internal revenue service

 

 

The American Consumers Nuclear Winter

 With so little time before the next presidential election it is a good time to take a quick look at some important issues that are impacting the wallets and purses of the American consumer.
Under the Bush administration consumers were significantly harmed by unreasonable and unfair bankruptcy reforms that clearly helped big business, hurt consumers and [...]

Click here to read the rest of "The American Consumers Nuclear Winter"


Will Banks Negotiate My Student Loans? – Russell

 
“Dear Steve,
4-1/2 years ago I decided to go back to school for Dental Hygiene. My wife would not let me work during the four years of school and her income did not quite meet all our expenses. I took out private loans to pay for school and living expenses plus rolled an old HELOC loan [...]

Click here to read the rest of "Will Banks Negotiate My Student Loans? – Russell"


Some Old Debts Just Resurfaced on My Credit Report. – Carrie

“Dear Steve,
Several years ago (6-8 years) I accumulated approximately $25,000 of debt and no reasonable way to pay it back after a divorce. I dodged the creditors and collection agencies-but never had the means to pay anything to any of them. (I lived in subsidized housing,received food stamp benefits and was qualified for rehab services [...]

Click here to read the rest of "Some Old Debts Just Resurfaced on My Credit Report. – Carrie"


I Recently Bought a Business That Isn’t Doing Well and Owes the IRS. – Susan

“Dear Steve,
I recently bought a business that isn’t doing well. I’m just making enough to pay the business expenses with zero left over. I’ve accumulated $68000 in debt plus an additional $81,000 in a Home Equity loan due to a gambling problem I have. I’ve since gotten help for the habit and haven’t gambled in [...]

Click here to read the rest of "I Recently Bought a Business That Isn’t Doing Well and Owes the IRS. – Susan"


American Express is the Least Helpful and Scariest Creditor I Have. – Patricia

Patricia wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Click here to read the rest of "American Express is the Least Helpful and Scariest Creditor I Have. – Patricia"