Tag Archives: improve credit

We Want to Buy a House But Need to Deal With Our Bad Credit. – Alejandra

“Dear Steve, Im 27 years old, hoping to purchase a home $150,000-$185,000 hopefully in june of 2012. Last years gross combined income was about $85,000. my husband is year 6 post bankruptcy, his score is about 650-680, most of my debt is old, i have a credit score of 584 and 602. I am currently [...]

Do It Yourself Guide to Credit Reports: 10 Ways to Improve Your Credit

So your credit’s not so hot. A few late payments, maybe an account or two that went to collections. What’s the big deal? As you’ve probably found out, it may be a very big deal. You’ve probably already been turned down for the best credit cards and maybe you’ve had trouble getting a car loan. [...]

Legally Remove Negative Information on Your Credit Report

Well it has happened again. Yet another credit repair organization has fallen under the sledgehammer known as the Federal Trade Commission and you know what, rightfully so, idiot scammers. Wishful consumers desperate for a quick fix to hide accurate but negative items on their credit report are easy prey for credit repair scammers looking to [...]

My Husband Was in Jail and I Was Left Raising Our Child With a Low Credit Score. – Julie

Julie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Chris Has Bad Credit. I Show Him How to Easily Get Good Credit.

“Dear Steve, I’m 35, new dad, have a terrible credit score(in the 400s), want to improve my score for a better quality of life, and most of my debts are 8 years and older. I want to find specific information on how to remove old debts from my credit report. (ex. To whom do I [...]