Tag Archives: income reduced

Do I Have to Be Behind on My Bills to Go Bankrupt? – Lys

Lys “Dear Steve, I’ve recently had a baby and im working part time. my monthly income is 400.00-550.00 a month. im having a hard time paying all my bills. my car payment is mostly all my income of 410.00 i have close to 20000.00 in credit card debt. i havent made my car payment for [...]

My Husband and I Both Work for a Construction Company That Has No Work. – Susan

“Dear Steve, I hope you can help me decide. My husband and I both work for a consturction company that has no work. They have not laid us off yet, but have cut our hours to 32 per week. I have not been able to get a nights sleep for worring how we are going [...]

I Fell for the Balance Transfer Gimmicks Offered by the Credit Card Companies. – Brad

Brad “Dear Steve, My wife and I had our income reduced by $3,500 a month! I admit we overspent, and didnt save. I fell for the ‘balance transfer’ gimmicks offered by the credit card companies, and went head over heels in debt. I refinanced our home, that was almost paid off! Then they started raising [...]