How to Get Out of Debt With the Get Out of Debt Guy » credit score http://getoutofdebt.org Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry. Sun, 12 Feb 2012 04:34:19 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Credit Scoring is a Scam and a Fraud http://getoutofdebt.org/34139/credit-scoring-is-a-scam-and-a-fraud http://getoutofdebt.org/34139/credit-scoring-is-a-scam-and-a-fraud#comments Sun, 29 Jan 2012 19:39:05 +0000 Steve Rhode http://getoutofdebt.org/?p=34139

From How to Get Out of Debt

Photo Credit: The Truth About I was just sitting here and noticed that someone searched for “credit scoring is a scam and a fraud.” Kind of an interesting search. Frankly I never thought of it like that. But that reality is that point of view isn’t all that far off. You see the impression people [...]

Read the full article at GetOutOfDebt.org, click here: Credit Scoring is a Scam and a Fraud

]]> http://getoutofdebt.org/34139/credit-scoring-is-a-scam-and-a-fraud/feed/ 1 Quick Credit Tip: Become an Authorized User http://getoutofdebt.org/32699/quick-credit-tip-become-an-authorized-user http://getoutofdebt.org/32699/quick-credit-tip-become-an-authorized-user#comments Fri, 02 Dec 2011 14:53:32 +0000 Guest Post http://getoutofdebt.org/?p=32699

From How to Get Out of Debt

Learning how to become an authorized user on a credit card is a strong and quick strategy for building your credit, and building it fast. In fact, I have seen people’s scores jump as much as sixty points just by becoming authorized users. Before discussing the mechanism for becoming a an authorized user on a [...]

Read the full article at GetOutOfDebt.org, click here: Quick Credit Tip: Become an Authorized User

]]> http://getoutofdebt.org/32699/quick-credit-tip-become-an-authorized-user/feed/ 0 Federal Reserve Report Digs Into Consumer Debt http://getoutofdebt.org/32567/federal-reserve-report-digs-into-consumer-debt http://getoutofdebt.org/32567/federal-reserve-report-digs-into-consumer-debt#comments Mon, 28 Nov 2011 19:52:25 +0000 Steve Rhode http://getoutofdebt.org/?p=32567

From How to Get Out of Debt

A new Federal Reserve report is out that describes the status of household debt and credit developments in the third quarter of 2011. The report shows the total amount of indebtedness is still mostly contracting. The number of credit card accounts is still down to near decade low levels. Car loans are slightly increasing while [...]

Read the full article at GetOutOfDebt.org, click here: Federal Reserve Report Digs Into Consumer Debt

]]> http://getoutofdebt.org/32567/federal-reserve-report-digs-into-consumer-debt/feed/ 0 Bad Credit Is Bad News for the Unemployed http://getoutofdebt.org/31985/bad-credit-is-bad-news-for-the-unemployed http://getoutofdebt.org/31985/bad-credit-is-bad-news-for-the-unemployed#comments Thu, 03 Nov 2011 18:41:51 +0000 Guest Post http://getoutofdebt.org/?p=31985

From How to Get Out of Debt

A recent report from Inc. Magazine says at that at least 60 percent of employers run credit checks on potential job applicants at least some of the time. This is a 17 percent increase from 2006. And given the high unemployment rate, this is particularly concerning. With a much bigger pool of candidates to choose [...]

Read the full article at GetOutOfDebt.org, click here: Bad Credit Is Bad News for the Unemployed

]]> http://getoutofdebt.org/31985/bad-credit-is-bad-news-for-the-unemployed/feed/ 2 The Credit-Scoring Scam of the Century http://getoutofdebt.org/31742/the-credit-scoring-scam-of-the-century http://getoutofdebt.org/31742/the-credit-scoring-scam-of-the-century#comments Tue, 25 Oct 2011 19:40:22 +0000 Guest Post http://getoutofdebt.org/?p=31742

From How to Get Out of Debt

Are you a victim of the credit scoring scam of the century? If you have a credit card, there’s a 50/50 chance that you are. What Is the Credit Scoring Scam of the Century? About half of credit card companies use a shameful tactic to keep their competitors away from you, and this tactic hurts [...]

Read the full article at GetOutOfDebt.org, click here: The Credit-Scoring Scam of the Century

]]> http://getoutofdebt.org/31742/the-credit-scoring-scam-of-the-century/feed/ 0 Your Roster Number is Your Credit Score http://getoutofdebt.org/31440/your-roster-number-is-your-credit-score http://getoutofdebt.org/31440/your-roster-number-is-your-credit-score#comments Wed, 05 Oct 2011 16:46:31 +0000 Jeff Rose http://getoutofdebt.org/?p=31440

From How to Get Out of Debt

Whenever I was in basic training, each recruit, each private was assigned their own roster number. That roster number was our identifier. We had to put it on all our gear. I had to have it strapped across a tape on my Kevlar, which is our helmet. It dictated as far as when we would [...]

Read the full article at GetOutOfDebt.org, click here: Your Roster Number is Your Credit Score

]]> http://getoutofdebt.org/31440/your-roster-number-is-your-credit-score/feed/ 0 What You Need to Know About Your FICO Score http://getoutofdebt.org/30888/what-you-need-to-know-about-your-fico-score http://getoutofdebt.org/30888/what-you-need-to-know-about-your-fico-score#comments Wed, 14 Sep 2011 12:22:17 +0000 Daniel Boylan http://getoutofdebt.org/?p=30888

From How to Get Out of Debt

If you have ever heard someone refer to your “score” or your “credit score” they are probably referring to your “FICO Score.” It is called a FICO Score as the way the number is calculated is based on software developed by a company called Fair Issac and Company. Once you have requested a loan, a [...]

Read the full article at GetOutOfDebt.org, click here: What You Need to Know About Your FICO Score

]]> http://getoutofdebt.org/30888/what-you-need-to-know-about-your-fico-score/feed/ 0 VantageScore, FICO Score, Experian Plus Credit Score. Which Credit Score Really Matters? http://getoutofdebt.org/29081/vantagescore-fico-score-experian-plus-credit-score-which-credit-score-really-matters http://getoutofdebt.org/29081/vantagescore-fico-score-experian-plus-credit-score-which-credit-score-really-matters#comments Wed, 20 Jul 2011 19:11:36 +0000 Steve Rhode http://getoutofdebt.org/?p=29081

From How to Get Out of Debt

Let’s start with the basics, what a credit score really is. A credit score is NOT a value that identifies who is a better personal finance manager. A credit score IS a number that is calculated to allow lenders to identify which people are the least risky to lend to and who are most likely [...]

Read the full article at GetOutOfDebt.org, click here: VantageScore, FICO Score, Experian Plus Credit Score. Which Credit Score Really Matters?

]]> http://getoutofdebt.org/29081/vantagescore-fico-score-experian-plus-credit-score-which-credit-score-really-matters/feed/ 0 Working on Raising My Credit Score and Need Some Advice. – Shawn http://getoutofdebt.org/28722/working-on-raising-my-credit-score-and-need-some-advice-shawn http://getoutofdebt.org/28722/working-on-raising-my-credit-score-and-need-some-advice-shawn#comments Sat, 25 Jun 2011 14:58:52 +0000 Steve Rhode http://getoutofdebt.org/?p=28722

From How to Get Out of Debt

“Dear Steve, Working on my credit to raise my score and need some advice and or assistance. i have pulled my credit reports and i have found a lot of discrepencies and things that should have been romoved . there are things that show an amount but no other information. there are items that are [...]

Read the full article at GetOutOfDebt.org, click here: Working on Raising My Credit Score and Need Some Advice. – Shawn

]]> http://getoutofdebt.org/28722/working-on-raising-my-credit-score-and-need-some-advice-shawn/feed/ 4 Can My Wife and I Independently Go Into a Debt Relief Program? – Paul http://getoutofdebt.org/28019/can-my-wife-and-i-independently-go-into-a-debt-relief-program-paul http://getoutofdebt.org/28019/can-my-wife-and-i-independently-go-into-a-debt-relief-program-paul#comments Tue, 24 May 2011 16:48:31 +0000 Damon Day http://getoutofdebt.org/?p=28019

From How to Get Out of Debt

“Dear Damon, My Wife just closed her business and the outstanding unsecured debt is about 100K. My personal debt is about 38K. I want to go on a debt relief program where a company negotiates a reduced amount and interest. She does not want to do this for her debt load. Can we independently arrange [...]

Read the full article at GetOutOfDebt.org, click here: Can My Wife and I Independently Go Into a Debt Relief Program? – Paul

]]> http://getoutofdebt.org/28019/can-my-wife-and-i-independently-go-into-a-debt-relief-program-paul/feed/ 0 Bank Errors Taint Credit Reports and Lower Credit Scores http://getoutofdebt.org/25199/bank-errors-taint-credit-reports-and-lower-credit-scores http://getoutofdebt.org/25199/bank-errors-taint-credit-reports-and-lower-credit-scores#comments Thu, 06 Jan 2011 16:38:43 +0000 ProPublica http://getoutofdebt.org/?p=25199

From How to Get Out of Debt

by Marian Wang, ProPublica, We’ve pointed out cases in which banks’ miscommunication and disorganization have caused mistaken foreclosures [1], but as several recent [2] reports [3] have noted, that’s not the only way in which bank mistakes have affected homeowners. Some consumers have been surprised to see damage to their credit score after requesting information [...]

Read the full article at GetOutOfDebt.org, click here: Bank Errors Taint Credit Reports and Lower Credit Scores

]]> http://getoutofdebt.org/25199/bank-errors-taint-credit-reports-and-lower-credit-scores/feed/ 2 SteveSavers – Group Discounts to Save Big Bucks on Debt and Credit Help http://getoutofdebt.org/24304/stevesavers-group-discounts-to-save-big-bucks-on-debt-and-credit-help http://getoutofdebt.org/24304/stevesavers-group-discounts-to-save-big-bucks-on-debt-and-credit-help#comments Mon, 13 Dec 2010 15:45:49 +0000 Steve Rhode http://getoutofdebt.org/?p=24304

From How to Get Out of Debt

Today I’m announcing a new free service of the GetOutOfDebt.org site, SteveSaver’s. So what is a SteveSaverTM you are probably asking? There are a number of areas that people spend money on credit and debt issues. They spend money on credit counseling, credit reports, credit scores, debt settlement services, etc. So I thought, let’s bring [...]

Read the full article at GetOutOfDebt.org, click here: SteveSavers – Group Discounts to Save Big Bucks on Debt and Credit Help

]]> http://getoutofdebt.org/24304/stevesavers-group-discounts-to-save-big-bucks-on-debt-and-credit-help/feed/ 0 FreeScore.com – Debt Relief Television Commercial http://getoutofdebt.org/23428/freescore-com-debt-relief-television-commercial http://getoutofdebt.org/23428/freescore-com-debt-relief-television-commercial#comments Sat, 06 Nov 2010 18:19:35 +0000 Steve Rhode http://getoutofdebt.org/?p=23428

From How to Get Out of Debt

Commercial Name: FreeScore.com Car Dealership Record Date: 11-06-2010 Network/Channel: WRAZ Fox Description: Man is sitting at car dealership and is denied for loan. Men in spandex standing behind him, one short guy in hockey mask. Just one bad credit score can really hurt you. Track your credit score at FreeScore.com. Shows screen that says “3 [...]

Read the full article at GetOutOfDebt.org, click here: FreeScore.com – Debt Relief Television Commercial

]]> http://getoutofdebt.org/23428/freescore-com-debt-relief-television-commercial/feed/ 0 Clinton Wants to Know “Am I Doing The Right Thing By Repaying My Debt?” http://getoutofdebt.org/1663/clinton-wants-to-know-am-i-doing-the-right-thing-by-repaying-my-debt http://getoutofdebt.org/1663/clinton-wants-to-know-am-i-doing-the-right-thing-by-repaying-my-debt#comments Wed, 08 Sep 2010 22:31:05 +0000 Steve Rhode http://getoutofdebt.org/?p=1663

From How to Get Out of Debt

Clinton wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Clinton Wants to Know “Am I Doing The Right Thing By Repaying My Debt?”

]]> http://getoutofdebt.org/1663/clinton-wants-to-know-am-i-doing-the-right-thing-by-repaying-my-debt/feed/ 0 Am I Able to Settle My Debts With My Credit Card Companies Even Though I’m Current? – Kaye http://getoutofdebt.org/7091/am-i-able-to-settle-my-debts-with-my-credit-card-companies-even-though-im-current-kaye http://getoutofdebt.org/7091/am-i-able-to-settle-my-debts-with-my-credit-card-companies-even-though-im-current-kaye#comments Fri, 27 Aug 2010 18:07:02 +0000 Steve Rhode http://getoutofdebt.org/?p=7091

From How to Get Out of Debt

Kaye wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Am I Able to Settle My Debts With My Credit Card Companies Even Though I’m Current? – Kaye

]]> http://getoutofdebt.org/7091/am-i-able-to-settle-my-debts-with-my-credit-card-companies-even-though-im-current-kaye/feed/ 0 I Am Trying to Improve My Credit. – Josh http://getoutofdebt.org/5586/i-am-trying-to-improve-my-credit-josh http://getoutofdebt.org/5586/i-am-trying-to-improve-my-credit-josh#comments Wed, 25 Aug 2010 16:30:12 +0000 Steve Rhode http://getoutofdebt.org/?p=5586

From How to Get Out of Debt

Josh wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I Am Trying to Improve My Credit. – Josh

]]> http://getoutofdebt.org/5586/i-am-trying-to-improve-my-credit-josh/feed/ 0 My Debt to Income Ratio is Enormous. – Laura http://getoutofdebt.org/5558/my-debt-to-income-ratio-is-enormous-laura http://getoutofdebt.org/5558/my-debt-to-income-ratio-is-enormous-laura#comments Tue, 24 Aug 2010 21:18:40 +0000 Steve Rhode http://getoutofdebt.org/?p=5558

From How to Get Out of Debt

Laura wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: My Debt to Income Ratio is Enormous. – Laura

]]> http://getoutofdebt.org/5558/my-debt-to-income-ratio-is-enormous-laura/feed/ 0 Teresa Writes In “I Have Too Many Credit Cards” http://getoutofdebt.org/1298/teresa-writes-in-i-have-too-many-credit-cards http://getoutofdebt.org/1298/teresa-writes-in-i-have-too-many-credit-cards#comments Sat, 21 Aug 2010 16:44:17 +0000 Steve Rhode http://getoutofdebt.org/?p=1298

From How to Get Out of Debt

Teresa wrote to me through the GetOutOfDebt.org site and asked me her question below. You can write me for help also. Visit GetOutOfDebt.org. “Dear Steve, I have too many credit cards. Where do I start to get rid of them? Teresa” The Answer:   Dear Teresa, Credit cards don’t magically appear in our wallets or [...]

Read the full article at GetOutOfDebt.org, click here: Teresa Writes In “I Have Too Many Credit Cards”

]]> http://getoutofdebt.org/1298/teresa-writes-in-i-have-too-many-credit-cards/feed/ 0 I Want to Use a Home Equity Loan to Get Out of Debt. – Sandy http://getoutofdebt.org/7104/i-want-to-use-a-home-equity-loan-to-get-out-of-debt-sandy http://getoutofdebt.org/7104/i-want-to-use-a-home-equity-loan-to-get-out-of-debt-sandy#comments Sun, 08 Aug 2010 14:08:06 +0000 Steve Rhode http://getoutofdebt.org/?p=7104

From How to Get Out of Debt

Sandy wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I Want to Use a Home Equity Loan to Get Out of Debt. – Sandy

]]> http://getoutofdebt.org/7104/i-want-to-use-a-home-equity-loan-to-get-out-of-debt-sandy/feed/ 0 How Do You Value Your Quality of Life? Debt Solutions to Fix The Future http://getoutofdebt.org/20933/how-do-you-value-your-quality-of-life-debt-solutions-to-fix-the-future http://getoutofdebt.org/20933/how-do-you-value-your-quality-of-life-debt-solutions-to-fix-the-future#comments Mon, 02 Aug 2010 17:18:24 +0000 Amanda Miller http://getoutofdebt.org/?p=20933

From How to Get Out of Debt

Debt doesn’t just affect the people actually in debt, it often affects the ones around them, near and dear to them. I know this from first hand experience as someone who has loved and lived with someone so deep in debt they could not see a way out. Not only is the emotional toll hard [...]

Read the full article at GetOutOfDebt.org, click here: How Do You Value Your Quality of Life? Debt Solutions to Fix The Future

]]> http://getoutofdebt.org/20933/how-do-you-value-your-quality-of-life-debt-solutions-to-fix-the-future/feed/ 0 I Would Like to Consolidate My Debt, However I’m Having a Difficult Time Finding Someone Who Will – Laurie http://getoutofdebt.org/5309/i-would-like-to-consolidate-my-debt-however-im-having-a-difficult-time-finding-someone-who-will-laurie http://getoutofdebt.org/5309/i-would-like-to-consolidate-my-debt-however-im-having-a-difficult-time-finding-someone-who-will-laurie#comments Thu, 29 Jul 2010 23:42:44 +0000 Steve Rhode http://getoutofdebt.org/?p=5309

From How to Get Out of Debt

Laurie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I Would Like to Consolidate My Debt, However I’m Having a Difficult Time Finding Someone Who Will – Laurie

]]> http://getoutofdebt.org/5309/i-would-like-to-consolidate-my-debt-however-im-having-a-difficult-time-finding-someone-who-will-laurie/feed/ 4 Opal Writes In “I’m Worried About Hurting My Credit If I Close Credit Card Accounts” http://getoutofdebt.org/1293/opal-writes-in-im-worried-about-hurting-my-credit-if-i-close-credit-card-accounts http://getoutofdebt.org/1293/opal-writes-in-im-worried-about-hurting-my-credit-if-i-close-credit-card-accounts#comments Mon, 26 Jul 2010 16:32:27 +0000 Steve Rhode http://getoutofdebt.org/?p=1293

From How to Get Out of Debt

Opal wrote to me through the GetOutOfDebt.org site and asked me the question below. If you have a question you can write to me through the site as well. “Dear Steve, I have two or three credit card that are debt free. Should I close these accounts since I don’t use them and don’t need [...]

Read the full article at GetOutOfDebt.org, click here: Opal Writes In “I’m Worried About Hurting My Credit If I Close Credit Card Accounts”

]]> http://getoutofdebt.org/1293/opal-writes-in-im-worried-about-hurting-my-credit-if-i-close-credit-card-accounts/feed/ 0 What in the World Do I Pay First to Clean Up My Credit Report? – Susan http://getoutofdebt.org/5669/what-in-the-world-do-i-pay-first-to-clean-up-my-credit-report-susan http://getoutofdebt.org/5669/what-in-the-world-do-i-pay-first-to-clean-up-my-credit-report-susan#comments Thu, 15 Jul 2010 16:58:56 +0000 Steve Rhode http://getoutofdebt.org/?p=5669

From How to Get Out of Debt

Susan wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: What in the World Do I Pay First to Clean Up My Credit Report? – Susan

]]> http://getoutofdebt.org/5669/what-in-the-world-do-i-pay-first-to-clean-up-my-credit-report-susan/feed/ 0 A Quarter of People Have a Credit Score Below 599 http://getoutofdebt.org/20339/a-quarter-of-people-have-a-credit-score-below-599 http://getoutofdebt.org/20339/a-quarter-of-people-have-a-credit-score-below-599#comments Mon, 12 Jul 2010 20:07:12 +0000 Steve Rhode http://getoutofdebt.org/?p=20339

From How to Get Out of Debt

It’s no surprise that people struggling to makes ends meet would wind up with a bad credit score after maybe maxing out their cards, missing a payment or landing in collections. The Associated Press is reporting that FICO has stated that the credit scores for more and more people are sinking to new lows. The [...]

Read the full article at GetOutOfDebt.org, click here: A Quarter of People Have a Credit Score Below 599

]]> http://getoutofdebt.org/20339/a-quarter-of-people-have-a-credit-score-below-599/feed/ 0 I Am Getting Married And We Want to Buy a House But My Credit Isn’t Great. – Kelli http://getoutofdebt.org/7203/i-am-getting-married-and-we-want-to-buy-a-house-but-my-credit-isnt-great-kelli http://getoutofdebt.org/7203/i-am-getting-married-and-we-want-to-buy-a-house-but-my-credit-isnt-great-kelli#comments Thu, 08 Jul 2010 19:50:08 +0000 Steve Rhode http://getoutofdebt.org/?p=7203

From How to Get Out of Debt

Kelli wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I Am Getting Married And We Want to Buy a House But My Credit Isn’t Great. – Kelli

]]> http://getoutofdebt.org/7203/i-am-getting-married-and-we-want-to-buy-a-house-but-my-credit-isnt-great-kelli/feed/ 0 Do I Really Have to Default on My Debts to Go Into a Debt Settlement Program? – Mark http://getoutofdebt.org/7781/do-i-really-have-to-default-on-my-debts-to-go-into-a-debt-settlement-program-mark http://getoutofdebt.org/7781/do-i-really-have-to-default-on-my-debts-to-go-into-a-debt-settlement-program-mark#comments Wed, 07 Jul 2010 19:36:24 +0000 Steve Rhode http://getoutofdebt.org/?p=7781

From How to Get Out of Debt

Mark wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Do I Really Have to Default on My Debts to Go Into a Debt Settlement Program? – Mark

]]> http://getoutofdebt.org/7781/do-i-really-have-to-default-on-my-debts-to-go-into-a-debt-settlement-program-mark/feed/ 0 I Have Mental Health Issues. How Can I Reduce My Debt? – Mel http://getoutofdebt.org/7202/i-have-mental-health-issues-how-can-i-reduce-my-debt-mel http://getoutofdebt.org/7202/i-have-mental-health-issues-how-can-i-reduce-my-debt-mel#comments Thu, 17 Jun 2010 18:34:12 +0000 Steve Rhode http://getoutofdebt.org/?p=7202

From How to Get Out of Debt

Mel wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I Have Mental Health Issues. How Can I Reduce My Debt? – Mel

]]> http://getoutofdebt.org/7202/i-have-mental-health-issues-how-can-i-reduce-my-debt-mel/feed/ 2 How to Be Financially Successful When You Graduate http://getoutofdebt.org/19596/how-to-be-financially-successful-when-you-graduate http://getoutofdebt.org/19596/how-to-be-financially-successful-when-you-graduate#comments Wed, 09 Jun 2010 01:24:03 +0000 Amanda Miller http://getoutofdebt.org/?p=19596

From How to Get Out of Debt

Congratulations! You’ve made it through the starving student years and now you’re ready to start a job and earn some real money. You’re probably thinking about all the things you’ll be able to buy, places you’ll go and things you’ll be able to do when those paychecks start rolling in. Not so fast. If you’re [...]

Read the full article at GetOutOfDebt.org, click here: How to Be Financially Successful When You Graduate

]]> http://getoutofdebt.org/19596/how-to-be-financially-successful-when-you-graduate/feed/ 2 Insurance Scores: How Your Credit History Affects Your Insurance http://getoutofdebt.org/19460/insurance-scores-how-your-credit-history-affects-your-insurance http://getoutofdebt.org/19460/insurance-scores-how-your-credit-history-affects-your-insurance#comments Wed, 02 Jun 2010 03:58:03 +0000 Amanda Miller http://getoutofdebt.org/?p=19460

From How to Get Out of Debt

What does the information in your credit report have to do with your automobile or homeowner’s insurance? Perhaps more than you think! Many insurance companies these days use insurance scores to help determine eligibility for their policies, evaluate policies for renewal and sometimes to determine rate discounts. Insurance scores are popular with insurance companies because [...]

Read the full article at GetOutOfDebt.org, click here: Insurance Scores: How Your Credit History Affects Your Insurance

]]> http://getoutofdebt.org/19460/insurance-scores-how-your-credit-history-affects-your-insurance/feed/ 0 How to Get All the Cheap Credit You Want http://getoutofdebt.org/19324/how-to-get-all-the-cheap-credit-you-want http://getoutofdebt.org/19324/how-to-get-all-the-cheap-credit-you-want#comments Sun, 30 May 2010 15:42:47 +0000 Amanda Miller http://getoutofdebt.org/?p=19324

From How to Get Out of Debt

Today, the average person pays between 16 and 17 percent on credit card balances. While interest charges may seem low when you look at the monthly charge on your statement, over the long run they can really add up. In fact, the average person can put a hundred bucks or more in his or her [...]

Read the full article at GetOutOfDebt.org, click here: How to Get All the Cheap Credit You Want

]]> http://getoutofdebt.org/19324/how-to-get-all-the-cheap-credit-you-want/feed/ 0 Carol Wrote Me And Asked “Would You Advise Debt Consolidation?” http://getoutofdebt.org/1225/carol-wrote-me-and-asked-would-you-advise-debt-consolidation http://getoutofdebt.org/1225/carol-wrote-me-and-asked-would-you-advise-debt-consolidation#comments Sat, 29 May 2010 13:56:41 +0000 Steve Rhode http://getoutofdebt.org/?p=1225

From How to Get Out of Debt

Carol wrote to me through the GetOutOfDebt.org site and asked me her question below. She knew I provide help and advice for free and if you have a question you’d like to ask just visit GetOutOfDebt.org and ask. “Dear Steve We are in debt up to our eyes. We are not behind in anything. We [...]

Read the full article at GetOutOfDebt.org, click here: Carol Wrote Me And Asked “Would You Advise Debt Consolidation?”

]]> http://getoutofdebt.org/1225/carol-wrote-me-and-asked-would-you-advise-debt-consolidation/feed/ 0 Credit Scoring: How it Works and How You Can Improve Your Score http://getoutofdebt.org/19366/credit-scoring-how-it-works-and-how-you-can-improve-your-score http://getoutofdebt.org/19366/credit-scoring-how-it-works-and-how-you-can-improve-your-score#comments Fri, 28 May 2010 17:24:49 +0000 Amanda Miller http://getoutofdebt.org/?p=19366

From How to Get Out of Debt

What Is Credit Scoring? If you have tried to get credit, a loan or a mortgage, you may have had your credit information graded for risk potential. This is called “credit scoring” or “risk scoring.” Credit scoring is one factor that lenders or creditors consider to determine if they should give you a loan, a [...]

Read the full article at GetOutOfDebt.org, click here: Credit Scoring: How it Works and How You Can Improve Your Score

]]> http://getoutofdebt.org/19366/credit-scoring-how-it-works-and-how-you-can-improve-your-score/feed/ 0 I Have Poor Credit From a Divorce. How Can I Improve It? – Natalie http://getoutofdebt.org/5469/i-have-poor-credit-from-a-divorce-how-can-i-improve-it-natalie http://getoutofdebt.org/5469/i-have-poor-credit-from-a-divorce-how-can-i-improve-it-natalie#comments Thu, 27 May 2010 16:08:06 +0000 Steve Rhode http://getoutofdebt.org/?p=5469

From How to Get Out of Debt

Natalie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I Have Poor Credit From a Divorce. How Can I Improve It? – Natalie

]]> http://getoutofdebt.org/5469/i-have-poor-credit-from-a-divorce-how-can-i-improve-it-natalie/feed/ 0 I’m Worried That Credit Solutions is Not Communicating With Me. – Samantha http://getoutofdebt.org/7504/im-worried-that-credit-solutions-is-not-communicating-with-me-samantha http://getoutofdebt.org/7504/im-worried-that-credit-solutions-is-not-communicating-with-me-samantha#comments Fri, 21 May 2010 17:44:34 +0000 Steve Rhode http://getoutofdebt.org/?p=7504

From How to Get Out of Debt

Samantha wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I’m Worried That Credit Solutions is Not Communicating With Me. – Samantha

]]> http://getoutofdebt.org/7504/im-worried-that-credit-solutions-is-not-communicating-with-me-samantha/feed/ 2 What is The Best Way For Me to Get a Loan? – George http://getoutofdebt.org/5365/what-is-the-best-way-for-me-to-get-a-loan-george http://getoutofdebt.org/5365/what-is-the-best-way-for-me-to-get-a-loan-george#comments Sun, 09 May 2010 14:23:41 +0000 Steve Rhode http://getoutofdebt.org/?p=5365

From How to Get Out of Debt

George wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: What is The Best Way For Me to Get a Loan? – George

]]> http://getoutofdebt.org/5365/what-is-the-best-way-for-me-to-get-a-loan-george/feed/ 0 Can I Use a Debt Settlement Program if I Have Excellent Credit? – Bonita http://getoutofdebt.org/5671/can-i-use-a-debt-settlement-program-if-i-have-excellent-credit-bonita http://getoutofdebt.org/5671/can-i-use-a-debt-settlement-program-if-i-have-excellent-credit-bonita#comments Fri, 07 May 2010 13:55:33 +0000 Steve Rhode http://getoutofdebt.org/?p=5671

From How to Get Out of Debt

Bonita wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Can I Use a Debt Settlement Program if I Have Excellent Credit? – Bonita

]]> http://getoutofdebt.org/5671/can-i-use-a-debt-settlement-program-if-i-have-excellent-credit-bonita/feed/ 2 Carolyn Writes In And Wants a New Mortgage In Bankruptcy http://getoutofdebt.org/1582/carolyn-writes-in-and-wants-a-new-mortgage-in-bankruptcy http://getoutofdebt.org/1582/carolyn-writes-in-and-wants-a-new-mortgage-in-bankruptcy#comments Wed, 05 May 2010 11:01:00 +0000 Steve Rhode http://getoutofdebt.org/?p=1582

From How to Get Out of Debt

Carolyn wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Carolyn Writes In And Wants a New Mortgage In Bankruptcy

]]> http://getoutofdebt.org/1582/carolyn-writes-in-and-wants-a-new-mortgage-in-bankruptcy/feed/ 0 Daniel Writes In – “How Can I Get Out of Credit Card Debt?” http://getoutofdebt.org/616/daniel-writes-in-how-can-i-get-out-of-credit-card-debt http://getoutofdebt.org/616/daniel-writes-in-how-can-i-get-out-of-credit-card-debt#comments Tue, 27 Apr 2010 21:24:25 +0000 Steve Rhode http://getoutofdebt.org/?p=616

From How to Get Out of Debt

Daniel says, “I’ve been buried in credit card debt and it feels like I make payments each month and instead of things going down, things go up. My interest rates recently went up even though I have not missed a payment or paid late. Another one of my MasterCard’s just lowered my limit a lot. [...]

Read the full article at GetOutOfDebt.org, click here: Daniel Writes In – “How Can I Get Out of Credit Card Debt?”

]]> http://getoutofdebt.org/616/daniel-writes-in-how-can-i-get-out-of-credit-card-debt/feed/ 1 Chanel Writes In “How Do I Find Out Who I Owe?” http://getoutofdebt.org/974/chanel-writes-in-how-do-i-find-out-who-i-owe http://getoutofdebt.org/974/chanel-writes-in-how-do-i-find-out-who-i-owe#comments Thu, 15 Apr 2010 19:51:21 +0000 Steve Rhode http://getoutofdebt.org/?p=974

From How to Get Out of Debt

Chanel wrote me at GetOutOfDebt.org and had a debt question. If you have a question you can write me too! Chanel asked: “I have lots of small debts. I want to pay off my debts but don’t know how to find out who I owe.” Chanel, It is amazing how such a simple question can [...]

Read the full article at GetOutOfDebt.org, click here: Chanel Writes In “How Do I Find Out Who I Owe?”

]]> http://getoutofdebt.org/974/chanel-writes-in-how-do-i-find-out-who-i-owe/feed/ 0 I Paid Off an Old Debt and My Credit Score Went Down. – Michelle http://getoutofdebt.org/7592/i-paid-off-an-old-debt-and-my-credit-score-went-down-michelle http://getoutofdebt.org/7592/i-paid-off-an-old-debt-and-my-credit-score-went-down-michelle#comments Wed, 14 Apr 2010 20:15:35 +0000 Steve Rhode http://getoutofdebt.org/?p=7592

From How to Get Out of Debt

Michelle wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I Paid Off an Old Debt and My Credit Score Went Down. – Michelle

]]> http://getoutofdebt.org/7592/i-paid-off-an-old-debt-and-my-credit-score-went-down-michelle/feed/ 0 We Are Looking Forward to Buying Our First Home But Our Credit Sucks. – Casey http://getoutofdebt.org/7074/we-are-looking-forward-to-buying-our-first-home-but-our-credit-sucks-casey http://getoutofdebt.org/7074/we-are-looking-forward-to-buying-our-first-home-but-our-credit-sucks-casey#comments Sat, 06 Mar 2010 19:09:21 +0000 Steve Rhode http://getoutofdebt.org/?p=7074

From How to Get Out of Debt

Casey wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: We Are Looking Forward to Buying Our First Home But Our Credit Sucks. – Casey

]]> http://getoutofdebt.org/7074/we-are-looking-forward-to-buying-our-first-home-but-our-credit-sucks-casey/feed/ 2 Terri Wants to Know “Is There a Way to Get Out of Debt Without Ruining Our Credit?” http://getoutofdebt.org/1452/terri-wants-to-know-is-there-a-way-to-get-out-of-debt-without-ruining-our-credit http://getoutofdebt.org/1452/terri-wants-to-know-is-there-a-way-to-get-out-of-debt-without-ruining-our-credit#comments Wed, 17 Feb 2010 23:02:39 +0000 Steve Rhode http://getoutofdebt.org/?p=1452

From How to Get Out of Debt

Terri wrote and asked her question through the GetOutOfDebt.org site. If you have a credit or debt question you’d like to ask, just visit this page and ask. My help is totally free. “Dear Steve, We have appox $50,000 in revolving debt, 2 vehicle payments, 1st and second mtg, we pay everything on time and [...]

Read the full article at GetOutOfDebt.org, click here: Terri Wants to Know “Is There a Way to Get Out of Debt Without Ruining Our Credit?”

]]> http://getoutofdebt.org/1452/terri-wants-to-know-is-there-a-way-to-get-out-of-debt-without-ruining-our-credit/feed/ 3 “How Do I Go About Making My Credit Score Better” – Antoine http://getoutofdebt.org/53/how-do-i-go-about-making-my-credit-score-better-antoine http://getoutofdebt.org/53/how-do-i-go-about-making-my-credit-score-better-antoine#comments Mon, 15 Feb 2010 20:27:41 +0000 Steve Rhode http://getoutofdebt.org/53/how-do-i-go-about-making-my-credit-score-better-antoine

From How to Get Out of Debt

Antoine writes in to the Get Out of Debt Squirrel and asks: I don’t have credit card dept of any kind. I’ve never filed bankruptcy. I have bills on my credit report some of them I’m unaware of and the others are overdue bills. How do I go about solving the problem to get it [...]

Read the full article at GetOutOfDebt.org, click here: “How Do I Go About Making My Credit Score Better” – Antoine

]]> http://getoutofdebt.org/53/how-do-i-go-about-making-my-credit-score-better-antoine/feed/ 2 My Wife and I Are Trying to go for a Home Loan. How Can We Clean Up Our Credit? – Brad http://getoutofdebt.org/6681/my-wife-and-i-are-trying-to-go-for-a-home-loan-how-can-we-clean-up-our-credit-brad http://getoutofdebt.org/6681/my-wife-and-i-are-trying-to-go-for-a-home-loan-how-can-we-clean-up-our-credit-brad#comments Sun, 07 Feb 2010 19:33:52 +0000 Steve Rhode http://getoutofdebt.org/?p=6681

From How to Get Out of Debt

Brad wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: My Wife and I Are Trying to go for a Home Loan. How Can We Clean Up Our Credit? – Brad

]]> http://getoutofdebt.org/6681/my-wife-and-i-are-trying-to-go-for-a-home-loan-how-can-we-clean-up-our-credit-brad/feed/ 0 I Was Irresponsible With My Credit But Now I Want to Clean It Up – Kristen http://getoutofdebt.org/7774/i-was-irresponsible-with-my-credit-but-now-i-want-to-clean-it-up-kristen http://getoutofdebt.org/7774/i-was-irresponsible-with-my-credit-but-now-i-want-to-clean-it-up-kristen#comments Fri, 05 Feb 2010 22:42:28 +0000 Steve Rhode http://getoutofdebt.org/?p=7774

From How to Get Out of Debt

Kristen wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I Was Irresponsible With My Credit But Now I Want to Clean It Up – Kristen

]]> http://getoutofdebt.org/7774/i-was-irresponsible-with-my-credit-but-now-i-want-to-clean-it-up-kristen/feed/ 0 I Would Like to Clear Up My Credit A.S.A.P. – Ginger http://getoutofdebt.org/5394/i-would-like-to-clear-up-my-credit-asap-ginger http://getoutofdebt.org/5394/i-would-like-to-clear-up-my-credit-asap-ginger#comments Fri, 05 Feb 2010 22:05:44 +0000 Steve Rhode http://getoutofdebt.org/?p=5394

From How to Get Out of Debt

Ginger wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I Would Like to Clear Up My Credit A.S.A.P. – Ginger

]]> http://getoutofdebt.org/5394/i-would-like-to-clear-up-my-credit-asap-ginger/feed/ 4 I Have a Bad Credit Report. What Can I Do? – Connie http://getoutofdebt.org/5543/i-have-a-bad-credit-report-what-can-i-do-connie http://getoutofdebt.org/5543/i-have-a-bad-credit-report-what-can-i-do-connie#comments Fri, 05 Feb 2010 22:05:42 +0000 Steve Rhode http://getoutofdebt.org/?p=5543

From How to Get Out of Debt

Connie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I Have a Bad Credit Report. What Can I Do? – Connie

]]> http://getoutofdebt.org/5543/i-have-a-bad-credit-report-what-can-i-do-connie/feed/ 4 April Writes And Asks “Is There A Debt Program That Can Help Me And Protect My Credit?” http://getoutofdebt.org/1165/april-writes-and-asks-is-there-a-debt-program-that-can-help-me-and-protect-my-credit http://getoutofdebt.org/1165/april-writes-and-asks-is-there-a-debt-program-that-can-help-me-and-protect-my-credit#comments Wed, 20 Jan 2010 21:05:55 +0000 Steve Rhode http://getoutofdebt.org/?p=1165

From How to Get Out of Debt

April wrote to me through the GetOutOfDebt.org site and asked me the question below. If you have a question, please write to me for free and I’ll help you as well. “Dear Steve, I am married with three children 11, 4 and 3, I also have an 11 year old step son. We live in [...]

Read the full article at GetOutOfDebt.org, click here: April Writes And Asks “Is There A Debt Program That Can Help Me And Protect My Credit?”

]]> http://getoutofdebt.org/1165/april-writes-and-asks-is-there-a-debt-program-that-can-help-me-and-protect-my-credit/feed/ 1 Karen Writes In. “My Interest Rates Are Going Up. My Minimum Payments Are Going Up. Help!” http://getoutofdebt.org/4569/karen-writes-in-my-interest-rates-are-going-up-my-minimum-payments-are-going-up-help http://getoutofdebt.org/4569/karen-writes-in-my-interest-rates-are-going-up-my-minimum-payments-are-going-up-help#comments Wed, 20 Jan 2010 14:37:40 +0000 Steve Rhode http://getoutofdebt.org/?p=4569

From How to Get Out of Debt

Karen wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Karen Writes In. “My Interest Rates Are Going Up. My Minimum Payments Are Going Up. Help!”

]]> http://getoutofdebt.org/4569/karen-writes-in-my-interest-rates-are-going-up-my-minimum-payments-are-going-up-help/feed/ 0 Is It Possible to Easily Increase My Credit Score? – Tamara http://getoutofdebt.org/7747/is-it-possible-to-easily-increase-my-credit-score-tamara http://getoutofdebt.org/7747/is-it-possible-to-easily-increase-my-credit-score-tamara#comments Tue, 12 Jan 2010 20:26:02 +0000 Steve Rhode http://getoutofdebt.org/?p=7747

From How to Get Out of Debt

Tamara wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: Is It Possible to Easily Increase My Credit Score? – Tamara

]]> http://getoutofdebt.org/7747/is-it-possible-to-easily-increase-my-credit-score-tamara/feed/ 3