Tag Archives: disability

Financial Hardship Installment Loan. – Tracy

“Dear Steve, I became disabled in 1993, and opened a bank account, purchased lfe insurance with Union Fidelity and 17 years later, with an immaculate payment record, and 750 credit record, the process for an unauthwith Unionorized draft on my bank, has crippled me, as I have not been able to work, and for two [...]

All Aboard The Fraud Express! $1 Billion Ticket To Ride!

There’s not many fraud stories that cross my desk now that make me drop my jaw. I mean, really, a scam is a scam is a scam. But this doozy, oh this one has me sitting here looking like the kid from the Home Alone movies: hands flat on the sides of my face, jaw [...]

My Short Term Disability Company Hasn’t Paid Me and I’m Struggling. – Michele

“Dear Lewis, I am currently on short term disability for the last 5 months. The insurance company hasn’t paid me for the last two. They keep giving me the run around. I had to rent out my town home and now I live with my mother. I have no income and no savings. I have [...]

Adult Baby Continues To Receive Social Security Benefits – Fraud Allegations Dropped

Stanley Thornton, Jr. was featured, not too long ago, on an episode of National Geographic’s television show, “Taboo” where his life of living as an Adult Baby was showcased. When I first came across this news story I immediately thought of an episode of CSI I had seen once of an adult man living his [...]

I Am a Caregiver to My Quadriplegic Husband and We are Maxed Out. – Linda

“Dear Steve, I am a caregiver to my quadriplegic husband since 2006.The credit cartds are at their limit,I didn`t help any by going overboard at x-mas.Also if something is or says medical it is expensive,and medicaid and medicare only cover so much. So I spend a lot on things for his care and put it [...]

We Live Remotely so Employment Options are Slim. – Angela

Angela wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

I’m on Disability and Need a Loan to Pay Off Some Old Debt. – Elizabeth

“Dear Steve, I am recently divorced. also, disabled 100%. I receive ssd. I have some debts that were left to me that i found on my credit report. some utility , medical, that my ex was responsible for however got left to me. I am trying to get a loan to pay these off. I [...]

I’m Living on SSD. Is It True Banks Can’t Touch That? – Vincent

many times people hear bits and pieces of things and think that they are perennial experts and repeat things that they are not knowledgable about – here is a question that I “heard” from someone and cannot for th elife of me find any information about and the reason why I am asking is that [...]

Can the Creditors Force My Mother to Sell Her House? – Leigh Anne

My step-father recently died and my mother is living on disability and now only a small portion of his social security and retirement. He only has 41K left in retirement. The company he worked for went bankrupt. She has no other income. They have a house payment which she can still make. She can afford [...]

It’s Been 25 Years and I Want the Old Student Loans Discharged. – Jennie

“Dear Lewis, Husband filed bankruptcy in 1985, released in early 1986 with two bank student loans of 2500.00 each. judge signed the final decree. my husband was 100% disabled at the time.now 25 years later ecmc is trying to collect 23,000.00 for those loans which they didn’t even possess until 2007.sued them the same judge [...]

Should I Drain My 401(k) to Stay in My Home? – Cynthia

“Dear Andy, I am 62, on SS Disability, very recently separated, with a house that’s worth at least 250,000 and I owe 143,000. My 401K has about 115,000. I can’t survive on my SS. I can’t rely on my ex for anything. He has ruined what used to be my excellent credit so I can’t [...]

I Am Desperate and Can’t Afford Bankruptcy. – Janie

“Dear Steve, I have a work history of 30 years. I recently worked for a call center for 8 years. I am on disability for mental health after suffering a breakdown, due to domestic violence and stress from my job. I get 600 a month from disability, and food stamps. I raised 5 children on [...]

How Can I Get My Husband Out of Debt Without His Cooperation? – Caren

“Dear Steve, Using credit cards for necessities. Have not used credit cards for 3 years but still paying them off. We have never been rich. Living in our current home we have managed to get our heating under some control but still over what we can afford. Now electric is out of control because of [...]

I’m a Disabled New York Firefighter and Need to Protect My Payments. – Frank

“Dear Steve, I am a New York Firefighter retired on disability. I receive City and State disability benefits as well as SSI. This is my only sources of income and is non-taxable and judgement proof. Due to the recent real estate bubble, I am in a situation where I need to file a Chapter 7 [...]

Should We Give the House Back to the Bank? – Cal

I live in PA and am a caregiver for my sibling that is on disability because of early stage alzheimer. She is 55. She has a home that has a double mortgage that totals all together $48,000. We are considering just letting the bank take her home but the question is will the bank take [...]