Tag Archives: debt management programs

How Do I Get the Credit Card Company to Lower My Payment to What I Want? – Sally

Sally wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

I Really Screwed Up And Need Some Direction. – Chris

Chris wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Is Debt Management and Credit Counseling An Effective Way Out Of Debt?

So many, too many reporters and writers recommend debt management programs and nonprofit credit counseling as a way to get out of debt, but why? I’m afraid the answer is that they always have and suggesting a nonprofit credit counseling solution seems harmless and better than offering the alternative, no real solutions. The credit counseling [...]

Government Help With Credit Card Debt

A question I am getting asked more and more is about what programs the government offers to help you get out of debt or to eliminate credit card debt. These questions usually involve inquiries about government grants and loans that people hear whispers about that they believe will dispose of problem debt as well. Up [...]