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Tag Archives: hurt my credit score

Is It Illegal for a Creditor and Collector to Report The Same Account? – Josh

justball-144x125

“Dear Steve, Is it illegal for both a creditor and a collector to report the exact same account? I have several old credit cards that show charged off and then a duplicate of that account by a collection agency. Isn’t that double and even triple punishment for the same account? My credit score goes lower whenever the same account is ... Read More »

How Can I Get My Credit Card Debt Reduced Without Changes to My Credit Score? – Wondering

justball-144x125

“Dear Steve, My credit score is above 790. I am unemployed and receiving $450/week in unemployment insurance. I have less than $10k in savings and do not own a home. My car is 12 years old. My monthly expenses are $2,500. I owe $21K on 2 credit cards: $17k is at 0% interest until April. $4k is at 12.99% — ... Read More »

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