Tag Archives: debt settlement program
- What Questions Should a Debt Settlement Program Ask You? – Rana
What information will the debt settlement company ask you when they are seeing what program fits you best. What will they ask exactly. I want to know so I can have what they want ready. I don’t like to be unprepared. Rana Click here to help people to get out of debt. This reader question [...]
- I’m in a Debt Settlement Program and Can’t Get a Loan. – Duston
Duston “Dear Steve, Credit card debt, 3 personal loans, all for cars, one is the car I drive now, the other was for a car I wrecked, insurance paid, but for insurance purposes the car was in my dads name he needed the money for personal reasons, he did not pay off my loan, so [...]
- How Do or Can I Settle My Debts on My Own? – Shawna
Shawna “Dear Steve, I have 20,000 on 2 credit cards and a an interest free loan of 15,000 from my mom. I would like to be able to pay off both cards with the 15,000. Is there a way to request to see if the 2 companies would reduce the amount I owe them if [...]
- Should I Go Bankrupt or Do Debt Settlement? – Endeudado
“Dear Steve, I am 29 years old and 2 children and my wife. I am into too much debt that I am considering filing for chapter 7 bankruptcy. I owe 30,000 dollars in credit card debt. I have a mortgage of 98,000, a car loan, and a student loan. I am not behind on payments [...]
- Kayte Has Drained Her Savings And Can’t Pay The Bills Anymore
Kayte “Dear Steve, My husband and I have roughly $75,000 in credit card debt. Due to the economy, we both have experienced a substantial decrease in our income (i.e., commission based pay). We have exhausted our savings trying to keep up with our mortgage payment, credit card payments, car payments and other cost. We are [...]
- I’m in a Debt Settlement Program and I’m Terrified. – Magen
Magen “Dear Steve, Seven months age-my husband and I signed up with Sierra Financial Solutions-a debt settlement company based out of CA. At the time we signed up-we were in a lot of credit card debt-around $45,000-but we were current on all of our payments-my husband got laid off in Aug 2008 and while we [...]
- I’m in a Debt Settlement Program and Getting Sued by My Creditors. – Cathy
Cathy “Dear Steve, We have been with a debt settlement company for about 4 months and one of the unsecured loan outfits is already trying to sue us for the 85% of the total amount plus attorney fees and late charges included for about $500.00 a month or will garnish or lean or property not [...]
- Shane is Out of Work, Out of Money and Out of Time
Shane “Dear Steve, I lost job January 3, 2008 and now have $30,000 in card debt plus $30,000 in personal loans. Should i use debt settlemant company? I know bankruptcy is bad. Shane” The Answer: Dear Shane, While you want to shed your debt, I don’t think there is any reasonable expectation that you [...]
- I Have $120,000 in Credit Card Debt. Can I Eliminate That With Debt Invalidation? – Isabel
Isabel “Dear Steve, I have $120,000 in credit card debt. This is due to a 3 year court case and paying attorney bills by credit card. My credit rating is 670+ and I have no late payments despite my 72% debt to income ratio. I am considering debt consolidation, debt elimination or debt invalidation. I [...]
- We Have $225,000 in Credit Card Debt. – Jane
“Dear Steve, My husband is on disablity ($1300 per mo) and I am employed and take home about $3,000.00 every 2 weeks. We have $225,000 in credit card debt. Although we have not been late on a payment, we have been borrowing from Peter to pay Paul and can’t go on much longer as our [...]