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Tag Archives: disabled

I’m a Disabled Nurse But My Loan Are Not Discharged Yet

Student Loan Corkboard Concept

“Dear Steve, I went to nursing school in 1990-1993 and acquired a federal student loan. After working as a nurse for ten years and paying on this loan, I became totally and permanently disabled with “NMIL” (No medical Improvement Likely). I have not worked since 2002, my entire income is from Social Security Disability and has been since that time. ... Read More »

I’m Disabled, Filed Bankruptcy, But Still Owe on Student Loans

gears

“Dear Steve, I was hit by a drunk driver, suffering several acute compression fractures in my neck and back, ribs, discs, etc…and was wheel chair bound. Fortunately, I recovered well, and am more functional than any of treating physicians expected. I was attending the University of Davis, California at the time ( 1991 ) when accident happened. When I was ... Read More »

I’m Disabled and Behind on My Government Student Loans. – Jess

happy woman in wheelchair outdoors beach showing victory sign

“Dear Steve, I have about 42 thousand in gsl debt that has gone through to about 60 K now. I have been disabled and trying to get on ssi/ssdi for about 6 years now. I have an apartment via a government program to assist disabled persons with housing, but have only 115 plus food stamps from the state while my ... Read More »

I’m Divorced, Disabled, and Being Chased for an Old Car Loan. – Angelica

angry caller

“Dear Steve, Over ten years ago maybe more I got divorced, lost my job and was pretty much homeless then my car was repossessed and want I found out is that Collection agencies have been reselling my loan keeping it for about 30 days then reselling it again I was told that is illegal they call then a month or ... Read More »

My Disabled Son is Being Called by Collections for a Wheelchair. – Kathryn

justball-144x125

“Dear Steve, My son is 27, disabled at birth cerebral palsy, stays at home, doesn’t work, no SSI, grandfathered on exhusbands health ins thru school system,, all EOB information goes to their address, ordered wheelchair 3.0 years ago, insurance paid medical co. as a provider, ordered self propelled wheels insurance denied payment, found out by a collection agency who called ... Read More »

I Was Injured and Can’t Work. – Bill

justball-144x125

“Dear Steve, I was the only one working when I seriously injured my back and had to stop working and file for disability. We moved out of our home and in with family for free while my wife looked for a job. At the time I left my job I had 3 auto loans and 4 open credit cards and ... Read More »

I’m a Retired Disabled Veteran And Student Loan Collectors Are Coming After Me. – Francis

justball-144x125

“Dear Steve, I am 67 years old and disabiled. I went back to college and graduated 1991. Because of various problems and surgeries, I was put on permanent disability, and was unable to pay back student loan. After a LOT of correspondense back and forth between the collection agencies and the Veteran’s Administration, I was told the loan was discharged ... Read More »

Financial Hardship Installment Loan. – Tracy

justball-144x125

“Dear Steve, I became disabled in 1993, and opened a bank account, purchased lfe insurance with Union Fidelity and 17 years later, with an immaculate payment record, and 750 credit record, the process for an unauthwith Unionorized draft on my bank, has crippled me, as I have not been able to work, and for two months my direct deposit did ... Read More »

Are Their Free Grants I Can Use to Go Back to School? – Gayle

justball-144x125

“Dear Steve, This may be a difficult question to answer. After a series of potentially fatal illnesses & complications, I found myself on Social Security Disability at 45 years of age. Besides my pride being bruised (I had drawn a salary since I was 14 years old & often held down 2 jobs) I also had to discontinue my education ... Read More »

I’m a Disabled Air Force Veteran and Can’t Afford My Car. – Deborah

justball-144x125

“Dear Mitch, Used car. I started out July 2007 paying over 30% interest. Car is Mazda RX-8, 2004. I signed a contract for 7 years with some bank to pay $440.00 a month for 7 years. Now car payment is in collections since April or May of 2011. I’m retired disabled Air Force Veteran. I’m living on limited income now. ... Read More »

Disabled, Maxed Out, and Want Good Credit. – Kathy

justball-144x125

“Dear Steve, Credit cards are maxed out and living expenses keep going up. I am current on all bills. I use to work 2 jobs and had plans to be debt free by Sept. 2011, became disabled a little over 2 yrs ago and now am on a fixed income. I don’t want to harm my credit any more than ... Read More »

I Am a Caregiver to My Quadriplegic Husband and We are Maxed Out. – Linda

justball-144x125

“Dear Steve, I am a caregiver to my quadriplegic husband since 2006.The credit cartds are at their limit,I didn`t help any by going overboard at x-mas.Also if something is or says medical it is expensive,and medicaid and medicare only cover so much. So I spend a lot on things for his care and put it on the credit cards. Also ... Read More »

I’m Disabled, On SSI, and Capital One is Suing Me. – Patrisha

justball-144x125

“Dear Steve, Capital one is sueing me for a dept. They want $880 which is the intrest rate, i don’t owe that. My minnim was $500. I go to trial September 15th i was with capitalone for almost 2 years, i just didn’t have enought to pay them, when i signed up i put down i am disabled and recieve ... Read More »

Permanently Disabled and Needing 401k Cash. – Alan

justball-144x125

“Dear Steve, I am 50 yrs old and on permanate dissability. i make 1,300 a month from ss and 1,089 a month from an insurance policy through my last employer. i have a morgage for a mobil home of $250. the park space sewer trash ect. payment of $850. a month and a brand new car payment of $320. for ... Read More »

LHDR – Legal Helpers Debt Resolution Says Creditors Can’t Touch Our Disability Checks. – Jean

justball-144x125

“Dear Steve, We had a credit card debt of $30,000. I signed up with LHDR and they are suppose to help me by negotiating with our CC companies. We have paid off 1 CC since signing on with them. We have gotten several letters that we would be sued. The attorney said we didn’t have anything to worry about because ... Read More »

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