Tag Archives: deferment

My Student Loans Have Just Come Due and I Can’t Afford Them With My Credit Cards. – Deb

“Dear Steve, I would really like some advice on what I can do to pay down my credit cards and student loans. I currently have a mortgage ($91,000), second mortgage ($21,000), credit cards ($19,500), and student loans ($30,000). My annual income is $40,000-$42,000. I have my home rented out to cover only my mortgage payment [...]

I Can’t Stop Paying My Credit Card Because the Consolidation Company Has the Checking Account Number. – Jeanie

“Dear Steve, It looks like I cannot stop paying my credit card because the consolidation company has my checking account nubmer and withdrawing the payment online. If I stop it what shall I do when they harrase me for payment? and now I am wondering how long can a consolidated student loan be on deferrment? [...]

I Have No Debt But My Student Loans Are Hurting My Credit Score. – Maria

“Dear Steve, Currently trying to buy a home Fresh Grad 1st year New Hire Paid off all debt–except for student loans ($40000) I have been working very hard at imporving my credit since I have obtianed a job in healthcare fresh out of college (’08). I was at 619 and was enrolled in classes this [...]