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	<title>How to Get Out of Debt With the Get Out of Debt Guy &#187; lower interest rate</title>
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	<link>http://getoutofdebt.org</link>
	<description>Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry.</description>
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		<title>How Can I Lower My Capital One Credit Card Interest Rate? &#8211; Kelly</title>
		<link>http://getoutofdebt.org/28355/how-can-i-lower-my-capital-one-credit-card-interest-rate-kelly</link>
		<comments>http://getoutofdebt.org/28355/how-can-i-lower-my-capital-one-credit-card-interest-rate-kelly#comments</comments>
		<pubDate>Tue, 07 Jun 2011 20:31:10 +0000</pubDate>
		<dc:creator>Michael Bovee</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[How To Get Out Of Debt]]></category>
		<category><![CDATA[capital one]]></category>
		<category><![CDATA[Lower Credit Card Interest Rate]]></category>
		<category><![CDATA[lower interest rate]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=28355</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Michael, I&#8217;m 49 and married. Credit card is with Capitol One and I&#8217;ve had it for at least 6 years. No late payments. I don&#8217;t remember what my interest rate used to be, I think around 18%, but they raised it a couple of years ago to 24%! A few months ago my limit [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28355/how-can-i-lower-my-capital-one-credit-card-interest-rate-kelly">How Can I Lower My Capital One Credit Card Interest Rate? &#8211; Kelly</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/28355/how-can-i-lower-my-capital-one-credit-card-interest-rate-kelly/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do I Need a Really Good Sob Story to Get My Creditors to Lower My Interest Rates? &#8211; Laurie</title>
		<link>http://getoutofdebt.org/27916/do-i-need-a-really-good-sob-story-to-get-my-creditors-to-lower-my-interest-rates-laurie</link>
		<comments>http://getoutofdebt.org/27916/do-i-need-a-really-good-sob-story-to-get-my-creditors-to-lower-my-interest-rates-laurie#comments</comments>
		<pubDate>Thu, 19 May 2011 15:22:46 +0000</pubDate>
		<dc:creator>Damon Day</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Benefit Programs]]></category>
		<category><![CDATA[lower interest rate]]></category>
		<category><![CDATA[lower interest rates]]></category>
		<category><![CDATA[Reduce APR]]></category>
		<category><![CDATA[Reduce APRs]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=27916</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Damon, I have Lots of valid credit card debt. Is there a safe, do it yourself way to reduce the percentages on credit cards? Is calling and asking for reduced APRs doable&#8230;..do you need a sob story? Laurie&#8221; The Answer: Hello Laurie, That depends on your definition of safe. You can certainly call your [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/27916/do-i-need-a-really-good-sob-story-to-get-my-creditors-to-lower-my-interest-rates-laurie">Do I Need a Really Good Sob Story to Get My Creditors to Lower My Interest Rates? &#8211; Laurie</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/27916/do-i-need-a-really-good-sob-story-to-get-my-creditors-to-lower-my-interest-rates-laurie/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>58 Years Old, Good Job, Want Out of Debt in Five Years. What Should I Do? &#8211; Ricahrd</title>
		<link>http://getoutofdebt.org/25277/58-years-old-good-job-want-out-of-debt-in-five-years-what-should-i-do-ricahrd</link>
		<comments>http://getoutofdebt.org/25277/58-years-old-good-job-want-out-of-debt-in-five-years-what-should-i-do-ricahrd#comments</comments>
		<pubDate>Mon, 10 Jan 2011 21:13:35 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Credit Counseling]]></category>
		<category><![CDATA[lower interest rate]]></category>
		<category><![CDATA[lower interest rates]]></category>
		<category><![CDATA[Negotiate Better Rates]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=25277</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Steve, I am 58 years old, married with one grown child (married and out of the household). I am employed and my wife is as well. I have a very stable position that compensates me approx. $135,000 year and I also receive a retirement annuity in the amount of $15,000/year. My wife works part [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/25277/58-years-old-good-job-want-out-of-debt-in-five-years-what-should-i-do-ricahrd">58 Years Old, Good Job, Want Out of Debt in Five Years. What Should I Do? &#8211; Ricahrd</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/25277/58-years-old-good-job-want-out-of-debt-in-five-years-what-should-i-do-ricahrd/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Converting 8.9% Variable Credit Card to 3.4% Variable Equity is Bad Deal. George</title>
		<link>http://getoutofdebt.org/10916/converting-8-9-variable-credit-card-to-3-4-variable-equity-is-bad-deal-george</link>
		<comments>http://getoutofdebt.org/10916/converting-8-9-variable-credit-card-to-3-4-variable-equity-is-bad-deal-george#comments</comments>
		<pubDate>Fri, 04 Jun 2010 13:02:19 +0000</pubDate>
		<dc:creator>Mike Killian</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[lower interest rate]]></category>
		<category><![CDATA[lower-interest]]></category>
		<category><![CDATA[payoff debt early]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=10916</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Steve, I have $22K in credit card debt(on one card) with an 8.99% variable rate. Minimum payment is about $450/month. I have recently began to pay more than the minimum(last month i paid $1000) since I would love to pay this off or at least bring it down so my minimum payment isnt so [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/10916/converting-8-9-variable-credit-card-to-3-4-variable-equity-is-bad-deal-george">Converting 8.9% Variable Credit Card to 3.4% Variable Equity is Bad Deal. George</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/10916/converting-8-9-variable-credit-card-to-3-4-variable-equity-is-bad-deal-george/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How to Get All the Cheap Credit You Want</title>
		<link>http://getoutofdebt.org/19324/how-to-get-all-the-cheap-credit-you-want</link>
		<comments>http://getoutofdebt.org/19324/how-to-get-all-the-cheap-credit-you-want#comments</comments>
		<pubDate>Sun, 30 May 2010 15:42:47 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score & Credit Report]]></category>
		<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Cheap Credit]]></category>
		<category><![CDATA[Consolidate]]></category>
		<category><![CDATA[consolidate credit cards]]></category>
		<category><![CDATA[credit card offers]]></category>
		<category><![CDATA[Credit Card Programs]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[How to Improve Credit Report]]></category>
		<category><![CDATA[how to improve credit score]]></category>
		<category><![CDATA[how to improve credit scores]]></category>
		<category><![CDATA[improve credit report]]></category>
		<category><![CDATA[improve credit score]]></category>
		<category><![CDATA[Inexpensive Credit]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[Low Rate Card]]></category>
		<category><![CDATA[Low Rate Credit]]></category>
		<category><![CDATA[lower interest rate]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=19324</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Today, the average person pays between 16 and 17 percent on credit card balances. While interest charges may seem low when you look at the monthly charge on your statement, over the long run they can really add up. In fact, the average person can put a hundred bucks or more in his or her [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/19324/how-to-get-all-the-cheap-credit-you-want">How to Get All the Cheap Credit You Want</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/19324/how-to-get-all-the-cheap-credit-you-want/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bank of America is Charging Me 27% on My Credit Card. &#8211; Melinda</title>
		<link>http://getoutofdebt.org/7268/bank-of-america-is-charging-me-27-on-my-credit-card-melinda</link>
		<comments>http://getoutofdebt.org/7268/bank-of-america-is-charging-me-27-on-my-credit-card-melinda#comments</comments>
		<pubDate>Fri, 02 Apr 2010 22:34:12 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[lower interest rate]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7268</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Melinda wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7268/bank-of-america-is-charging-me-27-on-my-credit-card-melinda">Bank of America is Charging Me 27% on My Credit Card. &#8211; Melinda</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7268/bank-of-america-is-charging-me-27-on-my-credit-card-melinda/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Where Can I Go to Payoff My Credit Card With a Cheap Loan? &#8211; Sarah</title>
		<link>http://getoutofdebt.org/7725/where-can-i-go-to-payoff-my-credit-card-with-a-cheap-loan-sarah</link>
		<comments>http://getoutofdebt.org/7725/where-can-i-go-to-payoff-my-credit-card-with-a-cheap-loan-sarah#comments</comments>
		<pubDate>Sun, 07 Feb 2010 19:33:44 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[high interest rate credit card]]></category>
		<category><![CDATA[lower interest rate]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7725</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Sarah wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7725/where-can-i-go-to-payoff-my-credit-card-with-a-cheap-loan-sarah">Where Can I Go to Payoff My Credit Card With a Cheap Loan? &#8211; Sarah</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7725/where-can-i-go-to-payoff-my-credit-card-with-a-cheap-loan-sarah/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Want to Consolidate My Credit Card Debt at a Good Interest Rate. &#8211; Roy</title>
		<link>http://getoutofdebt.org/7224/i-want-to-consolidate-my-credit-card-debt-at-a-good-interest-rate-roy</link>
		<comments>http://getoutofdebt.org/7224/i-want-to-consolidate-my-credit-card-debt-at-a-good-interest-rate-roy#comments</comments>
		<pubDate>Mon, 15 Jun 2009 21:09:00 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[consolidation loan]]></category>
		<category><![CDATA[debt consolidation loan]]></category>
		<category><![CDATA[lower interest rate]]></category>
		<category><![CDATA[lower my interest rate]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7224</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Roy wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7224/i-want-to-consolidate-my-credit-card-debt-at-a-good-interest-rate-roy">I Want to Consolidate My Credit Card Debt at a Good Interest Rate. &#8211; Roy</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7224/i-want-to-consolidate-my-credit-card-debt-at-a-good-interest-rate-roy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Have Three Credit Cards With Rates Around 25%. How Can I Get Out of Debt? &#8211; Bill</title>
		<link>http://getoutofdebt.org/5830/i-have-three-credit-cards-with-rates-around-25-how-can-i-get-out-of-debt-bill</link>
		<comments>http://getoutofdebt.org/5830/i-have-three-credit-cards-with-rates-around-25-how-can-i-get-out-of-debt-bill#comments</comments>
		<pubDate>Thu, 02 Apr 2009 21:00:03 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Questions Answered by User Comments]]></category>
		<category><![CDATA[lower balance]]></category>
		<category><![CDATA[lower interest rate]]></category>
		<category><![CDATA[lower-interest]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5830</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>This question was submitted to me through the GetOutOfDebt.org site. You can ask a question online here. Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5830/i-have-three-credit-cards-with-rates-around-25-how-can-i-get-out-of-debt-bill">I Have Three Credit Cards With Rates Around 25%. How Can I Get Out of Debt? &#8211; Bill</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5830/i-have-three-credit-cards-with-rates-around-25-how-can-i-get-out-of-debt-bill/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
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		<title>I Just Got My Job Back, and I Am Playing Catch Up on My Bills. &#8211; Nicole</title>
		<link>http://getoutofdebt.org/5787/i-just-got-my-job-back-and-i-am-playing-catch-up-on-my-bills-nicole</link>
		<comments>http://getoutofdebt.org/5787/i-just-got-my-job-back-and-i-am-playing-catch-up-on-my-bills-nicole#comments</comments>
		<pubDate>Wed, 01 Apr 2009 09:02:45 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Questions Answered by User Comments]]></category>
		<category><![CDATA[catch up]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[get interest rate lowered]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[lower interest rate]]></category>
		<category><![CDATA[reduce interest rate]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5787</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>This question was submitted to me through the GetOutOfDebt.org site. You can ask a question online here. Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5787/i-just-got-my-job-back-and-i-am-playing-catch-up-on-my-bills-nicole">I Just Got My Job Back, and I Am Playing Catch Up on My Bills. &#8211; Nicole</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5787/i-just-got-my-job-back-and-i-am-playing-catch-up-on-my-bills-nicole/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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