Tag Archives: death

My Husband Died. How Can I Get Creditors to Stop Calling Me?

Hi ! MY NAME IS LILLIE, In the state of Tex. old bills 4 yrs. or more should be desolved. and a lot of those bills was here when my husband was living. My husband took care of the bills, In 2001 he got colon cancer & he died in 09. how can I get [...]

I Was Widowed a Few Weeks Ago and Left With Debt. – Jerry

“Dear Steve, I was widowed just a few weeks ago and we were living on Social Security with no retirement income. Now I will only have my husband’s Social Security and not mine so will be trying to make it with less income. I have balances of $5200, $6200, and $7500 on three credit cards [...]

My Father Passed Away. My Mother Was Only an Authorized User. – JB

“Dear Steve, Recent widow as authorized user and credit card debt. My father passed away a couple weeks ago and I have been trying to help my mom with her finances. As I’m sure you know, she lost a SS check so now she is trying to work through her budget. My father and she [...]

Drive-Thru Funeral Home Offers Convenience But No Beer or Fries With That

If you live in Compton, California and you recently lost a loved one, this funeral home offers a unique approach for those that that want to have a viewing, “doesn’t she look good,” and make it very easy for people to attend. I have to admit, it is an unusual approach but what the heck. [...]

Advocates Pushing Back on FTC Proposal Over Debt Collection from Dead People

The Wall Street Journal is reporting some consumer advocates are a bit flummoxed over a recent proposal by the FTC regarding diminished legal liability for debt collectors that chase people to pay the debt of dead people. “The plain language of the Fair Debt Collection Practices Act does not allow collectors to contact friends, neighbors [...]

Will I Be Responsible for the Mortgage When My Husband Dies? – Barbara

My husband and I are in our late 50s and live in Florida. He gave up his home in a divorce settlement and then bought it back from his x-wife a few years later, before we married in 2009. The home remains in his name only, it is right side up, and he wants the [...]

My Father Has End-State Renal Disease. Should He File Bankruptcy? – Nicole

“Dear Steve, My dad has had a great paying job for years but has recently gone through a health situation that has rendered him unable to work at this point. He has end stage renal disease and other problems affecting his heart. He has $61,000 in credit card debt. When he was first hospitalized I [...]

We’ve Lost Three Parents and Had Eight Deaths in Three Years. – B4lee

“Dear Steve, Since 2007, we have had the time of “Job”. From 2007 to Present we have lost, most, just one month apart, 8 deaths, including 3 parents. In the process the stress caused medical and marital consequences to our family. Recession took hold and I became a displaced worker. Miraculously, my spouse, (out of [...]

Will My Family Have to Pay My Debts From My Life Insurance After My Death? – John

“Dear Steve, I have $152,000 in student loan principal, down from $163,000 after 6 years of payment. $77,000 are at a fixed rate of 2.625%. $6000 are at 5% fixed, and $69,000 are at a variable rate, which currently averages 2.5%. I also have $22,000 in credit card debt, which is at fixed rates of [...]

I’m Buried in Grief and Trying to Deal With My Debt. – Rebecca

“Dear Steve, At the moment, I’m overwhelmed to the point where I’m not sure what to do. Last year my [redacted]. I find myself in over my head with credit card debt. In the middle of such grief, you’d think debt would be the last thing on my mind, but it is only adding to [...]

Did My Dad’s Debt Die With Him? – Graeme

“Dear Steve, My father died but has outstanding credit card debt to the value of $33,000 in his sole name. He had some land but upon his death it was tranfered soley to my step mothers name. She doesn’t have any money to pay the credit card debts. Can the banks make my step mother [...]

My Husband Has Aggressive Advanced Cancer and Our Debt is Killing Us. – Gina

Gina “Dear Steve, We have a lot of debt and serious medical issues that are generating medical bills we won’t be able to pay. We bought a new house 2 years ago and haven’t been able to sell the old house. It is rented for just enough to cover the first mortgage payment. We have [...]

My Sister and Mother Died and Now I Am Raising Additional Children. – Erika

Erika “Dear Steve, I did debt relief before when I got divorced and my husband left me with all the bills and disappeared for 4 years. Now my situation is my Sister passed away and my Mom in the same year and out of 10 of us in the family, me being the youngest with [...]

Am I Responsible to Pay for My Dead Husband’s Debts? – Linda

Linda “Dear Steve, My husband passed away and now Bank of America wants to know when I’m going to pay off his credit card. Am I responsible to pay off my husbands credit cards ? If so is it possible to have the payoff amount lowered ? Linda” The Answer:   Dear Linda, Bank of [...]

My Father Passed Away. Is My Mother Responsible For His Credit Card Debt? – Richard

“Dear Steve, My father passed away with credit card debt. In the state of Texas is my mom responsible for the creit card debt. She ws not a co applicant on the card. She was only a autorized user.It is going to be hard for her to make since she was a stay at home [...]