The Archives




Ask The Squirrel

“How Do I Go About Making My Credit Score Better” - Antoine

04.08.08 | Permalink | 1 Comment

Antoine writes in to the Get Out of Debt Squirrel and asks:

I don’t have credit card dept of any kind. I’ve never filed bankruptcy. I have bills on my credit report some of them I’m unaware of and the others are overdue bills. How do I go about solving the problem to get it off […]

Popularity: 67% [?]

How to Get Out of Debt

Lower Your Car Payment. Skip It, Lower Your Interest Rate and Get Cash Back

04.04.08 | Permalink | 1 Comment

Here is a little financial tip that I’ve used in the past but I keep forgetting about. Refinancing an existing auto loan to lower interest rates and monthly payments.

I just got an email that a client was instantly approved for an auto loan refi and that’s good news. You see when this particular person bought […]

Popularity: 70% [?]

Debt Articles, Debt Collectors, How to Get Out of Debt, Self-Help

It’s Better to Be in Debt Collections Than Pay Your Credit Card Bills You Can’t Afford

03.20.08 | Permalink | Comment?

Debt collections and the debt collector seem like things we should avoid at all cost, but that’s not true. Sometimes going into collections and being in collections is the smartest thing you can do.

If your choice is between spending all your money and living paycheck to paycheck or preserving some of your money and paying […]

Popularity: 100% [?]

Debt Articles

Wake Up and Smell the Coffee - Your Creditor’s Don’t Want You Out of Debt

03.07.08 | Permalink | 1 Comment

I chuckle when I hear people talking about how much their bank or credit card cares about them. They might care but they certainly don’t want you to do something stupid like get out of debt.

There is no profit your bank can make off of you when you are not in debt. And the […]

Popularity: 80% [?]

Debt Articles, Legally Eliminate Debt, Self-Help

How to Legally Eliminate Debt

03.03.08 | Permalink | Comment?

How to Legally Eliminate Consumer Debt

People often ask how to legally eliminate debt. Aside from some very basic techniques, there are no magic wands to wave to make the debt disappear in an instant. But I wanted to review some of the easiest ways t eliminate your debt to imporve you debt ratio and make […]

Popularity: 77% [?]