Tag Archives: living paycheck to paycheck
- Living From Paycheck to Paycheck. – Angelene
“Dear Steve, Really high credit card debt accrued through the years of being a student then getting married and having a kid. On top of that, I still have my student loans to pay for and a house mortgage. Our household income is good, it just seems to all go to our debt. We are [...]
- We Are at Our Breaking Point Trying to Pay the Bills Each Month. – Michelle & Phillip
“Dear Steve, WE ARE A ONE INCOME FAMILY WITH 4 CHILDREN. THREE WERE STILL LIVING AT HOME AND ONE IS MARRIED WITH ONE CHILD. SO WE WERE SUPPORTING 7 PEOPLE ON ONE INCOME… I STARTED USING CREDIT CARDS FOR GROCERISE, THE TRUCK BROKE DOWN AND COST AROUND $10,000 TO FIX. ALSO QUITE HONESTLY WE SPENT [...]
- We Have to Use the Credit Cards for Food and Gas. We Don’t Want to File Bankruptcy. – Linda
“Dear Damon, My husband and I got into credit card debt right out of college. We started off making about 50K per year, and have built our way up to 100K per year. I am a teacher and he works in food production. We relied on credit way too heavily our first 10 years of [...]
- I’m Being Sued by a Creditor And Was Told Only Chapter 13 Bankruptcy Might Be Right For Me. – Tim
“Dear Lewis, i am being sued by collection/ law firm(s) have received a citation of suit from a lawyer representing citibank. i have done online search for low cost attorney and spoke with one on the phone for court representation, he then pointed me towards a bankruptcy lawyer because he knew the suing firm well, [...]
- I Think I Did Everything Right, But I Still Seem to be in Debt! – Bel
I have one single credit card, which I’ve had since 1998. When I went to debt counciling and we looked at all my sorces of debt, it was recommened that I consolodate everything (including school loans, travel exspenses, etc) on to my credit card because it had the lowest interest rate (about 6.5%). This worked [...]
- I Feel Like I Just Threw a Bunch of Money Away. – Donnie
“Dear Steve, I had written to you a while back but could not find my original so am writing again. i am struggling really hard, i went from having no credit cards until 1999 to having too many, never made a late pmt. but because i was no longer working, disabled, started getting credit cards [...]
- Is CCCS Right for Us or is There a Better Alternative? – Shawn
Shawn wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- We are Living Paycheck to Paycheck and Being Sued for Thousands Plus Legal Fees. – Vanessa
This question was submitted to me through the GetOutOfDebt.org site. You can ask a question online here. Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response [...]
- I Had to Use My Credit Cards to Live and Pay Bills After My Divorce. – Christine
Christine wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]