Tag Archives: family member

I’m Very Close to Falling Behind on My Bills. Do I Have any Options Other Than Bankruptcy? – Paul

“Dear Steve, I have piled up over $60k of credit card debt over the past couple of years. My gross income has been in the $55k range for the past two years. I am in a business where my income should continue to grow but with minimums around $1300 per month I’m very close to [...]

Erik Was Deceived by a Family Member Into Cosigning For a Mortgage Loan and Now it is Hurting His Credit

Erik “Dear Steve, A family member of mine deceived me into cosigning a mortgage loan on the condition I would become the sole owner after a year when they found another place to live. It’s been 3 years and that hasn’t happened. What has happened is several (over 15) late payments without my knowing and [...]