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Tag Archives: holiday shopping

My Mother’s Holiday Club Account

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As a child I can remember my mother diligently putting $5 a week away in a holiday club account at our credit union. Every week, the same amount, and every week it was done. These days, the amount has increased to a whopping $10 a week. Although this doesn’t sound like much, if you multiply $10/week by 52 weeks per ... Read More »

Avoiding Post-Holiday Headaches

John's Extra Cash

All the parties are over and the decorations are put away. There goes another wonderful, fun-filled holiday season. That musical tie looked great on grandpa. Especially when it kept waking him up from his after-dinner nap. And the remote control, walking-talking-pooping dog was a riot with the kids. Now comes the hard part — facing the bills for all that ... Read More »

How to Survive the Holidays Without Going Broke (or Insane!)

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Demanding in-laws, children, spouses and siblings. Any or all of these can cause you to pull your hair out during the holiday season. Add this to the financial pressures exerted on your wallet at this time of year and you have a recipe for potential disaster. With not enough time for everyone and everything, it can be tempting to try ... Read More »

How to Cut Your Holiday Bills in Half Without Feeling Like Scrooge

justball-144x125

If you usually find yourself in January and February facing a stack of bills from holiday shopping, resolve that this year you aren’t going to let the spending get out of hand. Decide that your holiday memories are going to be happy ones, not headaches! Following are strategies for spending less while enjoying your holidays a lot more. Credit Strategies ... Read More »

3 Percent Of Homes Have Utilities Now Disconnected

justball-144x125

Another bleak sign that consumers are slipping. I hope people are not going to face as bad of a 2009 as it is looking but the reality is, they might. I’ve been talking about credit card companies closing down credit limits, consumers using their credit cards more to pay for routine expenses and holiday shopping being negatively impacted by credit ... Read More »

Sears, Home Depot May Lose 8% of Holiday Sales on Credit Limits

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Sears, Home Depot May Lose 8% of Holiday Sales on Credit Limits Bloomberg - 5 minutes ago Outstanding credit-card debt has risen 75 percent since 1999, while real wages have grown 4 percent in the same period, according to a report last month by ... Read More »

Your Credit Card Company Is Waking Up After A Bender

justball-144x125

Have you ever raised your hurting head the morning after the night before after a little to much fun and alcohol? You know, when you’ve got a bad hangover and possibly regret some of what happened the night before. It’s much the same thing that is going on at credit card companies right now. Now that the economy looks like ... Read More »

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