The Archives




Ask The Squirrel

“How Do I Go About Making My Credit Score Better” - Antoine

04.08.08 | Permalink | 1 Comment

Antoine writes in to the Get Out of Debt Squirrel and asks:

I don’t have credit card dept of any kind. I’ve never filed bankruptcy. I have bills on my credit report some of them I’m unaware of and the others are overdue bills. How do I go about solving the problem to get it off […]

Popularity: 66% [?]

Debt Articles

The IVA Debt Repayment Crisis About to Hit Consumers In The UK

03.25.08 | Permalink | Comment?

The poor Individual Voluntary Arrangement (IVA) in the UK has been taking a beating in the last twelve months but new worries are afoot. Between the creditors hijacking this debt relief solution that falls under the control of the Insolvency Service, other creditors refusing to accept payments in an IVA and now this, we’ll have […]

Popularity: 82% [?]

Debt Articles, Debt Collectors, How to Get Out of Debt, Self-Help

It’s Better to Be in Debt Collections Than Pay Your Credit Card Bills You Can’t Afford

03.20.08 | Permalink | Comment?

Debt collections and the debt collector seem like things we should avoid at all cost, but that’s not true. Sometimes going into collections and being in collections is the smartest thing you can do.

If your choice is between spending all your money and living paycheck to paycheck or preserving some of your money and paying […]

Popularity: 99% [?]

Debt Articles

Facing the Pain and Fear of Financial Failure

03.18.08 | Permalink | Comment?

Cold sweats, gurgling stomach, headaches, short attention span, fighting with those you love, panicked, anxious and stressed. All of these are emotions or symptoms that people experience when they are facing a financial crisis. I know I did when I lived through my financial meltdown.

While my troubles happened in 1990, they still feel as real […]

Popularity: 100% [?]

Debt Articles, Legally Eliminate Debt, Self-Help

How to Legally Eliminate Debt

03.03.08 | Permalink | Comment?

How to Legally Eliminate Consumer Debt

People often ask how to legally eliminate debt. Aside from some very basic techniques, there are no magic wands to wave to make the debt disappear in an instant. But I wanted to review some of the easiest ways t eliminate your debt to imporve you debt ratio and make […]

Popularity: 78% [?]

Debt Articles

Christian Debt Counseling and Christian Debt Consolidation. What You Need to Know.

03.02.08 | Permalink | Comment?

For years companies have been promoting themselves as christian credit counselors or offering christian debt consolidation loans or christian debt consolidation help.

I have found the help offered to be hypocritical and the use of christian debt counseling to be more of a sales tool rather than a fundamental change in the way these […]

Popularity: 74% [?]

Debt Management Plans

Five Inside Truths About Debt Management Plans (DMP) You Need to Know

03.02.08 | Permalink | Comment?

People are often so confused or uninformed about debt management plans in the US that I wanted to share some truths with you. Here are the five biggest misconceptions people have about debt management plans, in no particular order.

  1. Debt Management Plans Are Not Designed for You to Get Out of Debt

    Since the DMP terms are […]

    Popularity: 86% [?]