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	<title>How to Get Out of Debt With the Get Out of Debt Guy &#187; financial hardship</title>
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		<title>Chloe Ruins Credit of Daughter With American Express</title>
		<link>http://getoutofdebt.org/4769/chloe-ruins-credit-of-daughter-with-american-express</link>
		<comments>http://getoutofdebt.org/4769/chloe-ruins-credit-of-daughter-with-american-express#comments</comments>
		<pubDate>Tue, 11 May 2010 18:16:19 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[amex]]></category>
		<category><![CDATA[amex card]]></category>
		<category><![CDATA[arrears]]></category>
		<category><![CDATA[authorized user]]></category>
		<category><![CDATA[balloon payment]]></category>
		<category><![CDATA[co-signer]]></category>
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		<category><![CDATA[credit fraud]]></category>
		<category><![CDATA[emergencies]]></category>
		<category><![CDATA[financial hardship]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=4769</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Chloe wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/4769/chloe-ruins-credit-of-daughter-with-american-express">Chloe Ruins Credit of Daughter With American Express</a></p>]]></description>
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		<title>&#8220;I Have Three Degrees But I&#8217;m Broke And Miserable&#8221;</title>
		<link>http://getoutofdebt.org/1246/i-have-three-degrees-but-im-broke-and-miserable</link>
		<comments>http://getoutofdebt.org/1246/i-have-three-degrees-but-im-broke-and-miserable#comments</comments>
		<pubDate>Mon, 22 Feb 2010 22:32:18 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[car payment]]></category>
		<category><![CDATA[department of education]]></category>
		<category><![CDATA[direct loan]]></category>
		<category><![CDATA[direct loans]]></category>
		<category><![CDATA[financial hardship]]></category>
		<category><![CDATA[forbearance]]></category>
		<category><![CDATA[get a job]]></category>
		<category><![CDATA[going to college]]></category>
		<category><![CDATA[income contingent repayment]]></category>
		<category><![CDATA[job bank]]></category>
		<category><![CDATA[loan obligations]]></category>
		<category><![CDATA[loan options]]></category>
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		<category><![CDATA[school loans]]></category>
		<category><![CDATA[self esteem]]></category>
		<category><![CDATA[self-worth]]></category>
		<category><![CDATA[student loan payments]]></category>
		<category><![CDATA[student-loans]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=1246</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Theresa wrote to me through the GetOutOfDebt.org site and asked for feedback and advice. You can see her question below. If you have a question about how to get out of debt, just visit GetOutOfDebt.org and ask, my help and advice are totally free. &#8220;Dear Steve, I have $75,000 in school loans and I have [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/1246/i-have-three-degrees-but-im-broke-and-miserable">&#8220;I Have Three Degrees But I&#8217;m Broke And Miserable&#8221;</a></p>]]></description>
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		<title>Anne is Struggling With Her Student Loans and Sallie Mae</title>
		<link>http://getoutofdebt.org/5113/anne-is-struggling-with-her-student-loans-and-sallie-mae</link>
		<comments>http://getoutofdebt.org/5113/anne-is-struggling-with-her-student-loans-and-sallie-mae#comments</comments>
		<pubDate>Tue, 09 Dec 2008 20:39:25 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[college education]]></category>
		<category><![CDATA[financial hardship]]></category>
		<category><![CDATA[sallie mae]]></category>
		<category><![CDATA[student-loans]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5113</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Anne wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5113/anne-is-struggling-with-her-student-loans-and-sallie-mae">Anne is Struggling With Her Student Loans and Sallie Mae</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>John Wants to Know &#8220;If I  Consolidate My Debt On One Account Will It Hurt My Credit Score?&#8221;</title>
		<link>http://getoutofdebt.org/3913/john-wants-to-know-if-i-on-one-account-hurt-my-credit-score</link>
		<comments>http://getoutofdebt.org/3913/john-wants-to-know-if-i-on-one-account-hurt-my-credit-score#comments</comments>
		<pubDate>Mon, 10 Nov 2008 14:32:58 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[consolidating-your-debt]]></category>
		<category><![CDATA[credit card payments]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit union]]></category>
		<category><![CDATA[debt consolidation credit]]></category>
		<category><![CDATA[debt consolidation credit card]]></category>
		<category><![CDATA[financial hardship]]></category>
		<category><![CDATA[interest rate reduction]]></category>
		<category><![CDATA[mathematical sense]]></category>
		<category><![CDATA[minimum payments]]></category>
		<category><![CDATA[negative consequences]]></category>
		<category><![CDATA[unsecured debt consolidation]]></category>
		<category><![CDATA[unsecured debt consolidation loan]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=3913</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>John wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/3913/john-wants-to-know-if-i-on-one-account-hurt-my-credit-score">John Wants to Know &#8220;If I  Consolidate My Debt On One Account Will It Hurt My Credit Score?&#8221;</a></p>]]></description>
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		<title>New Concerns About 40% Credit Card Debt Reduction Proposal</title>
		<link>http://getoutofdebt.org/3277/new-concerns-about-40-credit-card-debt-reduction-proposal</link>
		<comments>http://getoutofdebt.org/3277/new-concerns-about-40-credit-card-debt-reduction-proposal#comments</comments>
		<pubDate>Mon, 03 Nov 2008 20:38:07 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Credit Counseling Industry]]></category>
		<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[all creditors]]></category>
		<category><![CDATA[bankruptcy protection]]></category>
		<category><![CDATA[consumer advocates]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[debt management plan]]></category>
		<category><![CDATA[debt management program]]></category>
		<category><![CDATA[extensive research]]></category>
		<category><![CDATA[fast track]]></category>
		<category><![CDATA[financial hardship]]></category>
		<category><![CDATA[first glance]]></category>
		<category><![CDATA[half baked]]></category>
		<category><![CDATA[individual voluntary arrangement]]></category>
		<category><![CDATA[insolvent debtors]]></category>
		<category><![CDATA[iva]]></category>
		<category><![CDATA[large-portion]]></category>
		<category><![CDATA[majority vote]]></category>
		<category><![CDATA[personal experience]]></category>
		<category><![CDATA[proponents]]></category>
		<category><![CDATA[repayment plan]]></category>
		<category><![CDATA[unsecured creditors]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=3277</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Last week I wrote an article Banks Agree to Wipe Out Up to 40 Percent of Credit Card Debt But Watch Out but more information has come to light since then. While consumer advocates are happy about the possibility of getting banks to write off as much as 40% of the debt in order to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/3277/new-concerns-about-40-credit-card-debt-reduction-proposal">New Concerns About 40% Credit Card Debt Reduction Proposal</a></p>]]></description>
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