Latest Posts
Home > Tag Archives: Debt Management Plans

Tag Archives: Debt Management Plans

I Really Screwed Up And Need Some Direction. – Chris

justball-144x125

“Dear Steve, Poor, Poor, Poor money management!! I need some direction on what to do. I am terrified of bankruptcy, and want to do anything to avoid it. I have read a number of things on your web site, which I truley appreciate, and you have talked about the failure rate of so many people who try debt management programs, ... Read More »

Are Debt Management Programs For Real? – Kim

justball-144x125

“Dear Steve, I am in over my head and I really don’t have a clue if I can ever get out of debt. I have six credit cards, most of which i have closed. I currently am making minimum payments on my credit cards (6) and the loan I took out from Bank of America. Totally I owe 30,000 with ... Read More »

Can I Keep One Credit Card Open for Business in a Debt Management Plan? – Dave

justball-144x125

“Dear Steve, I am just barely above water, and the tide is coming in! 132,000 in mortgages (first & second). 53,300 in credit cards. Can you recommend a reputable debt management service? My goal is to pay down debt as quickly as possible w/out to much damage to credit. Also, I need to keep one card available for business- can ... Read More »

Call to Action Debt Management Plans Rolling Out Slowly. May Benefit Consumers Looking to Repay.

justball-144x125

For years I have been emphatic that in a credit counseling or debt management repayment plan, it isn’t the interest rate reduction alone that is important, people need to get their monthly payments reduced. That’s more important. New “Call to Action” debt management plans (DMPs) offer low or no interest rates to people who can qualify. In addition, the plans ... Read More »

Ginger Asks “I Started My Business On Credit Cards But It’s Hard to Make Payments”

justball-144x125

Giner wrote in through the GetOutOfDebt.org site and asked for help. “I started a new business, had a few small credit card balances before, but had to use them, plus acquiring a few more, and with the balance trasfer deals, I now have 8 cards with a total debt of $50,000+. I manage to stay a float, my business has ... Read More »

Five Inside Truths About Debt Management Plans (DMP) You Need to Know

justball-144x125

People are often so confused or uninformed about debt management plans in the US that I wanted to share some truths with you. Here are the five biggest misconceptions people have about debt management plans, in no particular order. Debt Management Plans Are Not Designed for You to Get Out of Debt Since the DMP terms are really dictated by ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.