Tag Archives: debt management companies

I Really Screwed Up And Need Some Direction. – Chris

“Dear Steve, Poor, Poor, Poor money management!! I need some direction on what to do. I am terrified of bankruptcy, and want to do anything to avoid it. I have read a number of things on your web site, which I truley appreciate, and you have talked about the failure rate of so many people [...]

I Was Thinking of Enrolling in a Debt Consolidation Program. – James

“Dear Steve, I have $8,300 in business credit cards. They don’t show up on my credit report. I also have $10,000 in personal credit cards. I was thinking of enrolling in a debt consolidation program that I was referred to by my wamu card. i just had surgery and have to work with one arm [...]

I’ve Never Been Late But I Can’t Afford the Minimum Payments. – Ted

Ted “Dear Steve, I owe about $50,000 on credit cards I am current and have never been late on a payment. I make the minimum payment that is all I can afford. I need some breathing room and I could pay more on each card. But there is no breathing room. I have looked into [...]