Tag Archives: free bankruptcy

How to File Bankruptcy Yourself

Here is an overview about how to file bankruptcy yourself and what to expect. Businesses must have a lawyer or attorney to register a bankruptcy case. Individuals, can, may represent themselves in bankruptcy court. While people can file a bankruptcy case without a attorney or “pro se,” it is seriously difficult to do it competently. [...]

Trisha is a Single Mom, Separated, and Facing Bankruptcy. What Should She Do?

Trisha “Dear Steve, I am a single mom and heavily in debt. I was living with my husband (we are legally separated) because of finances but recently I moved out. I am not behind on my payments at this time because I didn’t have to pay rent, utilities, etc. It is only a matter of [...]

Kayte Has Drained Her Savings And Can’t Pay The Bills Anymore

Kayte “Dear Steve, My husband and I have roughly $75,000 in credit card debt. Due to the economy, we both have experienced a substantial decrease in our income (i.e., commission based pay). We have exhausted our savings trying to keep up with our mortgage payment, credit card payments, car payments and other cost. We are [...]

What Can We Legally Do to Get Out of Debt? – Mindy

Mindy “Dear Steve, Between my husband and i we have three jobs and we are so far behind on everything. and we have three kid we are doing our best by. What can we do to leagally get out of our debt? Mindy” The Answer:   Dear Mindy, Getting out of debt is not all [...]

I Have No Assets And Collectors Are Coming After Me. Should I Go Bankrupt? – Tim

“Hi Steve, Great Site, Great Photo’s. How do u make a living offering all this free help? My Question, I have around $100,000 in Credit Card Debt. I don’t own a home, it’s in my wife’s name. I lease a car 2002 Model payments $299 per month, car is worth less than the lease 100,000 [...]

Ed is Disabled and Falling in Debt Fast. What Can He Do?

“Dear Steve, I am disabled and falling in debt faster than i can handle. I am barely staying alive with trying to feed my family. I am behind on my mortgage and regular bills (utilities). I stopped paying on my credit cards just to try and keep my utilities from being disconnected. credit card companys [...]

Jeannie Already Went Bankrupt And Is Now With CCCS But Can’t Afford to Feed Her Daughter

Jeanie “Dear Steve, I have already gone to bankruptcy five years ago. I am currently in credit counseling, however, I do not have enough money to provide food and clothing for my child. I am a single parent not receiving child support, I have no child support judgment. Long story, but I felt it was [...]

Lourdes Writes In “What Should I Do to Get Out of Debt?”

“Dear Steve, I’m in debt really heavy from credit cards and other loans. What should I do to get out of debt. Lourdes” Dearest Lourdes, Wow, I really want to help you with some great advice and awesome guidance but gee-whiz a little more information would be really helpful. Maybe next time you write in [...]

Donald Writes In And Asks For Help “I’m Getting Behind on Bills!”

“I’m starting to get behind on bills. I owe $180,000.00 total: two houses ($12,500.00 and $35,000.00 appraisal) $97,000.00 and $24,000.00 owed. A 2006 van, 2005 truck, 2006 motorcycle, $13,000.00 credit card debt, a 2004 450 4 wheeler, but I can pay only $1200.00 every two weeks. Any suggestions?” Donald, It sounds like you’ve had quite [...]