Tag Archives: health insurance
- Simplee – Helping to Manage Your Health Insurance
My husband and I are pretty healthy and our doctor visits had been limited to yearly check-ups and an out of the blue visit when a cold wasn’t going away. This year has been a bit different for us in terms of using our health insurance. Besides getting my check-up I also had to go [...]
- My Daughter Has Chron’s Disease and I Don’t Have Insurance. – Pamela
I work for a company that has announced lay offs by 2012. I have credit card debt. One is 19,000. another is about 5,000. I am very worried about health insurance. I have a daugher that has had surgery with part of her large intestine taken out and they found crohns. seeing doctors regularly. I [...]
- Krystle Was 19 Years Old And Had a Mortgage and is Now Slipping Deep in Debt
Krystle “Dear Steve, I’m 21 years old, and live in California. I purchased my first home at the age of 19 and while that gives me a great sense of pride what does not leave me feeling good is my excessive credit card debt. I began snowballing the debt right after I bought the house. [...]
- A Great Resource to Find Affordable Health Insurance Information
The government has just launched HealthCare.gov and it is a great site about the affordable options for health insurance in America. Here is how the site describes itself. Welcome to www.HealthCare.gov, a website we designed to help you, your family, your business, your parents and grandparents, and your neighbors and friends get the information you [...]
- Fear of Debt Keeps Cancer Survivors From Getting Medical Care
A published work “Forgoing Medical Care Because of Cost” examines the issues facing cancer survivors in being able to afford continued access to medical care. The study found Cancer treatment may result in financial hardship, and an inability to afford medical copayments, prescription medications, and medical services perceived as nonessential (eg, dental and mental healthcare). [...]
- Marriage and Money: How to Talk to Your New Spouse About Finances
So you’re engaged. Or thinking about it. If you’re really serious about spending the rest of your life with another person, it’s time to get some of the tougher issues out in the open. Somewhere near the top of your list should be MONEY. Conflicts about money issues can stop a relationship before it has [...]
- Coping With Medical Bills
With medical bills skyrocketing, many people feel they simply can’t afford to be sick. But illness and accidents happen anyway, leaving many families financially unhealthy or even bankrupt. While there is no single, simple solution to the high cost of medical care, this brochure is designed to offer suggestions on coping with large medical bills. [...]
- Nobody Told Me That My Insurance Company Did Not Pay The Hospital. – Alex
“Dear Steve, I visited hospital and did x-ray and other laboratory test. I was told that my insurance would have paid it. I paid copay first time and I thought that was it. Nobody told me the possible amount that I must have paid. My insurance company denied all amount because they stated that it’s [...]
- My Husband Has Aggressive Advanced Cancer and Our Debt is Killing Us. – Gina
Gina “Dear Steve, We have a lot of debt and serious medical issues that are generating medical bills we won’t be able to pay. We bought a new house 2 years ago and haven’t been able to sell the old house. It is rented for just enough to cover the first mortgage payment. We have [...]
- I Can’t Afford to Save My Life And Pay My Credit Cards At The Same Time. – GPOT
GPOT “Dear Steve, I have more than 10 credit cards. I am self employed and up to today, I have been able to meet all my payments. Because I’m self-employed I have to health insurance. I have just been diagnosed with prostate cancer and I have been given no hope. As you can imagine my [...]
- We Were Turned Down By LendingClub.com. – Natasha
“Dear Steve, I am married with two young children. We moved in with my mother with the hopes of purchasing a home to take advantage of the first time homebuyers credit. Once we were told that the requirements of the FHA were changed and we needed more down payment, we decided to put the house [...]
- My Boyfriend Was in a Car Accident and Has a Big Medical Bill. – Mary
“Dear Steve, My boyfriend was in a car accident and went to the ER with chest pain immediately after it– we thought the insurance company would cover the cost of the ER visit because the other driver was at fault. There was no medical problem found and no follow-up required, but the bill for the [...]
- Majority of Bankruptcies Linked to Illness and Medical Bills
Harvard study finds 50 percent increase from 2001 Most of those bankrupted by illness were middle class and had insurance Medical problems contributed to nearly two-thirds (62.1 percent) of all bankruptcies in 2007, according to a study in the August issue of the American Journal of Medicine that was published today online. The data were [...]
- “I’m Right There With Everyone Else”
My name’s Annette and I just got told that in two weeks, my job will go from 40 hours a week to 10. On top of that, I’m losing all my benefits. Which means I have no health insurance to cover my lupus. My husband and I entered a debt management program several months ago [...]