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Tag Archives: debt consolidation loans

I Was Approved for a Debt Consolidation Loan. What Now? – Ricardo

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“Dear Steve, Thank you so much for a great site of information! I just contacted LendingClub.com and was approved for a little under $30k. I was looking for the full amount of $35k, but no need to get greedy, right? LoL very thankful for what was offered. My question involves what exactly to pay off. 5 credit cards totalling just ... Read More »

Best Debt Consolidation Loans

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Finding a legitimate debt consolidation loan program can be frustrating, depressing and darn near impossible. We’ve all seen the advertisements promising loans for people with bad credit or loans with no credit check. In my experience those companies are often high priced, that is if you actually get a debt consolidation loan and not get ripped off. Many Debt Consolidation ... Read More »

The Ultimate Debt Consolidation Loan Guide: Getting Approved, Acting Smart, and Being Wise

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You hear a lot of rubbish online about getting a debt consolidation loan and a lot of just flat out incorrect information. It’s time to put an end to that and help you get the facts so you can make a good educated decision. So here is my guide to help you learn the pros and cons about getting a ... Read More »

Is There a Good Loan to Use to Get Out of Debt? – Amanda

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“Dear Steve, Completly in debt due to being young and stupid. was married; got divorced, not reciveing child support, etc I am trying to find a way to imporove my credit score and pay off old debts. i was told a GOOD (get out of debt loan) Loan may be an option for me; I was told that the loan ... Read More »

I’m a Disabled Mother Trying to Build Good Credit to Buy a Home. – Stacia

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“Dear Steve, I’ve been reading through your page and am still unsure what I should do. I’m a single disabled mother of an epileptic 14yr old son, just diagnosed on 11/11/11, I have been on Disability since 07′ and for the most part have been doing an amazing job of just getting by. Recently I’ve been cleaning up my credit ... Read More »

Unsecured Debt Consolidation Loans Like This One Can Help to Get You Out of Debt

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I wanted to share with you the story of Will, who decided that an unsecured debt consolidation loan was the best way to deal with his debt situation. Will was kind enough to share his experience and opinions about why he got the debt consolidation loan and his experience getting it. Q: What led you to decide that a debt ... Read More »

Unsecured Debt Consolidation and Personal Loans Being Handed Out at Record Rates

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For those with reasonably good to great credit the idea that the bank is the only place to obtain a debt consolidation loan are just incorrect. For quite some time now I’ve been going on and on about peer-to-peer lending networks like LendingClub.com. Lending Club connects people who want an unsecured debt consolidation loan with small investors that help to ... Read More »

The Best Day of the Week to Apply for a Debt Consolidation Loan

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You know how sometimes you start wondering about odd stuff. Granted sometimes it’s things like, “How do they get the cream filling in a Twinkie?” Well recently I was curious what day of the week most people apply for a debt consolidation loan. I know, I’m odd that way. In the debt world there are typical patterns. Usually Monday, Tuesday, ... Read More »

Debt Consolidation Lender Has Too Much Money to Lend. Needs Customers.

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LendingClub.com just told me that they are backing up with too much money to lend to consumers and are in search of people that are looking for fixed rate, unsecured loans. LendingClub.com is a people-to-people lending network that typically charges lower interest rates than banks and makes the borrowing process automated, online and less scary. Individuals like me lend money ... Read More »

Get Out of Debt

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Struggling to get out of debt ? If so, you aren't alone. Millions of Americans are drowning in debt. They are overextended to the point of filing bankruptcy or losing their home to foreclosure Read More »

We’ve Consolidated Our Debt Over and Over But Continued to Live Beyond Our Means. – Steve

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“Dear Steve, Me and my wife both have good jobs. We also both have good credit. We are not behind on anything nor have we ever been late on anything. A couple years ago we consolidated $42,000 dollars worth of credit card debt. Then about a year ago we consolidated about $27,000 dollars worth of credit card debt. Well guess ... Read More »

Isn’t Now the Time to Consider a Real Debt Consolidation Loan?

LendingClub.com Debt Consolidation Loans

Interest rates on credit cards are climbing and climbing ever higher before new laws kick in to stop that practice. But in the meantime while those with big balances they can’t pay off just watch their cards get ratejacked, I seriously think this is now the time to strongly investigate a fixed rate debt consolidation loan. But where can you ... Read More »

Citibank Just Raised My Rate to 29.99% and I Can’t Afford That. – Jon

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Jon “Dear Steve, I filed bankruptcy in 2003 and have allowed myself to get into credit card debt once again. This time is not nearly as bad, but it still isn’t good either. It totals nearly $20k and I received a notice from Citibank stating that they are raising my interest rates to 29.99%. There is no way I can ... Read More »

Debt Loans and Debt Consolidation

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There are things hardwired into our brains. Our heart beats when we sleep, we breathe, we dream. When it comes to money problems, one of the automatic solutions people think of is the need to get a debt consolidation loan. Debt Loans Getting a debt consolidation loan is not an automatic guarantee that it will solve the bad credit problem. ... Read More »

I Would Like to Combine All of Our Debts Into One Loan. – Joe

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“Dear Steve, My wife is leaning towards debt consolidation through a reputable company. I would like to combine our debts in one loan, but with a fixed rate. the problem is that banks are not willing to give out personal loans at this time. I need a 25k loan to consolidate my bills. I am not late on anything, but ... Read More »

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