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Tag Archives: insolvency practitioner

IVA or Bankruptcy for My Hong Kong Debt? – Anon

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“Dear Steve, English citizen with Hong kong perm residency. Lost job in Aug 2009 in Hong Kong, suffered from severe depression, went back to my parents in the UK, claiming jobseekers allowance since nov 2009, remained unemployed now. When leaving HK, I just left and left credit card bill unpaid. With interest, to date, I owe 185k HKD. I lived ... Read More »

My IVA Has Failed And I’m At The End of My Rope and Considering Death. – Charlie

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Charlie “Dear Steve, I had an IVA for 2 years -now failed due to I cannot afford the repayment in the first place anyway, my income was manipulated by my supervisor so that I can get through the IVA petition. Manage to keep it going for 2 years by borrowinf from pot a to pay pot b, so on and ... Read More »

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