Tag Archives: fear
- The Worry and Stress Over My Debt is Emotionally Draining. – KL
“Dear Steve, I am a single person who has no help. Not only do I not have financial help in my life….but I go through the worry and stress alone trying to figure out how to pay all my debt. Its hard and emotionally draining by yourself. I have always wanted to do the right [...]
- I’m Paralyzed With Fear Over My Student Loans. – Deni
“Dear Steve, Began 1 of 2 attempts at medical school 20 years ago. Am soon going to be 54 yo. After roughly 2-3 years of trying to make it work, I was dismissed due to poor grades. I was battling something… but didn’t know what. One Dr said depression, another said ADD. In 2004, the [...]
- My Debt is Freaking Me Out. – Jen
“Dear Steve, I have a lot of debt, well I think it’s a lot anyways. I think it’s somewhere along the lines of 15K in unsecured debt. I am not late on anything and haven’t been in a very long time. I have a bankruptcy that was disharged 12/2002. The amount of debt is kind [...]
- Are you Sabotaging Your Financial Success? 7 Key Indicators.
It’s not that you don’t care about your finances…it’s just that you can’t seem to get really get them reigned in, right? You start out with good intentions- †to start a budget, to start saving more, to stop the impulse shopping…but every month something seems to happen and your righteous path to financial freedom and [...]
- I’m Sick With Worry Over My Debt. Should I Settle? How Do I Get Out of Debt? – Beth
“Dear Damon, Hi – i am a 41 year old self employed woman who has accumulated credit card debt up to $35k over the past 6 years. I am a homeowner with 15 years left on my mortgage – and i moved out of the home and rented it out, so i could rent something [...]
- 44 Lessons in Life for Debtors
Here is an excellent video that was sent to me by a friend which contains 44 perfect life lessons for debtors. The video helps to put what really matter into perspective and to refocus us to realize that while debt is painful and immediate there are still joys and opportunities around for us to still [...]
- Robert Says “Please help. I never knew financial burdens can cause so much stress.”
“Dear Steve, I have a $190,000 mortgage @ $1614. mo w/escrow. I am $66,000 in credit card debt @ $1520. per mo. Married with 4 children and over my head in bills it’s hard to put food on the table. My income is $5400 mo. I have $34,000 of credit card debt and my wife [...]
- Crazy Things to Do When You Can’t Pay The Bills
Living through money troubles, collection calls, delinquent notices and the fear of not being able to pay bills is not only scary but it makes us do some really stupid things. I thought I’d give you a free copy of my book Eliminate Your Debt Like a Pro. It is in a PDF format so [...]
- I Live in South Africa and I Have Creditors Calling Me Everyday. – Zandile
Zandile “Dear Steve, I’m in round about R40 000.00 of debt altogether, i only earn nett 6800 p/m. i dont know how to get out of this mess. i’ve got creditors phoning me everday, threats of legal action, summons you name it. pls help me. i really am tired of all this. Is it not [...]
- I Work at a Car Dealership and Think My Truck Will Have to be Repossessed. – Kristi
Kristi “Dear Steve, I bought a truck 3 years ago on 5 year loan. Since, my husband and I have moved out of state where I began working for a car dealership. We then purchased a truck for him with my employee discount. The owners of the dealership were then forced to sell the business, [...]
- Fear and Loathing in Debt
Being in debt is not an emotional walk in the park and unless you know what it is like, you can’t feel the pain or suffering that goes with it. People forget or don’t know what it is like to be in debt. No, not the kind of debt where you owe Bob a bit [...]
- I Am 90 Days Late on Two Credit Cards. A Debt Management Plan Company Said They Could Not Help Me. – Jennifer
“Dear Steve, I have two outstanding credit cards that have not been paid in over 90days. I tried to go through a debt management and found out that two of them they really could not do anything with. Now I am trying to make arrangements to just make payments on both cards but I am [...]
- I Can’t Sleep. I’m So Stressed About My Debt.
I don’t know why but tonight after two hours of sleep, I was wide awake. My solution was to head up to the guest room and watch some television in hopes I would fall back to sleep. No such luck. As I laid there watching the overnight infomercials on the little television I could not [...]
- I Have No Money to Pay My Increasing Debt. – Peter
“Dear Steve, I’m a salary plus commision salesperson who’s bottom fell out. My company implemented 30% pay cuts on both salary and commision. Combine this with the slow economy and and I’ve made 40% of last years salary. I have moved to a much smaller apartment and still have no money to pay my increasing [...]
- The Collection Manager Yelled at Me. I’m in the United Arab Emirates. – Cery
Cery “Dear Steve, I missed one payment for my first gulf bank credit card in the UAE so i wrote them an email to inform them of my current situation and to find a way to settle the matter with them, i paid 1,000aed against the minimum amount of 9,000aed. However i was shouted at [...]