Tag Archives: late fees
- WaMu Will Not Let Me Change My Due Date. – Robert
“Dear Steve, I want to change the due date on my WaMu credit card account and because I am over the limit they will not change it. In 2007 I went on preretirement at age 62. I only get $800.00 a month and my rent is $400.00 gas and electric $250.00. I pay them $60.00 [...]
- Trish Says “Credit Counselor Is Going Out of Business And I’m Late On Payments”
“Dear Steve, I have been enrolled with a consumer law center that was working with my creditors on my outstanding credit cards. I was late on payments up to 4 months. I was told today that the law center is closing without helping to pay off my creditors. I was making payments to them at [...]
- Get Out of Debt
Struggling to get out of debt ? If so, you aren’t alone. Millions of Americans are drowning in debt. They are overextended to the point of filing bankruptcy or losing their home to foreclosure
- Pam Asks “Does a Deferred Student Loan Lower Your Credit Score”
“Dear Steve, I have $40,000 in credit card debt but have never missed a payment.I am trying very hard to make more than the minimum payment. I have a long credit history with no late fees ever. My credit score is about 750. I have 3 kids in college and have outstanding deferred students loans [...]
- How Can I Lower My Interest Rates or Eliminate or Consolidate My Credit Cards? – Anna
“Dear Steve, I own a t-shirt printing/embroidery co. I used credit cards to expand because I couldn’t get the money I needed for cash flow. I was doing well and seem to be turning around but last year was difficult and I fell behind on a few payments & had late pays. I am collecting [...]
- Bank of America Hit With Class Action Suit Over Credit Card Fees And Charges
On November 24, 2008 a class action lawsuit was filed against Bank of America, for deliberately engaging in a course of action that led to credit card customers to be intentionally penalized even though payments were made by the due date. The suit cites, as an example, the case of Bruce Trombley who received a [...]