Tag Archives: Lifeguard Financial

Meracord / NoteWorld Still Taking a Beating Over Debt Relief Activities. Drags Many In.

Courthouse News is reporting a new class action suit has been filed against Meracord (NoteWorld) and other for debt settlement activities. This 50 page complaint was filed by Steve Berman ([email protected]) with Hagens Berman Sobol Shapiro in Seattle and makes similar allegations as other suits have. The suit damns companies that have worked or are [...]

Washington Class Action Suit Refocused on Lloyd Ward and Meracord

Back in July a class action lawsuit was filed against Meracord (formerly NoteWorld) and Lloyd Ward, the Dallas debt settlement attorney who has sued my wife and I. The first compliant filed was a bit meandering and did not focus that much on the activities of Ward and his debt settlement companies. It appears the [...]

Scott Law Group Debt Settlement Litigation List Contains Some New Companies

The Scott Law Group in Washington State has been VERY active in going after debt settlement companies that allegedly injure consumers. It appears some new companies have been added to their list of current litigation, The new companies include FBL Associates, Lifeguard Financial, Please Reduce My Debt, and Think Outside the Box Solutions. – Source [...]

I Can’t Reach Anyone at FBL or Lifeguard Financial. – Taunya

Three years ago my credit was perfect but I was in over my head and was solicited by Lifeguard Financial. They were very convincing in telling me that I could cut my credit card debt in half and reduce my monthly payments. They were not upfront about the fees. I have been making payments to [...]

I Signed a Contract With Lifeguard Financial and I’m Paying NoteWorld. – Cyndi

“Dear Mitch, I signed a contract with lifeguard financial on August of 2009 and I have been making a payment of 637/mo to Noteworld. This month I still made a payment, I tried getting into my account at my.espda.com and its giving me an error, also I have tried contacting them via several phone numbers [...]

Reader Wants to Know What’s Up With NoteWorld Lawsuit

A reader sent in a comment, “I have been following the Noteworld class action suit from afar. Are you aware of a settlement in this case? Thanks for all the good work you do out there and your help with this is much appreciated.” I have not checked on the case in a while, so [...]

NoteWorld Hit With Class Action RICO Suit

Thanks to a tipster (send in your tips here) we discover that NoteWorld was just hit with a lawsuit on behalf of consumers against Noteworld, LLC (“Noteworld”), claiming the Tacoma, Wash. company has violated the Racketeer Influenced and Corrupt Organizations Act (“RICO”) by engaging in a conspiracy to defraud consumers by extracting exorbitant fees from [...]

I Signed Up With Lifeguard Financial-FBL Associates-Noteworld. How Do I Get Out? – George

“Dear Damon, I signed up with a debt settlement company two years ago. I signed up for a three year program with Lifeguard Financial/FBL Associates/Noteoworld. I have paid $445 for the past 24 months. They tokk over $8000 in fees of the $9500 I paid. The latest was on June 2, 2011 for $1400 for [...]

I Am a Client of Lifeguard Financial And Most of My Unemployment Check Goes to Pay Them. – Galen

“Dear Damon, I am a client of Lifeguard Financial, started in January 16, 2009. The period of which debts were to be is a 36 month program. Total debt involved $28,382.00. Activation fee $4,257.30, maintenance fee is $49.00 per month. Each month the amount of $483.00 is withdrawn from my checking account. Back in December [...]

What is the Relationship Between Lifeguard Financial and ESP? – Ron

“Dear Steve, What is the relationship between ESP and Life Guard Financial. My wife was duped out of approximately 10K by Lifeguard. Any chances of getting any money back? What are the chances of getting an attorney or the Fla. Atty. General invoved to get any money back, or is it a lost cause? Ron” [...]

NoteWorld Involved in Georgia Class Action Case on Debt Adjusting. Raises Bigger Issues.

It seems the issues surrounding if payment processors in the debt settlement world is getting more complicated. This recent class action case is out of Georgia against NoteWorld and Noteworld Servicing Center; Hattie Burke v. NoteWorld. It appears that NoteWorld gets sucked in not because of their actions but because of the actions of who [...]

FBL Associates and Evan Kagan, Esq. The Battle Continues. Majority of Surveys Say Clients Feel Misled.

One of the allegations in the ongoing battle between debt relief providers Frank Linder, Esq. of FBL Associates and Evan Kagan, Esq. is the allegation that customer data was stolen from FBL Associates and utilized by the offices of Kagan to persuade clients to leave FBL and join Kagan.. For a number of months I’ve [...]

My Debt Settlement Firm FBL Associates Won’t Answer the Phone and Now I’m Panicking. – Tony

“Dear Steve, I was contacted by LGF(Life Guard Financial) one day explaining how they have my file and that I qualified for their help. They knew all my information (debt amount ,SSN, etc…) so it sounded more legit at the time. They told me how President Obama passed laws to assist people like me get [...]

I Am With Lifeguard Financial And Now Being Sued. – Jami

“Dear Steve, I have made a Huge mistake and don’t know how to get out of it! I racked up some debt in college, and could make payments until all the credit card companies jacked my interest rate to 29.99%. I then had a baby three months early and was unable to work and have [...]

NoteWorld, NoteWorld Servicing Center, Nationwide Support Services and Freedom Debt Center Slapped With Class Action Suit

There was a very recent class action suit against NoteWorld, NoteWorld Servicing Center, Nationwide Support Services, and Freedom Debt Center. Both Nationwide Support Services and Freedom Debt Center are TASC members. – Source. Joanne Garneau, the CEO of Nationwide Support Services, serves on the Executive Board of TASC. – Source I would not be surprised [...]