Tag Archives: discover
- Discover Credit Card Account Charged Off. What Now? – Greg
I have $13,000 worth of credit card debt that has been charged off. The account is still being held by the Discover Card. They haven’t sold it off…..yet. I also have another account with Discover, but I am up to date on it and have never been late.. I also have a Chase CC that [...]
- Discover Card Delinquencies Hit Record Low
Discover Financial Services (DFS) said the proportion of its customers who are a month late on their credit card payments hit an all-time low during its second quarter, helping more than double the card company’s profit. The record low in credit-card delinquency rates, which the company said covers a 25-year period, highlights the sharp turnaround [...]
- I’m Trying to Pay of My Balance Transfer on My Discover Card But Not Making Much Progress. – Stacey
“Dear Steve, I am $9000 in debt on Discover. 1/2 of the balance is at 13% and the other half is at 0% for 1 year. The problem is how they disburse the pymts. The min pymt of $200 goes to the 0% balance. Then i need to pay any interest charges and anything extra [...]
- Discover Sued Me. I’m Freaking Out. – Kimberly
“Dear Steve, I was served a summons from Legal Recovery Law Offices, Inc. which is representing Discover. I spoke with Discover and they still own the debt. They turned my account over to collections with NCO. NCO is having LRLO, Inc. act as the lawyer for Discover. The last time I paid them was September [...]
- I Was Able to Negotiate a Debt Settlement With Discover I Can’t Afford. – Frances
“Dear Steve, I have credit card debt with Discover. I tried to negotiate with them. Debt is $5k due to interest rate and late payment. I would like to settle, but I cannot afford to pay a lump sum of $3600. This is a huge learning lesson. I was told I cannot file for bankruptcy. [...]
- Should I Contact Discover and Get Them to Let Me Pay 75% of My Balance? – Adam
“Dear Steve, I have about 4,000 dollars of VISA debt and about 11,000 dollars Discover card debt. I also have considerable student loans. I recently came into some money and wanted to pay off all my credit debt – which I have barely enough money to do… anyway, I was thinking about asking Discovercard to [...]
- I Want Pay My Sam’s Club Credit Card But Can’t. – Cheylynne
“Dear Steve, I have a Sam’s card and was paying on it until i lost my job and can’t pay on it.. plus had to go to the doctor for depression and medication. The credit card company calls and I explain it but they are nasty and I’m scared to what happens next. What can [...]
- Credit Card Interest Rates by Credit Score, Type of Card and Issuer
The most recent statistics on credit cards sorted by interest rates, types of cards, issuer, and credit score. By Type of Card By Issuer By Credit Score @GetOutOfDebtGuy
- I Am Attempting to Negotiate a Debt Settlement With Discover Card. – Evelyn
Evelyn wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- How Can I Get My Discover Home Loan Rate Lowered? – Glen
Glen wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- Review of the Credit Offer “101 Reasons to get a Discover More Card!”
In my attempt to help point out what to look for in credit offers and marketing material I wanted to review the recent offer from Discover. Sometimes the scans can be hard to read so this time I’m simply retyping the offer sent to millions and will comment about specifics of the message and terms. [...]
- Credit Card Companies Are Coming For You. Protect the Wife and Children.
I see a new advertising campaign in our future. When Banks Panic You Lose Even though the Federal Reserve has lowered its rate to 1%, banks are raising your interest rates in hopes of making a bigger profit. Oh yes, they are raising your fees or charging news ones as well. At a time when [...]