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Home > Tag Archives: Credit Report Dispute

Tag Archives: Credit Report Dispute

Credit Reports Screwed Up. Anyone Surprised?

"Credit rating" handwritten with white chalk on a blackboard

A Federal Trade Commission study of the U.S. credit reporting industry found that five percent of consumers had errors on one of their three major credit reports that could lead to them paying more for products such as auto loans and insurance. Overall, the congressionally mandated study on credit report accuracy found that one in five consumers had an error ... Read More »

Disputing 5 year old charge off that is not mine. – Melanie

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I recently disputed two credit cards that were charged off in 2006 because these are not my accounts. I never signed anything that said that I was responsible for these accounts. I received my Experian dispute results and the accounts were “processed”. I reviewed the updated report and both accounts came back as updated. What should I do now? Should ... Read More »

Creditor Keeps Reporting I Owe a Balance on My Credit Reports When I Paid It Off. – Mard

justball-144x125

“Dear Steve, I had a total of debts that equal about $5000.00 I paid them all within 1 week which most were in collections,but to make a long story short they took off the balance that I owed on the debts after they were paid and i have all the paper work and documents showing proof that they were paid.About ... Read More »

What Can I Do to Get Capital One Off My Credit Report? – Sam

justball-144x125

“Dear Steve, I opened a capital one visa in 2002. I fell behind in payments and the next thing I knew the balance due was 700.00. It has been ten years ago and they are still showing the account as a charge off. They report it monthly . The balance is no longer 700 its 1300. What can I do ... Read More »

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