How to Get Out of Debt With the Get Out of Debt Guy » credit report problems http://getoutofdebt.org Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry. Sat, 26 May 2012 00:15:05 +0000 hourly 1 http://wordpress.org/?v=3.3.2 Family Member Took Out Account in Husband’s Name And Then Settled It. – Dawn http://getoutofdebt.org/16941/family-member-took-out-account-in-husbands-name-and-then-settled-it-dawn http://getoutofdebt.org/16941/family-member-took-out-account-in-husbands-name-and-then-settled-it-dawn#comments Tue, 02 Feb 2010 22:31:35 +0000 Steve Rhode http://getoutofdebt.org/?p=16941

From How to Get Out of Debt

“Dear Steve, A family member opened an account in my husbands name wihout him knowing about it and they settled the acount for less than was owed and we want to but another house soon and this is hurting his credit report is there a way to get this removed from his credit report Dawn” [...]

Read the full article at GetOutOfDebt.org, click here: Family Member Took Out Account in Husband’s Name And Then Settled It. – Dawn

]]> From How to Get Out of Debt

“Dear Steve,

A family member opened an account in my husbands name wihout him knowing about it and they settled the acount for less than was owed and we want to but another house soon and this is hurting his credit report is there a way to get this removed from his credit report

Dawn”

The Answer:

Dear Dawn,

You would probably have to file a police report and criminal charges against the family member regarding the credit fraud and identity theft you just uncovered. Using the police report and potential additional documentation from the court you could submit it to the credit bureau and ask them to remove that item.

Outside of that, it’s probably going to remain.

Big Hug!

Family Member Took Out Account in Husbands Name And Then Settled It. Dawn identity theft credit report problems credit report problem credit report credit score ask the get out of debt expert
@GetOutOfDebtGuy

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

Other Related Articles to Read

Read the full article at GetOutOfDebt.org, click here: Family Member Took Out Account in Husband’s Name And Then Settled It. – Dawn

]]> http://getoutofdebt.org/16941/family-member-took-out-account-in-husbands-name-and-then-settled-it-dawn/feed/ 0 Credit Card Company Put Someone Else’s Name On My Account- Help – Heather http://getoutofdebt.org/11556/credit-card-company-put-someone-else%e2%80%99s-name-on-my-account-help-heather http://getoutofdebt.org/11556/credit-card-company-put-someone-else%e2%80%99s-name-on-my-account-help-heather#comments Wed, 25 Nov 2009 16:56:58 +0000 Mike Killian http://getoutofdebt.org/?p=11556

From How to Get Out of Debt

“Dear Steve, Discrepencies on credit report and credit card mess. Question The cc company accidentally put someone elses name on myaccount. I couldn’t have access to the account while they investigated and when the reopened it there were tons of late fees and penelties. It was not my fault. Someone opened a lot of credit [...]

Read the full article at GetOutOfDebt.org, click here: Credit Card Company Put Someone Else’s Name On My Account- Help – Heather

]]> From How to Get Out of Debt

“Dear Steve,

Discrepencies on credit report and credit card mess. Question The cc company accidentally put someone elses name on myaccount. I couldn’t have access to the account while they investigated and when the reopened it there were tons of late fees and penelties. It was not my fault. Someone opened a lot of credit using my info, need help managing debt, lowering percentages and general navigation.

Heather”

I asked my friend Mike Killian to answer your question for you. I wanted to make sure you got an answer as quickly as possible as I’m a bit backed up at the moment. I’ll be watching the comments on this question and be around to help if you need me.

Big Hug!

Credit Card Company Put Someone Else’s Name On My Account Help Heather wrong name on credit card identity theft fraudulent debt credit report problems identity theft ask the get out of debt expert ask the get out of debt expert
@GetOutOfDebtGuy

 

Dear Heather,

I am not completely certain I understand what happen. Where did all the late fees come from? Who was investigating? Were you able to make payments on your debt while they were investigating? Was it your debt? I am feeling a little week on the information you offered.

The key to unraveling all this is communication with all the parties concerned. Get some documentation from what happened in the form of statement of facts to include no access and the end result of late fees. Present this to the CC company. If they will not assist inform them you will be contacting the Federal Trade Commission and US District Attorney as well as any press who will listen. But don’t just threaten… do it if necessary. Hopefully they will find it easier to take care of the late fees then deal with the bad PR. Make certain you document everything.

Please let us know more information to see if we can offer any more information.

Sincerely,

Mike

If you have a credit or debt question you’d like to ask just use the online form. We are happy to help you totally for free.

Other Related Articles to Read

Read the full article at GetOutOfDebt.org, click here: Credit Card Company Put Someone Else’s Name On My Account- Help – Heather

]]> http://getoutofdebt.org/11556/credit-card-company-put-someone-else%e2%80%99s-name-on-my-account-help-heather/feed/ 0