How to Get Out of Debt With the Get Out of Debt Guy » ibr http://getoutofdebt.org Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry. Sun, 12 Feb 2012 04:34:19 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Are My Student Loans on the IBR Plan Dischargeable in Bankruptcy? – Nick http://getoutofdebt.org/31920/are-my-student-loans-on-the-ibr-plan-dischargeable-in-bankruptcy-nick http://getoutofdebt.org/31920/are-my-student-loans-on-the-ibr-plan-dischargeable-in-bankruptcy-nick#comments Tue, 01 Nov 2011 19:44:30 +0000 Lewis Roberts http://getoutofdebt.org/?p=31920

From How to Get Out of Debt

“Dear Lewis, I’ve got about $80,000 in consolidated student debt on the IBR plan. Good job, making about $48,000 a year. But since I’m not a doctor, lawyer, or wall street guy, I’ll never reduce the principle, and 25 years is a long time. Would bankruptcy clear this? And if so, then why not just [...]

Read the full article at GetOutOfDebt.org, click here: Are My Student Loans on the IBR Plan Dischargeable in Bankruptcy? – Nick

]]> http://getoutofdebt.org/31920/are-my-student-loans-on-the-ibr-plan-dischargeable-in-bankruptcy-nick/feed/ 0 I’m a Single Mom and Up to My Eyeballs in Student Loan Debt. – Debbie http://getoutofdebt.org/31837/im-a-single-mom-and-up-to-my-eyeballs-in-student-loan-debt-debbie http://getoutofdebt.org/31837/im-a-single-mom-and-up-to-my-eyeballs-in-student-loan-debt-debbie#comments Thu, 27 Oct 2011 22:15:37 +0000 Steve Rhode http://getoutofdebt.org/?p=31837

From How to Get Out of Debt

“Dear Steve, Single Mom. In debt up to my eyeballs. College loan from 1985 just wont go away. Originally owed 12, 400, approx. Now I owe over 24,000. I have exhausted all options to get help. I am on a graduated repayment program. The only thing left for me. This means my payment will go [...]

Read the full article at GetOutOfDebt.org, click here: I’m a Single Mom and Up to My Eyeballs in Student Loan Debt. – Debbie

]]> http://getoutofdebt.org/31837/im-a-single-mom-and-up-to-my-eyeballs-in-student-loan-debt-debbie/feed/ 4 How Will Student Loan Reform Help Me Get My Defaulted Loans Back in Shape? – Jennifer http://getoutofdebt.org/31833/how-will-student-loan-reform-help-me-get-my-defaulted-loans-back-in-shape-jennifer http://getoutofdebt.org/31833/how-will-student-loan-reform-help-me-get-my-defaulted-loans-back-in-shape-jennifer#comments Thu, 27 Oct 2011 21:19:52 +0000 Steve Rhode http://getoutofdebt.org/?p=31833

From How to Get Out of Debt

“Dear Steve, I defaulted on a student loan and need to get back on my feet. It has CRUSHED my credit (currently at 520) so i do need to improve. How does the new student loan reform affect those that already defaulted? Can those with a defaulted loan get some relief and improve their credit [...]

Read the full article at GetOutOfDebt.org, click here: How Will Student Loan Reform Help Me Get My Defaulted Loans Back in Shape? – Jennifer

]]> http://getoutofdebt.org/31833/how-will-student-loan-reform-help-me-get-my-defaulted-loans-back-in-shape-jennifer/feed/ 0 Is It Illegal For Me to Have to Pay More Than Half My Monthly Income to Student Loans? – Kandyce http://getoutofdebt.org/28041/is-it-illegal-for-me-to-have-to-pay-more-than-half-my-monthly-income-to-student-loans-kandyce http://getoutofdebt.org/28041/is-it-illegal-for-me-to-have-to-pay-more-than-half-my-monthly-income-to-student-loans-kandyce#comments Tue, 24 May 2011 21:51:01 +0000 Steve Rhode http://getoutofdebt.org/?p=28041

From How to Get Out of Debt

“Dear Steve, I graduated from four years abroad in 2009 with about $180,000 in Private Student Loans with Sallie Mae. On top of my federal student loans and loans sold to the Department of Education, I am currently paying almo0st $1100 a month, on a “2 year, interest only” repayment plan. Sallie Mae’s only other [...]

Read the full article at GetOutOfDebt.org, click here: Is It Illegal For Me to Have to Pay More Than Half My Monthly Income to Student Loans? – Kandyce

]]> http://getoutofdebt.org/28041/is-it-illegal-for-me-to-have-to-pay-more-than-half-my-monthly-income-to-student-loans-kandyce/feed/ 0 We Are Trying to Get Out of American Educational Services Student Loans http://getoutofdebt.org/27438/we-are-trying-to-get-out-of-american-educational-services-student-loans http://getoutofdebt.org/27438/we-are-trying-to-get-out-of-american-educational-services-student-loans#comments Thu, 21 Apr 2011 23:09:10 +0000 Steve Rhode http://getoutofdebt.org/?p=27438

From How to Get Out of Debt

“Dear Steve, My wife returned to school several years ago and took out some student loans. Those loans were eventually sold to aes. One was for about $10,000 and the other for about $8,000. She has been paying the minimum statement for five years, (about $9,000) but the amount owed hasn’t decreased! The payments are [...]

Read the full article at GetOutOfDebt.org, click here: We Are Trying to Get Out of American Educational Services Student Loans

]]> http://getoutofdebt.org/27438/we-are-trying-to-get-out-of-american-educational-services-student-loans/feed/ 0 I Work as a Correctional Officer With Loads of Student Loan Debt. – Lynn http://getoutofdebt.org/22111/i-work-as-a-correctional-officer-with-loads-of-student-loan-debt-lynn http://getoutofdebt.org/22111/i-work-as-a-correctional-officer-with-loads-of-student-loan-debt-lynn#comments Wed, 13 Oct 2010 03:48:54 +0000 Steve Rhode http://getoutofdebt.org/?p=22111

From How to Get Out of Debt

“Dear Steve, I enrolled in college and the student loan money was easy to get. Now the money is due and we are being crushed by the payments of the student loans. I have close to 70k in student loans and my income is not going to be substantially impacted by my degree. We put [...]

Read the full article at GetOutOfDebt.org, click here: I Work as a Correctional Officer With Loads of Student Loan Debt. – Lynn

]]> http://getoutofdebt.org/22111/i-work-as-a-correctional-officer-with-loads-of-student-loan-debt-lynn/feed/ 8 My Social Security Number is Off By One Digit. Do I Still Have to Repay My Student Loan? – Steven http://getoutofdebt.org/21849/my-social-security-number-is-off-by-one-digit-do-i-still-have-to-repay-my-student-loan-steven http://getoutofdebt.org/21849/my-social-security-number-is-off-by-one-digit-do-i-still-have-to-repay-my-student-loan-steven#comments Wed, 15 Sep 2010 19:56:05 +0000 Steve Rhode http://getoutofdebt.org/?p=21849

From How to Get Out of Debt

“Dear Steve, I have recently filed for bankruptcy. After the discharge I found out about a student loan that is now in collections. (I assume the collections agency was able to locate me due to the bankruptcy filing.) The problem is that the social security number the collections agency has for me is incorrect (off [...]

Read the full article at GetOutOfDebt.org, click here: My Social Security Number is Off By One Digit. Do I Still Have to Repay My Student Loan? – Steven

]]> http://getoutofdebt.org/21849/my-social-security-number-is-off-by-one-digit-do-i-still-have-to-repay-my-student-loan-steven/feed/ 0 I’m Willing to Co-Sign a Loan to Help Out My Guy. – Lou http://getoutofdebt.org/7429/im-willing-to-co-sign-a-loan-to-help-out-my-guy-lou http://getoutofdebt.org/7429/im-willing-to-co-sign-a-loan-to-help-out-my-guy-lou#comments Tue, 06 Apr 2010 18:29:55 +0000 Steve Rhode http://getoutofdebt.org/?p=7429

From How to Get Out of Debt

Lou wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I’m Willing to Co-Sign a Loan to Help Out My Guy. – Lou

]]> http://getoutofdebt.org/7429/im-willing-to-co-sign-a-loan-to-help-out-my-guy-lou/feed/ 1 I’m in Debt to the IRS and Student Loans Only. What Can I Do? – Veronica http://getoutofdebt.org/7303/im-in-debt-to-the-irs-and-student-loans-only-what-can-i-do-veronica http://getoutofdebt.org/7303/im-in-debt-to-the-irs-and-student-loans-only-what-can-i-do-veronica#comments Wed, 23 Dec 2009 03:24:56 +0000 Steve Rhode http://getoutofdebt.org/?p=7303

From How to Get Out of Debt

Veronica wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: I’m in Debt to the IRS and Student Loans Only. What Can I Do? – Veronica

]]> http://getoutofdebt.org/7303/im-in-debt-to-the-irs-and-student-loans-only-what-can-i-do-veronica/feed/ 0 We Are Spending Down Our Savings Trying to Make Ends Meet. – Patch http://getoutofdebt.org/7322/we-are-spending-down-our-savings-trying-to-make-ends-meet-patch http://getoutofdebt.org/7322/we-are-spending-down-our-savings-trying-to-make-ends-meet-patch#comments Fri, 26 Jun 2009 12:44:12 +0000 Steve Rhode http://getoutofdebt.org/?p=7322

From How to Get Out of Debt

Patch wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Read the full article at GetOutOfDebt.org, click here: We Are Spending Down Our Savings Trying to Make Ends Meet. – Patch

]]> http://getoutofdebt.org/7322/we-are-spending-down-our-savings-trying-to-make-ends-meet-patch/feed/ 8 Website Offers Helpful Advice for Those Looking for Student Loan Forgiveness http://getoutofdebt.org/6645/website-offers-helpful-advice-for-those-looking-for-student-loan-forgiveness http://getoutofdebt.org/6645/website-offers-helpful-advice-for-those-looking-for-student-loan-forgiveness#comments Wed, 15 Apr 2009 15:12:20 +0000 Steve Rhode http://getoutofdebt.org/?p=6645

From How to Get Out of Debt

The IBR Info site at www.ibrinfo.org appears to be a good source of information on income based repayment options and student loan forgiveness programs. For those working in public service jobs, the site give you information that can help you to eliminate your student loan debts based on your job.Other Related Articles to ReadStudent Loan [...]

Read the full article at GetOutOfDebt.org, click here: Website Offers Helpful Advice for Those Looking for Student Loan Forgiveness

]]> http://getoutofdebt.org/6645/website-offers-helpful-advice-for-those-looking-for-student-loan-forgiveness/feed/ 2