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Tag Archives: credit-repair

FEDERAL COURT SHUTS DOWN CREDIT-REPAIR OPERATION

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Attorney General Dustin McDaniel announced today that a federal judge has shut down a Florida-based operation that offered bogus credit-repair services nationwide after the Attorney General’s Consumer Protection Division brought the company’s activities in Arkansas to the attention of federal authorities. Latrese and Kevin Hargrave and the companies they control are responsible for the rectangular red signs that dot Arkansas ... Read More »

The Financial Expert Group Says for a Fee They Can Make My Bad Credit Go Away. – Carol

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“Dear Steve, I made some bad credit decisions back in 2008 or 2007. A company called The Financial Expert Group, Inc 26650 The Old Road, Suite 110,Stevenson Ranch, CA 91381 is telling me if I pay them $5400 they can make this debt go away for every. Carol” Don’t miss our free Get Out of Debt – “How To” Guide ... Read More »

Just Had Negative Items Removed From Credit Report. Will My Score Go Up? – Melanie

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I just had a tax lien removed from my Equifax credit report. I also had eight other items removed from my Equifax report. Four of them were new collections. All under a year old. On my TU report I had ten items removed. A few were under a year old. I had one 10 items removed from my Experian report. ... Read More »

Veracity Credit Consultants Reaches Settlement With Colorado Attorney General

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Colorado Attorney General John Suthers announced recently he has reached a settlement with a Veracity Credit Consultants LLC, a Denver-based company, that bars the company from charging upfront fees in exchange for credit-repair services as well as misleading consumers about their abilities to cleanse consumers’ credit reports. Under the terms of the agreement, Veracity Credit Consultants must pay the state ... Read More »

How Can I Fix My Bad Credit So I Can Get a Loan? – Andy

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“Dear Steve, I let two parcels of real estate,one my home, go into foreclosure. Both had first and second mortgages. They were both worth much less than the principle amounts. I have no debts whatsoever. I have the downpayment and income to buy a new home but cannot get approved for a new loan because my credit score is very ... Read More »

The Franklin Group / Franklin Financial Group – Consumer Complaint – 11-11-2011

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Date This Problem Happened: July 11, 2011 State You Live in: Florida Race/Ethnicity: White Age Range: 21-35 Total Amount of Fee Paid: $1,125 Company Name: Franklin Financial Group Company Address: 337 E Bay St. Jacksonville, FL 32202 Company Telephone Number: 904-632-1801 Website of Company: Franklin-Finance.com Consumer Statement: I had been paying Franklin Financial (Jacksonville FL) for over a year for ... Read More »

Credit Repair Company Keeps on Pitching. FTC Does Not Find It Funny.

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Responding to charges by the Federal Trade Commission, a U.S. district court has found a credit repair seller in contempt for violating a previous court order that required him to stop promoting worthless credit repair products and services to consumers. The contempt order finds Rick Lee Crosby, Jr. in civil contempt for violating a permanent injunction against him, requires him ... Read More »

Selling or Buying Credit Repair Services? Read This Before You’re Busted.

The latest unbelievable resurgence in the debt relief world is advanced fee credit repair. That ship sailed a decade ago, at least. Companies are telling marketers that they can sell credit repair services and basically “charge whatever” they want to. But there is this little thing called the Credit Repair Organizations Act (CROA) that prohibits the collection of any fee ... Read More »

Credit Issues? You Are Not Alone – Fax – SCAM WATCH

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Be on the lookout for a fax that is being sent out below. A tipster (send in your tips here) sent in the fax below and it raises a number of red flags for me. The fax allegedly comes from the 561 area code (561-634-2067), the unsubscribe is in the 208 area code (208-337-6079) and the fax back number is ... Read More »

Credit Repair Provider Wants to Barter for Sporting Goods

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New Jersey Says to Avoid Credit Repair Scams. Puts Out Interesting Video.

The Garden State has launched a campaign to help warn consumers about credit repair scams. Theor campaing is replete with a credit repair brochure, video and radio ad. NJ Credit Repair Warning I did laugh out loud at the video they put put below. The guy in the video, who apparently overspends on his credit card to impress a woman, ... Read More »

Credit Repair Operation Barred By Court From Collecting Up-Front Fees

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A credit repair operation has agreed to stop making false claims and stop charging up-front fees under a settlement with the Federal Trade Commission. The settlement is part of an ongoing crackdown on scams that target financially strapped consumers, taking hundreds of dollars of fees to purportedly remove negative information from consumers’ credit reports even if the information is accurate ... Read More »

Credit Repair Scams on the Rise

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A recent article by Kenneth Harney of the Washington Post pointed out an observation I’ve had as well, credit repair scams are on the rise. These scams make believe believe that for a fee, bankruptcies, judgments, law suits, collection activity, or other derogatory items can be removed from a consumer credit report. That is simply not true. One such company ... Read More »

We Would Like to Purchase a Home in California. How Do We Cleanup Our Credit? – Charlene

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*** “Dear Steve, My husband a I were married 3 years ago following Hurricane Katrina. Although we never had 700 credit scores, we did have scores in the 600 range. Well, after the storm and being forced to relocate across the country to California I got pregnant and lost my job, which meant that we were forced to file bankruptcy. ... Read More »

Is Debt Included in Bankruptcy Removed From My Credit Report? – Dave

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“Dear Steve, I have most unsecured credit card debt from major banks. Approximately $70,000. If one does file Chapter 7 bankruptcy, would that immediately remove all past due accounts, defaulted accounts, accounts in collection, etc. from my credit report? I know that normally negative credit items usually remain on one’s credit reports for up to 7 years. BUT if they ... Read More »

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