with his office and post a $100,000 bond with the Secretary of State.
“Swick and Sardo violated California law by refusing to register their credit repair [...]
Click here to read the rest of "California Sues Credit Repair Business for Operating Illegally"
I Can Afford to Payoff My Old Debt. Should I? – Emma
Emma wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Click here to read the rest of "I Can Afford to Payoff My Old Debt. Should I? – Emma"
American Credit Experts and Legal Credit Repair Center Settles With FTC Over Credit Repair Infractions
A federal court has ordered a credit repair operation and its principals to stop making false claims and requiring advance payment for credit repair services. See the court order here. The agreed-upon court orders are a result of a settlement between the Federal Trade Commission and the “credit repair” defendants.
The Commission sued the defendants in [...]
I’m Being Chased For a Repo From Six Years Ago. – Steve
Steve wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Click here to read the rest of "I’m Being Chased For a Repo From Six Years Ago. – Steve"
Florida Credit Repair Firm, U.S. Credit Find, Reaches Settlement With Illinois Attorney General
Attorney General Lisa Madigan has shut down the alleged “phone cramming” operations of a Cape Coral, Fla., credit repair company that placed unauthorized charges on the phone bills of thousands of Illinois consumers, small businesses and local governments. Through a settlement agreement reached with the Attorney General, US Credit Find and its owner, Aaron Stanz, [...]
How Do I Go About Getting My Credit Score Back Up? – CH
CH wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Click here to read the rest of "How Do I Go About Getting My Credit Score Back Up? – CH"
I Am a City of Houston, Texas Employee and Need to Repair My Credit so I can Build a House. – Jocelyn
Jocelyn wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
How Long Will it Take Me to Raise my Credit Score by 100 Points? – Thomas
Thomas wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
How Can I Get Out of Debt Quickly and Fix My Credit Report? – Manny
Manny wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Click here to read the rest of "How Can I Get Out of Debt Quickly and Fix My Credit Report? – Manny"
Bre Wonders Why Her Credit Report Still Shows Negative Items That She Thought Should Have Been Removed By Going Bankrupt
Bre wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Bogus and Scam Credit Counseling Groups Become Target Of Florida Legal System
TALLAHASSEE, FL – Attorney General Bill McCollum today unveiled his office’s latest consumer protection initiative in the form of a coordinated enforcement effort targeting potentially improper tactics in Florida’s debt relief industry. In a statewide initiative, the Attorney General’s Economic Crimes Division has taken legal action against five companies and opened formal investigations into the [...]
Lauren is Searching For Ways to Get Out Of Debt And Make Her Bad Credit Go Away
Lauren wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Jennifer Says “We Have Accumulated So Much Debt And Bad Credit. What Do We Do?”
Jennifer wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
