Tag Archives: holiday shopping

My Mother’s Holiday Club Account

As a child I can remember my mother diligently putting $5 a week away in a holiday club account at our credit union. Every week, the same amount, and every week it was done. These days, the amount has increased to a whopping $10 a week. Although this doesn’t sound like much, if you multiply [...]

Avoiding Post-Holiday Headaches

All the parties are over and the decorations are put away. There goes another wonderful, fun-filled holiday season. That musical tie looked great on grandpa. Especially when it kept waking him up from his after-dinner nap. And the remote control, walking-talking-pooping dog was a riot with the kids. Now comes the hard part — facing [...]

How to Survive the Holidays Without Going Broke (or Insane!)

Demanding in-laws, children, spouses and siblings. Any or all of these can cause you to pull your hair out during the holiday season. Add this to the financial pressures exerted on your wallet at this time of year and you have a recipe for potential disaster. With not enough time for everyone and everything, it [...]

How to Cut Your Holiday Bills in Half Without Feeling Like Scrooge

If you usually find yourself in January and February facing a stack of bills from holiday shopping, resolve that this year you aren’t going to let the spending get out of hand. Decide that your holiday memories are going to be happy ones, not headaches! Following are strategies for spending less while enjoying your holidays [...]

3 Percent Of Homes Have Utilities Now Disconnected

Another bleak sign that consumers are slipping. I hope people are not going to face as bad of a 2009 as it is looking but the reality is, they might. I’ve been talking about credit card companies closing down credit limits, consumers using their credit cards more to pay for routine expenses and holiday shopping [...]

Sears, Home Depot May Lose 8% of Holiday Sales on Credit Limits

Sears, Home Depot May Lose 8% of Holiday Sales on Credit Limits Bloomberg - 5 minutes ago Outstanding credit-card debt has risen 75 percent since 1999, while real wages have grown 4 percent in the same period, according to a report last month by …

Your Credit Card Company Is Waking Up After A Bender

Have you ever raised your hurting head the morning after the night before after a little to much fun and alcohol? You know, when you’ve got a bad hangover and possibly regret some of what happened the night before. It’s much the same thing that is going on at credit card companies right now. Now [...]