Tag Archives: judgment proof
- I am disabiled am I judgement proof – Jeff
Hi I have worked every day of my life I am 48 every thing was going great till one day at work I fell 20 foot and messed up my low back I had been paying my credit cars on time and extra but when the accident happened I had surgery and I ended up [...]
- What Does Judgment Proof Mean?
Q: What does it mean to be judgement proof, and how do I know if I am? Thank you. – Betty Reply from DebtCollectionAnswers.com: Great question Betty! Being judgment proof essentially means that you don’t own any property that could be seized or attached by creditors. If you were sued, the creditor or collector might [...]
- I’m 69 And Lost My Job But I Want to Pay My Debts. – Chuck
Chuck wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- My Elderly Mother Just Got Sued by Citibank. I Think She’s Judgment Proof. – Kay
“Dear Steve, I asked a question a few months ago about my elderly mother’s sitation, I am her caregiver, (see link in background info of this form). Yesterday Friday 4.8 she was served with papers by Michael J. Scott representing Citibank and has 20 days to respond. My mother is judgement proof her only income [...]
- What is the Process to Become Judgment Proof? – Patricia
I have already consulted a lawyer re filing bankruptcy, but he told me that because I receive nothing but a SS Disability Check, that I was judgement proof. However, he didn’t tell me if I am supposed to file this with the court, or just let the creditors figure it out for themselves? Surely, there [...]
- Collection Proof in the State of Georgia? – Bernard
No assets ,only Social Security,11 year old Car, home foreclosed,job outsourced,unemployed,Diabetes,Prostate Problems,Cataract,Pituitary Adenoma,Health Conditions,in seventies. Being sued for Credit card debt in court. What options do I have in getting rid of this problem. Am I judgement proof in State of Georgia Bernard Click here to help people to get out of debt. This reader [...]
- I Am the Caregiver for My Elderly Mother Who Owes Discover, Citi and Chase. – Kay
“Dear Steve, My elderly mother for whom I am caregiver and have power of attorney is in debt to three credit cards (Discover, Citi, Chase) and has a total income of $2,000 a month from social security and a pension, due to a combination of depleted savings, rising costs, and other expenses, etc. we can [...]
- Can I Be Sued and My Wages Garnished if I Make $70 a Week? – Karylan
Karylan wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- What Can Toyota Do to My Parents? – Steve
“Dear Steve, question regarding my parents who are senior citizens and have not assets my parents have a car that they can no longer afford to make monthly payments on. I believe toyota motor is going to repossess the car and I assume they will sell it at auction. My parents have no money to [...]
- I Was Told I Was Judgment Proof. – Cynthia
“Dear Steve, I have been told I am “Judgement proof”…I am trying to find information that would give me a scenario of what the process is/does. I have just recently begun non-payment to creditors.. Is this a long process? and would filing a Chp 7 make it simpler? Cynthia” The Answer: Dear Cynthia, Judgment proof [...]
- Bankruptcy Attorney Said I’m Judgment Proof and Should Not Bother With Bankruptcy. – John
“Dear Steve, I have $39,000 in credit card and unsecured loan debt due to becoming disabled with Parkinson’s in 2007. Unfortunately, I used credit lines to make ends meet, and now I am at the point of no return. Of the $39,000, $30,000 is to 2 companies (HSBC and Chase). One will not work with [...]
- I’m Worried About Having My Social Security Benefits Garnished. – Lisa
“Dear Steve, Hello, I found your website online by doing a search on Google. I truly hope you can help me. My question relates to a debt (one of many) that I can’t pay. Around the first week of Jan. 2010, I was served with papers for a credit card debt. It is an account [...]
- I’m a Low Income Single Mother With a Disabled Son and Collectors are Chasing Me. – Milla
Milla wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- My Dad Only Gets Social Security And Can’t Pay His Credit Card. – Nancy
Nancy wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- Am I Judgment Proof? – Larry
“Dear Steve, I am on Soc Sec Disability (SSDI). I have over $10K in credit card debt. I have no other debts, loans, no student loans, no child support and no taxes due. I have 3 cars which I owe no money on (two 1999 models and a 1991 model) that may come to a [...]