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Tag Archives: income based repayment

Obama Pay As You Earn Student Loan Forgiveness Program Details

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The final rules and guidelines were released yesterday that can finally give us some guidance on a government student loan repayment program that can make it easier for many people. The Pay As You Earn program will provide much needed relief to more people that are drowning under a trillion dollars of student loan debt. The only downside here is ... Read More »

My Student Loan is Almost 30 Years Old and I’m In Collections. – Dawn

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“Dear Steve, I currently have a student loan that is 27 years old. I was 17 years old when I was offerred this loan, and really unaware of the rate of interest, penalties, etc. I divorced from my husband at the age of 19 (due to the fact that he was physically abusive), and in the divorce decree, it was ... Read More »

I Work as a Correctional Officer With Loads of Student Loan Debt. – Lynn

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“Dear Steve, I enrolled in college and the student loan money was easy to get. Now the money is due and we are being crushed by the payments of the student loans. I have close to 70k in student loans and my income is not going to be substantially impacted by my degree. We put our credit cards with a ... Read More »

I’m Willing to Co-Sign a Loan to Help Out My Guy. – Lou

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Lou “Dear Steve, Asking for my guy. He’s currently about $50,000 in debt between his student loan, car loan, and using his credit card to pay bills while he was out of work. The card is a bit over $6k, car is between $10 and 11k, and the student loan is around $34k. He currently makes about $30,000 a year ... Read More »

I’m in Debt to the IRS and Student Loans Only. What Can I Do? – Veronica

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Veronica “Dear Steve, Gawd I hate being in this situation, but I am 45 years old and almost $70,000 in debt. Most of it is from student loans, IRS, and other loans. No credit cards. I’ve heard that you cannot file bankruptcy with IRS or Student Loans debt. Was wondering if this is true. If so, what other options should ... Read More »

We Are Spending Down Our Savings Trying to Make Ends Meet. – Patch

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Patch “Dear Steve, My husband and I have alot of debt due to my student loans that are almost 100,000, and then of course we have a mortgage, car payments and the household bills. I feel like we are drowning and our savings is dwindling down fast. How can we get this under control before we are totally broke? Patch” ... Read More »

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