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Tag Archives: debt collector

In China, Credit Card Debt Enslaves. Anyone Surprised?

It isn’t a big shock to find out that the credit craze and panic is exploding around the world. The credit craze and panic works like this: Stage One: Craze – apply and get approved for credit and go crazy racking up the balance. Stage Two: Panic – after you’ve expended your credit resources you panic as you try to ... Read More »

The Debt Collection Industry From The Eyes of Former Debt Collectors

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CNNMoney.com released a fascinating showcase of the life behind closed doors of debt collectors. They took ten different collectors ranging in 2 – 20 years of service in the field of debt collecting and asked their insight and thoughts on the debt collection industry and process of today. The interviews were very nicely balanced between collectors that either enjoyed their ... Read More »

Caught In The Web : Debt Collectors Find Fleeting Debtors Via Social Networking Websites

I feel the personal need to thank a one, Vanessa Romo, a reporter at NPR for her most recent and compelling article “Elusive Debtors Foiled By Their Social Media Sites“. This article delved into a world I had never considered existed. No not Pandora, but a realm of debt collectors using social media and networking sits to collect debts owed. ... Read More »

Abusive Debt Collector Accused of Bankruptcy Fraud : When The Collector Becomes the Collected

Over the years Jack H. Boyajian, a seasoned debt collector, has faced accusations from authorities across the U.S. for “illegal methods to squeeze debtors”. This year a new accusation arose against Boyajian after he filed for bankruptcy in August of 2009, that he has defrauded creditors by concealing assets from the court. The Federal Government says he owes around $670,000 ... Read More »

Victory and Disappointment for the Debt World Today: Total Debt Falls While Harassment Complaints Rise

CNN Money’s recent article, “Debt collectors get nasty” showed some real insight into the current debt collection process in this country. They touched on information reported by the Federal Trade Commission, FTC, about the number of complaints of debt collector harassment issues on the rise. Apparently these debt collectors haven’t heard of a little thing called the “Fair Debt Collection ... Read More »

Debt Collector Says “Kiss Daddy Good-Bye, He’s Going to Be Arrested.”

A debt collector calls a Florida debtor and talks to his 10 year old daughter. The debt collector allegedly tells the daughter that her father is going to be arrested for his debt. The news story about this is below. [flashvideo file=/wp-content/uploads/Debt-Collector-Vid.flv /] Get Out of Debt Guy – Twitter, G+, Facebook Read More »

Debt Collection Harassment Victim Awarded $1.5m in Punitive Damages

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Allen Jones, a Lewisville Texas resident, owed just under $200 in debt. His debt was passed on to the collection agency Advanced Call Center Technologies, LLC. While trying to collect a payment towards his debt several employees called his phone and left multiple vulgar and offensive messages threatening him to make payments. Most of the messages were too obscene to ... Read More »

A Day In the Life of A Debt Collector

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An Account From a Real-Life Collector I arrive at work with a long list of people to call, knowing that if all goes well, I may call 125 people today. Today, I’ll hear stories of businesses gone sour, failed marriages and terrible illnesses. I’ll hear outright lies: “The check’s in the mail,” or “The stamp fell off.” And I’ll hear ... Read More »

How to Make the Debt Collector Do What You Want

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When you are in debt, sometimes you may feel that you are a “sitting duck” waiting for the debt collector to call. What you may not realize, however, is that there are laws which protect debtors from collection practices that you may find troublesome or harassing. The federal Fair Debt Collections Practices Act (hereafter referred to as “FDCPA”) and other ... Read More »

Debt Collectors Using Facebook to Gather Debtor Addresses

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Several debt collectors at ANZ Bank in Australia are alleged to have created a fake Facebook accounts to friend people that were in collection in an attempt to gather addresses, phone numbers and emails of people in collections. If it is happening in Australia there is no reason why we should not expect it to be happening in the U.S. ... Read More »

I Lost My Job And Then Found Out I Was Pregnant. – Amanda

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“Dear Steve, In August ’08 I lost my job and a month later found out I was pregnant. I was in search of a job immediately after losing my job but still used my card for a few things. I have a $9400 american express deb from over the years. That was one card that overwhelmed me due to affording ... Read More »

I am a Debt Collector and Now I’m in Big Trouble With Debt Myself. – Brent

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“Dear Steve, I 42 years old, my wife and I have been married 11 years and have two boys ages 9 an 5. I have had a good career in the collections business over the years, so finding myself in this situation is extremely difficult. Not only are we in debt, but it seems the bottom has fallen out and ... Read More »

Is There Anything I Can Do to Get the Bill Collectors Off My Back for a Few Months? – Nadia

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Nadia “Dear Steve, I am 24, I moved to Oklahoma in December of 08, it took me a while to find a good job. I have been working steadily now for about 4 months and trying to get back on track. I planned on going to school and therefore being able to get in-school deferment on my student loans, but ... Read More »

Deborah Wants to Write Letters to Creditors. But is That a Waste of Time?

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Deborah “Dear Steve, I have over $30,000 of debt. Most of this is credit card debt but almost as much is medical (doctors, emergency room, ambulance, nursing home, etc.) I thankfully had insurance that paid 80% of those bills. I am disabled now. I have just recently begun getting a disability check ($677.00/month) I have no job, no savings, no ... Read More »

Can I Just Tell The Debt Collector That I’m Going to File Bankruptcy to Stop Calls? – Stephaine

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Stephanie “Dear Steve, I have debts and get calls all day long, but I’m to far behind to pay any of them. I just started back working part-time recently and I’m already about to have a pre confrence with another debt collector,but I know it will be more summons to come from others. Can I tell debt collectors that i’m ... Read More »

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