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Tag Archives: debt settlements

I Was Not a Compulsive Shopper. I Was a Day Trader. – John

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“Dear Steve, I’m currently having two debt settlements going on between two cards totalling $14,000. Actually, I had three credit cards when I started the settlement, with a total debt of $19,000. One was settled so far with a balance of $5,500 being settled for $1,700. Still waiting on the other two, but while I’m waiting my credit score is ... Read More »

How Do or Can I Settle My Debts on My Own? – Shawna

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Shawna “Dear Steve, I have 20,000 on 2 credit cards and a an interest free loan of 15,000 from my mom. I would like to be able to pay off both cards with the 15,000. Is there a way to request to see if the 2 companies would reduce the amount I owe them if I paid it off immediately ... Read More »

Should We Use Freedom Debt Relief or an Attorney to Help Us With Debt Settlement? – Debbie

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“Dear Steve, We are drowning in unsecured debt and cannot get our heads above water. We are trying to decide whether to go with a debt settlement company (we are leaning toward Freedom Debt Relief) or contact an attorney. Not sure if the fees would be comparable- or if the attorney would be able to help us in the same ... Read More »

Can I Negotiate Debt Settlement or Debt Elimination With Credit Card Companies? – Jo

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Jo “Dear Steve, I have $12k of cc debt on 5 cards and I’m behind on 3 of the 5. I’m currently unemployed, picking up odd jobs, and just recently moved to another state while trying to make it but buried with cc debt. Can I negotiate debt settlement / elimination with cc companies or can you help me with ... Read More »

Should I Go Bankrupt or Do Debt Settlement? – Endeudado

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“Dear Steve, I am 29 years old and 2 children and my wife. I am into too much debt that I am considering filing for chapter 7 bankruptcy. I owe 30,000 dollars in credit card debt. I have a mortgage of 98,000, a car loan, and a student loan. I am not behind on payments for anything, but I am ... Read More »

I’m in a Debt Settlement Program and Getting Sued by My Creditors. – Cathy

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Cathy “Dear Steve, We have been with a debt settlement company for about 4 months and one of the unsecured loan outfits is already trying to sue us for the 85% of the total amount plus attorney fees and late charges included for about $500.00 a month or will garnish or lean or property not worth what we owe. Is ... Read More »

Double Standard For Debt Settlement. Not So Sleazy Now, Ask Hilary Clinton, John Glenn and the FEC.

Debt Settlement Companies?

Consumer debt is a world of double standards. On one hand you have advocates screaming about the evils of debt settlements or that groups that charge people for professional help to do debt settlements are ripping off consumers because settling debts is something that anyone can do. Don’t get me wrong, I’m not a huge fan of debt settlement plans ... Read More »

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