Tag Archives: debt consolidation
- Unsecured Debt Consolidation and Personal Loans Being Handed Out at Record Rates
For those with reasonably good to great credit the idea that the bank is the only place to obtain a debt consolidation loan are just incorrect. For quite some time now I’ve been going on and on about peer-to-peer lending networks like LendingClub.com. Lending Club connects people who want an unsecured debt consolidation loan with [...]
- What is the Best Debt Consolidation Company to use That Isn’t a Scam? – Walter
I have 69,000.00 debt. (2 credit cards, 1 loan, and 1 car payment). My monthly payments total 2,088.00. I would like to consolidate this debt into one easy loan payment because I feel it will be easier to manage and possibly save me on the interest I’m piling up on these credit cards. Searching for [...]
- Who Will Lend Me Money to Get Out of This Mess? – Linda
i am working and made some bad choices , my house payments are killing me it on the market but some how i just got into this problem not enough money to make any kind of payment . tryed to get a loan frm my bank they said no dont make enough been lokking for [...]
- How Can I Lower the Debt I Owe? – LeoTheLion
“Dear Steve, I have between 70K and 75K unsecured debt (95% credit card balances and 5% medical bills). Credit cards are Chase, Citibank, American Express and Discover. A lot of these credit cards have 0% apr, so the apr is not an issue, but the amount of minimum payment itself is killing me. I need [...]
- How Can We Pay Off Our Debt in Three Years? – Joey
“Dear Damon, My wife had a full time job, then stopped working for a few years when we had children, then went back to work part time for about 8 years. This was a big decrease in income and, regrettably, a lot of times we charged to compensate in doing or buying things needed during [...]
- Where Can I Get Help With Debt Consolidation? – Phillip
“Dear Steve, I’m newly married with kids. After facing multiple vehicle repairs and paying below the minimum payment each month, I’m in a hard place. I’m getting letters and phone calls but have nothing to give. How can I get help, consolidation, etc so that I can take care of my family? Phillip” The Answer: [...]
- I Have Bad Credit, Little Equity, and a Lot of Debt I Want to Consolidate. – Jason
“Dear Andy, I have an existing mortgage (130k principle, 140k value) I have approximately $52,082 debt (Cars, Credit Cards, etc..) My credit scores as of 7/1 are 554,620,589 Of that $52k $26k resides in 3 creditors hands that have high interest rates (10%+ range). Only having a few thousand in equity in my home and [...]
- I’m Borrowing Money to Pay My Credit Card Bills. What Should I Do? – Lowell
Lowell wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- We Can’t Keep Up Our Credit and Medical Payments. I’m a Stay at Home Mom Who Works Part Time. – Martha
We have credit card debt and medical bills that we cannot keep up with – approximately $15,000. I am a stay-at-home Mom who works part-time in a seasonal job. My husband took a pay cut when he got re-employed over a year ago. We have creditors calling because we’ve fallen behind in our credit card [...]
- What is the Best Way for me to Eventually Eliminate My Credit Card Debt? – Alan
“Dear Steve, 25 Year Old Man Work for Big 4 Accounting Firm Salary – $75K Credit Card Debt – $25K with 18.99APR High 600 – Mid 700 Credit Score I have a steady income but do not see a way I can pay off my credit card debt anytime soon with such a high interest [...]
- Can I Use a Debt Settlement Program if I Have Excellent Credit? – Bonita
Bonita wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- How Do I Handle the One Creditor Not in My Debt Consolidation Plan That is Suing Me? – Tony
Tony wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- I Am a Typical Housewife in Debt. – Christina
Christina wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- Why Does Credit Counseling Drop Us When We Can’t Make The Payment. – Tracy
Tracy wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- I Signed Up For the Bank of America Debt Consolidation Loan But I Have a Problem. – Roberta
Roberta wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]