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Tag Archives: debt counseling

I Was Looking Into Consumer Credit Counseling. – Linda

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I need to get help from a debt counseling company. I was looking into Consumer Credit Counseling since that is suppose to be the best one to go to. I want to find out if you have any knowledge of how they operate and are the legitimate or not. I don’t want to get scammed as I have before. I ... Read More »

Richard Asks “Who Is Better to Get Out Of Debt With, John Cummuta or Dave Ramsey?”

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“Dear Steve, I’m considering both John Cummuta’s and Dave Ramsey’s systems to get out of debt and build wealth. Which is better? Richard” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here The Answer   Dear ... Read More »

Karen Writes In. “My Interest Rates Are Going Up. My Minimum Payments Are Going Up. Help!”

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Karen “Dear Steve, Have a lot of credit card debt – struggling to keep my head above water. Interest rates are going up, minimum payments are going up, and I am falling behind. which causes the rates a payments to keep going up and my credit score to go down. What is the best way to negotiate lower payments and ... Read More »

Surviving With Less Credit

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At ByDesign Financial Solutions, a debt-counseling service in Modesto, Calif., they’re working overtime these days. “Our call volume went up 97% in the past five weeks, which has left us scrambling,” says Martha Lucey, president of the nonprofit agency. “[The callers] are close to the max on their credit cards, and they just can’t figure out how to manage. We’ve ... Read More »

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