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Tag Archives: debt question

Sohail Wants to Pay Off Old Debts to Improve His Credit

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Sohail “Dear Steve, I have debts and collection agencies had been contacting me about them, but not anymore. I want to pay off all my debts and make an excellent credit. I want help in (1) to find out how much I owe and who? (2) I want to pay you very fast and you deal with my creditors. How ... Read More »

Clinton Wants to Know “Am I Doing The Right Thing By Repaying My Debt?”

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Clinton “Dear Steve, I am receiving social security disability insurance (SSDI) and got abandoned with a mortgage back in 2007 that went into foreclosure. I know I can’t get the foreclosure removed but I have been diligently trying to pay off all of my outstanding debt, charge-offs and the ones that report a zero balance but the collection agencies keep ... Read More »

Mary & Bob Write In Retiring And Financially Concerned

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Mary and Bob both wrote the me through the GetOutOfDebt.org site. If you have a credit or debt question you can write me for help also. “Dear Steve, I’m living on small social security check and I have put all my investments in cash account with brokerage firm. I am moving into an annuity for security and need cash each ... Read More »

Lauren is Searching For Ways to Get Out Of Debt And Make Her Bad Credit Go Away

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“Dear Steve, If I find a consolidation company to help me pay my bills will my bad credit go away? Lauren” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here The Answer   Dear Lauren, It ... Read More »

Richard Asks “Who Is Better to Get Out Of Debt With, John Cummuta or Dave Ramsey?”

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“Dear Steve, I’m considering both John Cummuta’s and Dave Ramsey’s systems to get out of debt and build wealth. Which is better? Richard” Don’t miss our free Get Out of Debt – “How To” Guide Series on a number of topics, for loads of practical advice, tips, and help to beat back debt. – Click Here The Answer   Dear ... Read More »

Chanel Writes In “How Do I Find Out Who I Owe?”

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Chanel wrote me at GetOutOfDebt.org and had a debt question. If you have a question you can write me too! Chanel asked: “I have lots of small debts. I want to pay off my debts but don’t know how to find out who I owe.” Chanel, It is amazing how such a simple question can lead to such a complicated ... Read More »

MJ – “I’m Ill, I’ve Got Bills, And I Don’t Know What To Do”

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MJ “Dear Steve, I’ve been able to work very little because of severe health issues. Sadly they are on going, with uncertain prognosis. Medical bills mounting as well. (about 5K). I’ve been living off of credit cards and can no longer keep up with payments. Approx 2k per mo. in credit card payments. I’m not late on anything yet. I’m ... Read More »

Teresa Writes In And Asks “What Should I Do Next?”

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“I have a lot of debt. I fell behind after being diagnosed with cancer. All the medical bills were paid at first but I maxed out credit cards and then took out a HELOC. The HELOC made my debt worst because it just consolidated the debt but left open credit that was used again. Now I have a suspended HELOC ... Read More »

Tina Says “My CPA is Under Investigation For Fraud”

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“Dear Steve, I am currently unemployed. I have approximately $20k in credit card debt. I have been contacted by the IRS that my CPA is under investigation for fraud and I have to refile my taxes from 2002-present. So far, I owe $4k for 2007 to the IRS but have not refiled the previous years. I have completely stopped paying ... Read More »

I’m Afraid I’m Going To Get Laid Off. How Will I Pay My Bills? What Will I Do?

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“Dear Steve, When I read the news I get so afraid that I will get laidoff. Business at work seems to be slow and I find myself surfing the internet more at work and reading more of these stories about the pink slips that are coming. I’ve got bills and credit card debt to payoff and a wife and kids ... Read More »

Samantha Says “My Husband And I Are Young And Don’t Want to File Bankruptcy. What Do We Do?”

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Samantha “Dear Steve, My husband and I are young and when we were first married times were really touch since he was self-employed and didnt always have a check coming in ends were hard to meet. Once I even had to take a personal loan out in order to keep the utilities on. Then we got back on our feet ... Read More »

Jeannie Already Went Bankrupt And Is Now With CCCS But Can’t Afford to Feed Her Daughter

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Jeanie “Dear Steve, I have already gone to bankruptcy five years ago. I am currently in credit counseling, however, I do not have enough money to provide food and clothing for my child. I am a single parent not receiving child support, I have no child support judgment. Long story, but I felt it was in the best interest of ... Read More »

Ed Is Scared But Courageous In The Face Of His Debt

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“Dear Steve, Let me start by saying it has been very hard for me to get to this point and ask for help. I hate that I am where I am financially (due to factors both within and not within in my control). I’m 45 years old and for most of my life used to stay very on top of ... Read More »

Donna Wants to Know “Should I Take My Money Out?”

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Donna “Dear Steve, I have my home paid for and owe nothing on my car, I have a rental that I owe $25000 and I have it rented for $475.00 month. My payment is $303 month and my insurance is $33.00 month and my taxes are $100 month. I want to sell my rental but with the economy I will ... Read More »

Suzy Wants to Know If She’s Done Enough to Protect Herself

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Suzy wrote me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you for free. “Dear Steve, Recently I paid off all credit cards and am debt free with exception of my car payment. I work a Sate job, ... Read More »

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