Tag Archives: improve credit report

How to Get All the Cheap Credit You Want

Today, the average person pays between 16 and 17 percent on credit card balances. While interest charges may seem low when you look at the monthly charge on your statement, over the long run they can really add up. In fact, the average person can put a hundred bucks or more in his or her [...]

Credit Scoring: How it Works and How You Can Improve Your Score

What Is Credit Scoring? If you have tried to get credit, a loan or a mortgage, you may have had your credit information graded for risk potential. This is called “credit scoring” or “risk scoring.” Credit scoring is one factor that lenders or creditors consider to determine if they should give you a loan, a [...]

Lauren is Searching For Ways to Get Out Of Debt And Make Her Bad Credit Go Away

“Dear Steve, If I find a consolidation company to help me pay my bills will my bad credit go away? Lauren” The Answer:   Dear Lauren, It is usual for people to search for a magic wand that will make their debt go away without impacting their credit report. There really is no such solution, [...]