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	<title>How to Get Out of Debt With the Get Out of Debt Guy &#187; debt to income ratio</title>
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	<description>Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry.</description>
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		<title>Debt Ratio Formula, What Should Ours Be? &#8211; Victor</title>
		<link>http://getoutofdebt.org/29964/what-should-our-debt-ratio-formula-be-victor</link>
		<comments>http://getoutofdebt.org/29964/what-should-our-debt-ratio-formula-be-victor#comments</comments>
		<pubDate>Fri, 02 Sep 2011 17:46:36 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Budgeting & Budgets]]></category>
		<category><![CDATA[debt ratio]]></category>
		<category><![CDATA[debt ratio formula]]></category>
		<category><![CDATA[debt to income ratio]]></category>

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		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Steve, I started out in college with the only debt being my college loan which was manageable. Then it was suggested that I get a credit card while in college so that I could start to establish some credit. Well I got a credit card, then I got another credit card, and another, now [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/29964/what-should-our-debt-ratio-formula-be-victor">Debt Ratio Formula, What Should Ours Be? &#8211; Victor</a></p>]]></description>
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		<title>My Debt to Income Ratio is Enormous. &#8211; Laura</title>
		<link>http://getoutofdebt.org/5558/my-debt-to-income-ratio-is-enormous-laura</link>
		<comments>http://getoutofdebt.org/5558/my-debt-to-income-ratio-is-enormous-laura#comments</comments>
		<pubDate>Tue, 24 Aug 2010 21:18:40 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt to income ratio]]></category>
		<category><![CDATA[mortgage-broker]]></category>
		<category><![CDATA[refinancing]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5558</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Laura wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5558/my-debt-to-income-ratio-is-enormous-laura">My Debt to Income Ratio is Enormous. &#8211; Laura</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Terri Wants to Know &#8220;Is There a Way to Get Out of Debt Without Ruining Our Credit?&#8221;</title>
		<link>http://getoutofdebt.org/1452/terri-wants-to-know-is-there-a-way-to-get-out-of-debt-without-ruining-our-credit</link>
		<comments>http://getoutofdebt.org/1452/terri-wants-to-know-is-there-a-way-to-get-out-of-debt-without-ruining-our-credit#comments</comments>
		<pubDate>Wed, 17 Feb 2010 23:02:39 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[contractual obligations]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt repayments]]></category>
		<category><![CDATA[debt to income ratio]]></category>
		<category><![CDATA[highest interest rate]]></category>
		<category><![CDATA[introductory rate]]></category>
		<category><![CDATA[minimum payments]]></category>
		<category><![CDATA[paying on time]]></category>
		<category><![CDATA[payment history]]></category>
		<category><![CDATA[perseverance]]></category>
		<category><![CDATA[revolving debt]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=1452</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Terri wrote and asked her question through the GetOutOfDebt.org site. If you have a credit or debt question you&#8217;d like to ask, just visit this page and ask. My help is totally free. &#8220;Dear Steve, We have appox $50,000 in revolving debt, 2 vehicle payments, 1st and second mtg, we pay everything on time and [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/1452/terri-wants-to-know-is-there-a-way-to-get-out-of-debt-without-ruining-our-credit">Terri Wants to Know &#8220;Is There a Way to Get Out of Debt Without Ruining Our Credit?&#8221;</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/1452/terri-wants-to-know-is-there-a-way-to-get-out-of-debt-without-ruining-our-credit/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<title>I&#8217;m Living Off My Student Loans and Need to Get Out of Credit Card Debt. &#8211; Nancy</title>
		<link>http://getoutofdebt.org/5509/im-living-off-my-student-loans-and-need-to-get-out-of-credit-card-debt-nancy</link>
		<comments>http://getoutofdebt.org/5509/im-living-off-my-student-loans-and-need-to-get-out-of-credit-card-debt-nancy#comments</comments>
		<pubDate>Thu, 11 Feb 2010 15:57:37 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[cash advances]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[debt to income ratio]]></category>
		<category><![CDATA[graduate student]]></category>
		<category><![CDATA[occasional work]]></category>
		<category><![CDATA[student-loan]]></category>
		<category><![CDATA[student-loans]]></category>
		<category><![CDATA[time graduate]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5509</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Nancy wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5509/im-living-off-my-student-loans-and-need-to-get-out-of-credit-card-debt-nancy">I&#8217;m Living Off My Student Loans and Need to Get Out of Credit Card Debt. &#8211; Nancy</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5509/im-living-off-my-student-loans-and-need-to-get-out-of-credit-card-debt-nancy/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>I Own a Home But Can&#8217;t Seem to Refinance it to Take Cash Out. &#8211; Kathy</title>
		<link>http://getoutofdebt.org/7537/i-own-a-home-but-cant-seem-to-refinance-it-to-take-cash-out-kathy</link>
		<comments>http://getoutofdebt.org/7537/i-own-a-home-but-cant-seem-to-refinance-it-to-take-cash-out-kathy#comments</comments>
		<pubDate>Fri, 24 Jul 2009 22:02:47 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[cash out]]></category>
		<category><![CDATA[cash out refinance]]></category>
		<category><![CDATA[debt to income ratio]]></category>
		<category><![CDATA[ltv]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7537</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Kathy wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7537/i-own-a-home-but-cant-seem-to-refinance-it-to-take-cash-out-kathy">I Own a Home But Can&#8217;t Seem to Refinance it to Take Cash Out. &#8211; Kathy</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7537/i-own-a-home-but-cant-seem-to-refinance-it-to-take-cash-out-kathy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>I&#8217;m Struggling With High Interest Rates on my Credit Cards From Universal Default &#8211; Eric</title>
		<link>http://getoutofdebt.org/5284/im-struggling-with-high-interest-rates-on-my-credit-cards-from-universal-default-eric</link>
		<comments>http://getoutofdebt.org/5284/im-struggling-with-high-interest-rates-on-my-credit-cards-from-universal-default-eric#comments</comments>
		<pubDate>Sat, 03 Jan 2009 16:44:09 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[chapter 13 bankruptcy]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[debt to income ratio]]></category>
		<category><![CDATA[report error]]></category>
		<category><![CDATA[unplanned child]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5284</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Eric wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5284/im-struggling-with-high-interest-rates-on-my-credit-cards-from-universal-default-eric">I&#8217;m Struggling With High Interest Rates on my Credit Cards From Universal Default &#8211; Eric</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5284/im-struggling-with-high-interest-rates-on-my-credit-cards-from-universal-default-eric/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Jeff Asks About Trick To Boast Credit Score. &#8220;Will It Work?&#8221;</title>
		<link>http://getoutofdebt.org/4548/jeff-asks-about-trick-to-boast-credit-score-will-it-work</link>
		<comments>http://getoutofdebt.org/4548/jeff-asks-about-trick-to-boast-credit-score-will-it-work#comments</comments>
		<pubDate>Tue, 18 Nov 2008 13:11:00 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt to income ratio]]></category>
		<category><![CDATA[out of wack]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=4548</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Jeff wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/4548/jeff-asks-about-trick-to-boast-credit-score-will-it-work">Jeff Asks About Trick To Boast Credit Score. &#8220;Will It Work?&#8221;</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/4548/jeff-asks-about-trick-to-boast-credit-score-will-it-work/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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