Tag Archives: fdcpa
- Does the FDCPA Protect Me Even if I Don’t Owe a Debt?
The following guest post was contributed by Jeremy Golden. Jeremy Golden, Esq. is one of the resident debt experts here at GetOutOfDebt.org that helps people for free. Jeremy is a consumer rights attorney licensed to practice in California. He represents individuals in cases against debt collectors for violations of the FDCPA. He also focuses on [...]
- Free FDCPA and Debt Collection Violation Help Now Available from GetOutOfDebt.org
I’m happy to announce that attorney Jermey Golden has recently joined the team of growing experts here at GetOutOfDebt.org. Jeremy is an expert in Fair Debt Collection Practices Act issues, debt collector abuse and debt collection violations. Jeremy Golden, Esq. is one of the resident debt experts here at GetOutOfDebt.org that helps people for free. [...]
- Fair Debt Collection Practices Act Provides New Business Opportunities To Some Lawyers
The 1977 federal law to protect consumers from abusive debt collectors, better known as the Fair Debt Collection Practices Act (FDCPA) has molded a profitable business opportunity for some lawyers. Some lawyers are using the law as a tool for lawsuits which results in some cases avoiding litigation in favor for quick settlements. Colorado has [...]
- Robert Lock, Esq Facing Being Disbarred for Debt Relief Activities
Well it looks like yet another attorney is on the verge of being disbarred for debt relief activities. This time it is Robert Lock, Esq from CCDN. His debt validation activities and sharing fees for referrals with non-lawyers is a critical part of the action against him by the Illinois Attorney Disciplinary Commission. @GetOutOfDebtGuy BEFORE [...]
- Does the Wave of Fair Debt Collection Practice Act (FDCPA) Suits Benefit Consumers or Lawyers?
A tipster forwarded to me an article about Thomas Lyons, Esq. in Minnesota who was disbarred in 2010 for filing suits under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). While there is a need for consumers to have recourse in bringing legal suits against creditors for bad acts, [...]
- Debt Collector Asks Woman How Her Dead Daughters Must Feel Knowing She’s Not Paying Her Student Loan
In a case against Premiere Credit of North America by Holly Owens, she alleges that she was abused by a debt collector and in an attempt to collect a debt. If what is alleged in the complaint is true, the debt collector stepped waaaaay over the line. Here is what the complaint says. I’ve bolded [...]
- Nationwide Credit Threatens to Sue Me on Behalf of AMEX. – Dee
Dee wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- “The Collector’s Pledge” Marks a Positive Turn in the Debt Collection Industry
Martin Sher of AmSher Receivables Management in Birmingham, Alabama has recently made a huge step in the debt collection industry with “The Collector’s Pledge”. Sher, with over 30 years experience in the credit and collection industry was named as the president of ACA International (the Association of Credit and Collection Professionals) for 2010-2011. Sher co-owns [...]
- Lawyers Profit Off Debt Collectors
Interesting article from News Chief in Winter Haven, Florida. Attorney Pete Barry points expectantly at the video screen, drawing the attention of 16 attorneys in a hotel conference room who have come to learn his trade secrets. On the screen, a debt collector with spiky hair is squirming, his eyes darting back and forth as [...]
- In China, Credit Card Debt Enslaves. Anyone Surprised?
It isn’t a big shock to find out that the credit craze and panic is exploding around the world. The credit craze and panic works like this: Stage One: Craze – apply and get approved for credit and go crazy racking up the balance. Stage Two: Panic – after you’ve expended your credit resources you [...]
- The Debt Collection Industry From The Eyes of Former Debt Collectors
CNNMoney.com released a fascinating showcase of the life behind closed doors of debt collectors. They took ten different collectors ranging in 2 – 20 years of service in the field of debt collecting and asked their insight and thoughts on the debt collection industry and process of today. The interviews were very nicely balanced between [...]
- Caught In The Web : Debt Collectors Find Fleeting Debtors Via Social Networking Websites
I feel the personal need to thank a one, Vanessa Romo, a reporter at NPR for her most recent and compelling article “Elusive Debtors Foiled By Their Social Media Sites“. This article delved into a world I had never considered existed. No not Pandora, but a realm of debt collectors using social media and networking [...]
- Victory and Disappointment for the Debt World Today: Total Debt Falls While Harassment Complaints Rise
CNN Money’s recent article, “Debt collectors get nasty” showed some real insight into the current debt collection process in this country. They touched on information reported by the Federal Trade Commission, FTC, about the number of complaints of debt collector harassment issues on the rise. Apparently these debt collectors haven’t heard of a little thing [...]
- Most Debt Buyer Lawsuits Foiled By Inability To Prove Debt Owed
The Municipal Employees Legal Services of New York’s District Council 37 has seen an increasingly startling number of cases cross their desk over the past few years involving cases pertaining to debt buying lawsuits against consumers. Given that these sort of cases have doubled over the past 10 years, they took a special interest into [...]
- A Day In the Life of A Debt Collector
An Account From a Real-Life Collector I arrive at work with a long list of people to call, knowing that if all goes well, I may call 125 people today. Today, I’ll hear stories of businesses gone sour, failed marriages and terrible illnesses. I’ll hear outright lies: “The check’s in the mail,” or “The stamp [...]