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Tag Archives: credit report

The Credit Report is Not Showing The Debts That I Settled. – Sara

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Sara “Dear Steve, My husband got very sick several years ago before we were married and during the time he was unable to manage anything his car was repossessed and he did not make payments on his credit cards and other loans. A year ago we got enough money together to pay and/or settle all of his debts. Some with ... Read More »

We Are Looking Forward to Buying Our First Home But Our Credit Sucks. – Casey

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Casey “Dear Steve, My husband and i are looking forward to buying our first home next summer. So right now we are in the process of getting are credit reports to see what would affect are interest rates and loan amt so we can pay those particular items off faster than the other not as important ones. I pulled my ... Read More »

Terri Wants to Know “Is There a Way to Get Out of Debt Without Ruining Our Credit?”

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Terri wrote and asked her question through the GetOutOfDebt.org site. If you have a credit or debt question you’d like to ask, just visit this page and ask. My help is totally free. “Dear Steve, We have appox $50,000 in revolving debt, 2 vehicle payments, 1st and second mtg, we pay everything on time and have a small amount left ... Read More »

“How Do I Go About Making My Credit Score Better” – Antoine

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Antoine writes in to the Get Out of Debt Squirrel and asks: I don’t have credit card dept of any kind. I’ve never filed bankruptcy. I have bills on my credit report some of them I’m unaware of and the others are overdue bills. How do I go about solving the problem to get it off my credit report? How ... Read More »

My Wife and I Are Trying to go for a Home Loan. How Can We Clean Up Our Credit? – Brad

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Brad “Dear Steve, My wife and I are trying to go for a home loan here soon and have some bad things on our credit from years ago.. we don’t know how to contact them or who to talk to. We need someone to tell us the right things to pay off in order to boost our credit not lower ... Read More »

I Was Irresponsible With My Credit But Now I Want to Clean It Up – Kristen

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Kristen “Dear Steve, I am 29 years old and am just now in a position where I can start cleaning up my damaged credit. I was very reckless/careless with my finances throughout my late teens and most of my 20′s. I have recently pulled my 3-in-1 credit report and my score is below 600. I want to start cleaning up ... Read More »

I Would Like to Clear Up My Credit A.S.A.P. – Ginger

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Ginger “Dear Steve, I have had Identity theft happen to me and I have also messed up my credit. I want to move in July 2009. I would like to clear up my credit a.s.a.p. What are the best solutions to clearing up my credit? Ginger” Don’t miss our free Get Out of Debt – “How To” Guide Series on ... Read More »

I Have a Bad Credit Report. What Can I Do? – Connie

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Connie “Dear Steve, Even though, my credit is bad, I do have some good credit references. Everytime I apply for a consolidation loan, or whatever I am always turned down I know my score is bad but they always need that credit report. How can you help, a consumer even though there credit report is bad? Connie” Don’t miss our ... Read More »

Do I Owe My Mortgage Company Money After My Foreclosure? – Clint

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Clint “Dear Steve, Does this mean that when they auctioned my home that the company got what i owed them? Clint” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here The Answer   Dear Clint, The ... Read More »

My Credit Reports Are in Such Bad Shape That I Can’t Get Credit Anymore. – Mariana

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Mariana “Dear Steve, My credit reports are in such bad standing that I can not get any more credit. I suspect identity theft on my credit report from Equifax but can’t obtain a copy of it bc of all the fradgulent claims such as a mortgage on a home – I dont own a home. How can i get a ... Read More »

Inside Information on Credit Reports and Credit Scores

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How The Financial World Judges You Today, your credit report and credit score dictate how much you pay for credit, insurance and other services. It is the measurement others use to determine their risk in doing business with you. Having a professional review your credit report and credit score with you are critical to saving money, avoiding identity theft and ... Read More »

Lower Your Car Payment. Skip It, Lower Your Interest Rate and Get Cash Back

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Here is a little financial tip that I’ve used in the past but I keep forgetting about. Refinancing an existing auto loan to lower interest rates and monthly payments. I just got an email that a client was instantly approved for an auto loan refi and that’s good news. You see when this particular person bought their car their credit ... Read More »

Seven Easy, Surefire, Guaranteed Ways to Trash Your Credit

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I spend a lot of time helping people resolve credit issues and getting finances under control. Now it’s time to give guidance to those folks who are desperate to screw-up their credit. Who’d want to do that, you say? Plenty of folks are in an all-fired rush to make bad credit mistakes. Here’s how they developed the worst credit scores ... Read More »

Nine Essential Steps to Successfully Manage Your Money

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Only the rich need to worry about having people manage their money, right? Wrong! With a handful of credit cards, checking, savings and retirement accounts and lots of different bills to pay we all need money managers. The difference is if we aren’t wealthy, the money management responsibility usually falls on our own shoulders, rather than someone else’s. While most ... Read More »

I Have Paid Debt I Want Removed From My Credit Report. – Sara

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Sara “Dear Steve, I had 5 outsanding debts, that I never paid any payments on from 2004 I took out a small loan, and paid them all off in 2006(which I have paid on time to this day). Now that all five accounts are closed, How do I get them to take it off my report? Do I have to ... Read More »

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